This was posted 1 year 9 days ago, and might be an out-dated deal.

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$250/$500 IGA Tasmania or EFTPOS Gift Card with New Single/Family Eligible Hospital + Extras Insurance Policy @ St Lukes

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$250/$500 IGA Tasmania or EFTPOS Gift Card with New Single/Family Eligible Hospital + Extras Insurance Policy @ St Lukes
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onceupon8 on 22/04/2023 - 20:37 stlukes.com.au (481 clicks)
Last edited 24/04/2023 - 14:18 by 2 other users

I've never been a customer of St Lukes, but they seem to be a "premium" private health insurance provider - providing more benefits and having less exclusions for hospital and extras cover than the majors, but at a higher cost. They are offering a $250/$500 gift card for Tasmanians and $250/$500 eftpos gift card for other eligible Australians.

Eligible cover means any combined hospital and extras product available in your state of residence excluding:

  • Bronze Hospital 250 and Starter Extras
  • Bronze Plus Hospital 500 and Budget Extras
  • Bronze Plus Hospital 750 and Budget Extras
  • Bronze Plus Hospital 500 and Starter Extras
  • Bronze Hospital 500 and Starter Extras
  • Bronze Plus Hospital 750 and Starter Extras
  • Bronze Hospital 750 and Starter Extras
  • Basic Plus Hospital 500 and Starter Extras
Financial Ancillary Health Insurance EFTPOS Gift Card Health Insurance Insurance

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St. Lukes Health
St. Lukes Health

closed Comments

  • easternculture on 22/04/2023 - 20:43
    +1

    Free IGA Tasmania Gift Card

    To gift to sister or mom on your aniversary

    easternculture on 22/04/2023 - 20:43 (Collapsed - Offtopic. Show)
  • Wiadro on 22/04/2023 - 20:57

    whats the profit margin?

    • Kangarookiddd on 22/04/2023 - 21:02
      +1

      30 days of membership to be eligible then up to 14 days for them to send out, looks like around $100 a fortnight depending on rebates.. so -$50 + 6 weeks insurance .. can we get new glasses in that 6 weeks 😅?

      • Awesomandy on 22/04/2023 - 21:39

        Depending on where you go but you should be able to find some places that can get you sorted in 2-3 weeks.

        • YesPleaseThankYou on 23/04/2023 - 17:11
          +1

          Easy. You can also elect (or be required) to pay for the glasses upfront.

  • Stahh on 23/04/2023 - 07:37

    isnt medibank better ? 4 weeks free 250 or 500 gc and waive 2 & 6 months

    https://www.medibank.com.au/health-insurance/c/campaign/

    • easternculture on 23/04/2023 - 09:59

      Im already on that and ready to churn soon.
      Already got an extra 5000+ live better points so total 300 gift card

      • YesPleaseThankYou on 23/04/2023 - 17:13

        Likewise, though I still have some way to go before I exhaust my 6 weeks free and am yet to receive the promotional points.

        If the points aren't paid in accordance with the terms, I will still leave after the 6 weeks free. The points can be addressed via the complaint process.

        • Notatightass on 23/04/2023 - 21:54

          How did you get 6 weeks for free? I thought the offer was for 4 weeks.

          • YesPleaseThankYou on 24/04/2023 - 10:02
            +1

            @Notatightass: Apologies. Yes, it was 4 weeks free. I posted without checking the details. As many of these promotions are 6 weeks, I posted that.

            As an aside, note that Medibank and Bupa (unlike many of the smaller insurers) sometimes have multiple promotions running concurrently, depending on where you click-through from.

      • Notatightass on 23/04/2023 - 21:55

        How long did it take from the sign up date for you to receive your points?

      • Westpac on 28/04/2023 - 11:42

        Is it easy to churn health insurance?

  • freedomofspeech on 23/04/2023 - 11:02

    when do their limits reset? July or January?

    • easternculture on 23/04/2023 - 11:56

      AFAIK only Peoplecare, OneMediFund, Defence and Navy Health, and AHM reset in July.

      I would lean towards Peoplecare churn before 30th june as they have 6 weeks free after 4 week paid cover and $300 optical @ 100% with highest cover

      • YesPleaseThankYou on 23/04/2023 - 17:10
        +1

        Just be careful with Peoplecare promos. Peoplecare seems to require members to be completely new to be eligible for most promos.

        Other funds sensibly define that 'new' means something like 'has not been a member within the last 6 months' (or similar).

        As a returning member, I sometimes join just after 1 July, claim my glasses, then leave within the month. I'd stay longer if it leaved the promotions available to me.

        As for St Lukes, I wouldn't characterise it as a 'premium' provider. It is a member-owned fund. Member-owned funds tend to return a greater percentage of the premiums paid as rebates than for-profit funds.

        • baron33 on 25/04/2023 - 11:12
          +2

          https://www.peoplecare.com.au/join-offer

          Eligibility

          To be an Eligible Customer, all of the following conditions must be met:

          The person joining is either:
          A new Peoplecare member; or
          A former Peoplecare member who left the fund more than 12 months before the offer period commenced.

          • YesPleaseThankYou on 25/04/2023 - 11:30

            @baron33: Beautiful — thanks.

            I had previously provided feedback to Peoplecare, so I am glad it is now being clear about what a 'new member' means.

            • YesPleaseThankYou on 25/04/2023 - 11:32

              @YesPleaseThankYou: This change to the terms also means that I can now consider Peoplecare when churning.

              Indeed, the timing is right for the next churn and new glasses in July.

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