Dental Extra Cover (with up to 2 No Gap Dental Check‑Ups) from $149.70 Per Financial Year @ ahm

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AT1013 on 22/06/2023 - 18:52 ahm.com.au (3800 clicks)
Last edited 24/06/2023 - 08:16 by 1 other user

I think this is a deal and not sure if people are aware of this one.

It is a dental cover only and it's 50% extra cover meaning you get 50% back up to the annual limit which is annual bundle limit of $500 (across routine + complex + major dental).

The deal part is that you can get no gap dental check-ups at selected dentist "to offer you up to 2 dental check-ups per financial year with no out of pocket costs (up to your annual limit)."
Use this link to find the participating no gap dentist https://help.ahm.com.au/hc/en-us/articles/115009693807

No gap check up means
- Periodic and comprehensive examination (012 & 011)
- Clean and polish OR Scale and clean (111 & 114)
- Flouride Treatment (121)

X-rays,Tooth extractions, Fillings and other stuff would be at 50% back up to the annual limit.

Assuming, a standard checkup with dentist/hygienist is around $200 (correct me if I'm wrong). Then you can essentially get 2 check ups + clean per year (worth $400) from $149.70 per year for a single person, plus cover for complex and major dental should you need it.

Doesn't have a price for family cover, don't think you get this cover as a family. Also can't get a price for couple but should just be double of single person.

This would be a good deal for someone that just wants/needs dental care, and pretty cheap to get the basic dental care you need. It's 6 weeks free after their first 60 days if you get it before 30 June 2023, or you can add it to a hospital cover for up to 12 weeks free on combined hospital & extras, using code 12WFREEWW.

Also you get ambulance cover (exclude Tasmania and Queensland which have State schemes) as well which is a bonus.

(Duplicate offer removed from title — Mod)

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    Webber000 on 23/06/2023 - 14:56

    +1

    ONLY no gap at pacific smiles.
    The PDS shows what they will pay for their policies and it is up to 60% or a fixed amount depending on the code - and the codes looked like they pay roughly 15% of what my dentist charges so you would be paying the other 85%! Plus even then your dentist has to be on their other list of people they recognise out of network.
    This deal only works if you go to Pacific Smiles.

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      silenthillrocks on 23/06/2023 - 15:39

      Pacific smiles vs no gaps dental?

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      jaypee06 on 23/06/2023 - 17:45

      +2

      Sheesh this is why I hate PHI so many layers of conditions 🫨

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  srhardy on 23/06/2023 - 10:01

  +4

  For around $30-35 a month you CANT go past AHM Black 60s extras with $600 basic and $600 complex extras as well as phys/Chiro, massage, optical and ambulance.

  I’ve done the maths and this is the last decent extras offering that you get back more than you pay in! (If you use it at all)

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  silenthillrocks on 23/06/2023 - 11:55

  +2

  Is Russian data hacking included in this offer?

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  lordra on 24/06/2023 - 08:12

  I can't seem to find the refer a friend code. How do I get my code to pop it into ozb?

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  CaptainPersia on 24/06/2023 - 15:45

  question can I keep my hospital + extra with my current insurance and get this as well? then the dental benefits will combine?

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    AT1013 on 24/06/2023 - 16:23

    I think if it's different insurer, then don't think that would be an issue. I've know people with multiple extra covers. I don't know if possible with same insurer, might need to ask a private health insurance guru here. I doubt for the same visit you can claim it through both insurer, but like you can claim 1 visit with one insurer, and next visit with another insurer.

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      srhardy on 25/06/2023 - 11:11

      Yes you can have more than one extras and you get the government savings off it too

      You can’t claim on more than one per bill

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    Miss B on 28/06/2023 - 11:12

    You should be able to claim with more than one insurer. Technically you're not meant to claim more than you pay, but honestly, neither of them would know if you pay upfront, then submit the invoice separately to each insurer. I only have experience with 1 insurer really, but they are fine with people having multiple extras policies. They pay the maximum benefit under one policy, then the maximum benefit under the other policy/ies, up to a maximum of the total amount paid.

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  Izefyre on 25/06/2023 - 11:40

  I was able to change our cover to this as a family. It’s $12.55/fortnight.

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  silenthillrocks on 01/07/2023 - 08:22

  +1

  Nice perk, those who joined this have $1000 dental this financial year

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