15% off Travel Insurance @ Cover More

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drillvoice on 03/01/2023 - 19:00 covermore.com.au (2439 clicks)

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I've been looking for travel insurance that includes Zimbabwe - unfortunately a bunch of places exclude it!

Cover More looks good and thanks to tm001's past diligence I learnt about this coupon code which is still working! Don't know if/when it will expire but for now it is live.

Looks like fine cover to me, glad it includes Zim, but do let me know if you see any major issues!

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  ChickenDinner123 on 03/01/2023 - 19:12

  Does this have good covid-19 medical related coverage? Like if I get sick in Japan and need to go to the hospital?

  • 

    cplagz on 03/01/2023 - 20:34

    if you start a quote it pops up on the next page what covid cover they provide.

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  cplagz on 03/01/2023 - 20:33

  thanks OP, needed cover for upcoming trip to sumatra :) saved me $140 on previous quote <3

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  freestyle18 on 03/01/2023 - 21:43

  +1

  I've been going with fastcover for my most recent trips. Even with 15% off covermore is still more. FC always has 10% cashback from CR

  • 

    freestyle18 on 03/01/2023 - 21:56

    actually that is incorrect. the comprehensive with travel delay isn't available except the highest policy with FC

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  Flying Ace on 04/01/2023 - 11:48

  Have travel insurance prices gone up a lot since 2019? Last overseas trip was in ‘19 and I only paid about $120 for 3 weeks to Vietnam - now it’s over $200.

  • 

    freestyle18 on 04/01/2023 - 21:55

    +1

    yep. inflation hasn't just hit your food and goods. prepare for an even tougher 2023

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  johnfuller on 16/01/2023 - 12:21

  was considering this but decided not to, checking the facebook comments like:

  "I will never take out or recommend Cover More Travel Insurance to anyone. First time I’m ever claiming and my experience with them has been awful. After 3 months being told to fill out the forms again. Delaying tactics. Very frustrating!!"

  "My 82 year old mother took out a big travel insurance amount to cover her 1 month trip to the US to see her daughter. She got Covid days prior to her departure and could not travel, nor will she be able to travel. My daughter has been trying since July to get her money refunded. She spent hours on the phone without anybody answering. She filled in a proper refund form online and never received a reply. She has since sent numerous emails, so have I…without any replies. My mother is a pensioner who relies on this money to live and pay her rent. When are you intending to refund her travel insurance?"

  "Be extremely careful in regards to the ”so called” Covid cover when you consider Covermore travel insurance. The initial pages on their website and the initial info on the benefits schedule indicates that cancellation & medical costs are covered in the event of covid diagnosis, however if you read the entire policy wording about 3/4 way through it clearly states there is no cover provided if covid is directly or “indirectly“ due to cruising. This company was referred to us by a travel agent who was not even aware of this clause. As a paid agent of the insurer who was authorised by the insurer to sell their policies, the insurance company hadn’t brought this detail to the attention of their agents. I also understand that Covermore is one of the most common policies suggested/sold by travel agents. We found a much more appropriate policy with another company which includes better covid cover…including cruising."

  "Cover-more……… how do we get in contact with you? It has now been 4 weeks of emailing, using "contact us" through your website, facebook messaging and calling only to get disconnected after being on hold for hours. We are travelling tomorrow and unless we can contact you will have to purchase another cover to make sure we are insured. I understand that you are busy, but this is just disgraceful!"

  "I am getting so frustrated with Covermore. We submitted our claim in January and have provided everything, TWICE, and still are being told they're looking into it! How hard is it?? There was a cyclone, our flight got delayed, we got out on the first available flight once the roads were cleared. I kept copies of EVERYTHING and sent it all in. It is May, this happened in January! I'm thinking like others have commented and its time to go to the Ombudsman."

  "I have been trying to speak to one of your employees about insurance since Monday 28 February 2022
  No one is answering your hotline number in Australia
  Yesterday I was on hold for 10 hours in position number one from 8 am. No one answered the call by 7pm.
  Would appreciate if you are a real company that someone answered the phone to help your customers.
  I’ve paid my policy if full. Where is the service."

  "I have been trying to get in touch since March with Cover-More Travel Insurance Does anyone have any suggestions please? I needed to make a change to our policy, but just cannot get in touch via phone or email. I'm clearly outside of the cooling-off period, but completely worried about now travelling overseas with cover by a company that so so many people can't get a hold of. Especially during a pandemic. I just want to go with another company now"

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    cynical17 on 24/01/2023 - 09:47

    Sorry to hear what you've had to go through.
    I haven't had to file a claim yet, so I can't help, but I was wondering which was the company that had the better covid cover? Was it Allianz?

    • 

      johnfuller on 29/01/2023 - 15:17

      look at what others are saying about them.. i'd stay clear from Cover More

  • 

    Goose93 on 06/02/2023 - 09:50

    +1

    On the contrary, people who have a great experience generally don't provide feedback/reviews. They shop with their money and buy another policy with them.

    I purchased Covermore insurance for NZ trips in 2017 & 2018. On one of the trips, I had a snowboarding accident and racked up a hospital bill in the few thousands of dollars plus other tours cancelled that I could no longer do. Covermore were fantastic the whole time, and once all was said and done I was only out of pocket my $150 excess.
    Saved me over $5k in medical expenses and all they ever asked for were my receipts/invoices.

    • 

      johnfuller on 08/02/2023 - 09:18

      thats interesting, are you able to share some evidence? i only see bad things about them online

    • 

      Nick7 on 09/03/2023 - 20:28

      We had a claim with them last year and was paid out 10 days later without any fuss
      (We got Covid on the last leg of out trip and had to isolate for a week) - our change of flights and extra accommodation costs were all covered

      Was a much better experience than the one we had with another insurer in 2018 for what should have been a very straight forward claim…..

      (Came here for the coupon to buy a policy for this years trip)

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  aeon on 12/04/2023 - 15:52

  This code doesn't seem to work any more. FYI