Government Transactions for Credit Card Spend Requirements

• 

  Vulgar on 13/03/2023 - 10:54

  +2

  Usually government payments never count to your credit card spend.

• 

  meowsers on 13/03/2023 - 11:05

  +2

  The easy way to get around this is to use a service like Sniip, or Payment Logic. This way you get the full spend and pay a minimal fee (usually a half percent more than the ATO would charge).

  However if you own a business all these fees are tax deductible, and frequent flyer points are nontaxable. It's a win win.

  In the alternative load the funds to a Revolut wallet and then pay via there or cashout. The MCC is financial services and this counts as spend as anything else.

  • 

    DOGGYWOWWOW on 13/03/2023 - 11:38

    With loading into Revolut do you mean by the adding money to the account via card? I've tried this before but got hit with cash advance fees, will this count toward spend?

    • 

      meowsers on 13/03/2023 - 11:40

      They have changed this it's not a cash advance, which is why Revolut charges now (1.6 or something like that). At least for HSBC, St George/Westpac and Citi that I have tried.

      What I would suggest you do is top up a small amount ($25) if you are concerned and wait for the statement to arrive or call customer service who will be able to tell you how the transaction comes through.

    • 

      QFFlyer on 14/03/2023 - 13:29

      No it won't. When Rev first launched in Oz, it was gold for this, but the banks cottoned on remarkably quickly. Citi was still working last year, as in they awarded points and no cash fee, but it did charge cash interest (so a sort of hybrid). Haven't tried this since they became NAB. In general though, Rev isn't an option for this (the UK version stayed as an option for many years, but the Aussie version only lasted a few months).

      Sniip is (one of the) good options, but you'll pay a 1.5% fee. Whether it's worth it is up to you, as a normal transaction probably not, but if you need the spend to get across the line for a SUB, it almost definitely is worth it.

      • 

        meowsers on 08/07/2023 - 15:24

        +1

        Still working on my HSBC and STG

  • 

    caustic birch on 05/07/2023 - 08:37

    On my st George card it came through as 'payments and transfers' which doesn't sound like it'll be points earning..

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  CodeXD on 13/03/2023 - 12:36

  Pretty sure I read a few people have done it through beem it successfully.

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  ledgisv2 on 20/03/2023 - 04:31

  I used BEEM IT to pay ATO last year and it met the bonus requirements. I used ANZ REWARDS card.

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  Honeypot1963 on 15/04/2023 - 17:47

  -1

  Has anyone used Westpac Altitude Platinum Qantas Credit Card to pay ATO through BPAY via BEEM? Did it count towards the $4k minimum spend for the bonus points? It says in the terms and conditions it doesn’t include BPAY but I’ve done this on other cards and it shows up as “Beem it spend” on the account. So does the bank even know what the Beem it transaction was for?