ANZ Low Rate Credit Card
$250 Cashback with $1500 minimum spend in 3 Months, $0 First Year Annual Fee.
- Offer available to new and approved credit card applicants who apply for an ANZ Low Rate Credit Card Account. This is a limited time only offer which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers, packages or promotions or in respect of balances transferred from an existing ANZ account. Your application must be approved, and you must activate the card and make $1,500 worth of eligible purchases within three months of approval to have the $250 credited to your Credit Card Account. The date of approval of an application is the disclosure date specified in your Letter of Offer. Eligible purchases includes purchases made using your account but excludes specific purchases as set out in the ANZ Credit Cards Conditions of Use (PDF 393kB) ANZ Credit Card Conditions of Use. Excluded purchases include, for example, fees, cash advances, cash equivalent transactions, balances transfers [premiums paid for ANZ credit card insurance], transactions for gambling or gaming purposes or reversed or refunded transactions and will not qualify. The $250 will be credited to your Credit Card Account within three months of the eligible spend criteria being met. The $250 credit will be applied to the purchases balance and does not constitute a payment under your contract with ANZ. If you transfer or cancel your new ANZ Low Rate Credit Card Account before the $250 credit is processed to your account, you may become ineligible for this offer. If any repayments are overdue before the $250 credit is processed to your account, you will be ineligible for this offer until any overdue Minimum Monthly Payments and amounts shown on your statement as being immediately payable have been paid. There may be a delay in the process of receiving and/or approving an application or activating the card. Applications for credit are subject to ANZ’s credit approval criteria.
The ANZ Low Rate Annual Account Fee (“Annual Fee”) will be waived in the first year from the date you accept the letter of offer (“First Year”). The Annual Fee will be charged on the first statement of account after the end of the First Year and annually thereafter. The Annual Fee is currently $58(as at today's date) but is subject to change. For applicable fees and charges please see the ANZ Personal Banking Account Fees and Charges (PDF 167kB).
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