Scammed by Gumtree Buyer, Suggestions Required

LEducatedfool on 02/07/2023 - 06:49

I have sold my new phone to the gumtree buyer. I did not aware he is scammer until the payment disappeared from my bank transactions.

Bank is escaping from their responsibilities and will not investigate or dispute as they only do for payment going outside.

I have found from simple google searches,he is using the my phone on his no. he is not attending my calls.

I reported to police but waiting for them to take action. Thinking of contacting Current affairs and finanicial omsbudman

is there any way I can find his street address with the phone no ? or any better way I can approach to this issue. Ozbargainers please suggest.

I have asked my mobile provider to block the phone. but the service provider saying they may or may not do it. I am powerless. even though the scammer can be easily found and punished..

Video footage of him is everywhere.no one able to provide me due to privacy reason.

The system here is more of helping scammers than to the General public..

General Discussion

Related Stores

Gumtree
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Comments

  • SydBoy on 02/07/2023 - 07:02
    +23

    How on earth transaction disappeared from your bank account?

    • SBOB on 02/07/2023 - 07:03
      +64

      Cheque deposited that doesn't clear is one example ive heard of.
      Either way, gumtree, phone, not in person/cash/cleared funds….the story writes itself?

      • holdenmg on 02/07/2023 - 07:52
        +20

        This book won't be a bestseller.

        • Sinnerator on 02/07/2023 - 08:57
          +39

          Meet in your bank or any bank really, then you can immediately deposit the cash at teller or ATM and both your faces are on camera.
          Red Flag if he says NO to meeting in a bank.

        • Hardlyworkin on 02/07/2023 - 10:50
          +60

          Really? Unless you are dealing with a professional criminal organisation, your chances of receiving (quality) counterfeit AUD are diddly squat.

        • djones145 on 02/07/2023 - 12:43
          +12

          nah always ask forna combination of coins and notes
          like 100 bucks in 20 cent coins
          never ask for 50 or 100
          everything less than 10 bucks

          thats how i sold my iphone 14 pro max, 2k in 10 cent coins

          cant get scammed then br0
          lession learnt

          • smartazz104 on 03/07/2023 - 08:08
            -1

            @djones145: Really, you got paid in 20,000 10 cent coins…

            • djones145 on 04/07/2023 - 15:38
              +2

              @smartazz104: yes.
              im thinking of buying a car next
              high yield amg merc

              prolly use 5 cent, higher chnace of scam there

          • UseHerName on 03/07/2023 - 12:25
            -1

            @djones145: You would really wait and count those 20 coins one by one up to $100? Somebody actually agreed to pay this way before?

            • djones145 on 04/07/2023 - 15:38
              +2

              @UseHerName: im buying a high yield merc amg bext, 100k, will be asking for 5 cent coins. scammers everywhere, just see on ozbargain forums, so many

        • Drakesy on 02/07/2023 - 14:08
          +5

          Username checks out

        • SirFlibbled on 03/07/2023 - 11:32
          +1

          I have never seen this advice ever given on any thread in Australia about selling on Gumtree and Marketplace.

        • Bammers on 03/07/2023 - 19:02
          +2

          Name does not check out. Maybe UnEducatedFool is more fitting.

          • Educatedfool on 04/07/2023 - 11:27
            +1

            @Bammers: why so hard on me?. to err is human. At least I learned from it. I was able to share my experience to others. At least i am working on to catch the scammer in spite of my busy work…

            • GrueHunter on 04/07/2023 - 14:22
              +5

              @Educatedfool:

              At least i am working on to catch the scammer
              Thinking of contacting Current affairs and finanicial omsbudman

              lol

            • rumblytangara on 05/07/2023 - 09:55
              +2

              @Educatedfool:

              I was able to share my experience to others

              People are being hard on you because you fell for one of the classic scams that pretty much everyone else on the forum (or most people anywhere) already know about. You should have already known about it if (as you say) you have been reading up on how to avoid scams before this.

              If you are concerned, always do cash. No idea why you thought counterfeit notes would be a bigger risk- counterfeiting Australian currency is extremely difficult. Every single small item I have transacted (bought or sold) secondhand has been strictly cash.

              We don't really need the experience shared, because it's similar to posting up a story about how you shouldn't poke a fork into an electrical socket. This is why everyone is treating this thread as entertainment rather than as educational.

        • gengi on 04/07/2023 - 06:03

          Ive always insisted on cash. Haven't been burnt yet. Sorry to hear this but better luck next time. I would defiantly put in a police report and report it as stolen. see if you can get any action.

        • StalkingIbis on 04/07/2023 - 09:12

          do you still hold the same opinion?

        • pformag on 04/07/2023 - 14:17

          AUD is almost impossible to replicate. Hence why it is so awesome.

          • Cyphar on 05/07/2023 - 07:50

            @pformag: That’s also why we produce notes for other currencies too (NZD, CND to name a few). Considered the strongest in counterfeit security.

        • bomberswarm2 on 06/07/2023 - 13:06
          +1

          If you can't tell straight away if a note is counterfeit the person at the supermarket you give it to won't realise either.

    • tictac242 on 03/07/2023 - 09:43
      +4

      For those wondering how an instant transfer disappeared from OP's account, it was NOT an instant transfer (osko, PAYID). OP gave buyer their acc and bsb numbers, which is a big red flag as you can't be sure payment will be instant. They should have used PAYID details (mobile, email). Buyer then deposited a fake cheque at an ATM or branch straight into sellers account which appeared as a balance. This should have been marked as pending since it was a cheque but seller did not take note. Once cheque bounced transfer disappeared.

      • SydBoy on 03/07/2023 - 11:31

        So you saying that scammer gave cheque with insufficient balance in account so cheque bounced and balance disappeared?

        • tictac242 on 03/07/2023 - 13:16

          Scammer gave the bank a cheque to deposit into sellers account with insufficient funds, yes. Cheque bounced, bye bye funds.

          • burningrage on 03/07/2023 - 14:50

            @tictac242: Scammer's face would be all over the camera. ATM cam if deposited via ATM. Branch camera if deposited via counter. However, chances are the scammer masked him/herself before depositing the cheque via ATM. Should still be a red flag but OP could do a police report to obtain camera records.

            • trapper on 03/07/2023 - 21:37
              +13

              @burningrage:

              Scammer's face would be all over the camera. ATM cam if deposited via ATM. Branch camera if deposited via counter.

              No one's going to investigate this though, so it doesn't matter.

              • DingoBlue on 03/07/2023 - 22:35
                +8

                @trapper: Bank doesn’t care. Police don’t care.

                Imagine the investigation if average joe stole $1000 from a bank.

          • Blitz001 on 04/07/2023 - 14:37
            +1

            @tictac242: are you telling me that the bank deposits the funds, THEN checks to see if there's enough to cover the amount? Rather than the other way around? That sounds stupid.

            • slick7 on 04/07/2023 - 20:44

              @Blitz001: Yeah it sounds weird to me that they'd place a pending amount in the account before checking if the money was available…

              • Horacio on 04/07/2023 - 21:14

                @slick7: Yes this is the part that surprises me. If true, i am surprised this scam isn't more widely used

                • Serapis on 05/07/2023 - 21:58
                  +1

                  @Horacio: It was widely used, like way back in 2010. eBay / Paypal even had a warning (and still does) to tell sellers not to post an item until the payment is cleared.

            • tictac242 on 05/07/2023 - 09:30
              +1

              @Blitz001: This has always been the case with cheques. Always, ALWAYS wait till the cheque clears.

              The steps involved in clearing a cheque are usually: you deposit a cheque you have received into your account; we will seek payment of the cheque from the bank on which the cheque is drawn; and the bank will pay the proceeds of the cheque to your account. Only after the completion of these steps will the cheque be cleared.

              Normally you will not be able to withdraw the value of a cheque you deposit until the cheque is cleared, even though your account will be immediately credited with the proceeds of the cheque. This rule applies even to cheques made payable to 'cash'.

            • casho on 05/07/2023 - 13:53

              @Blitz001: This is the way UNLESS you use a bank cheque, those the bank has confirmed that the funds are available

              • Horacio on 05/07/2023 - 22:02

                @casho: Thanks @serapis But do the cheques show up as cheques in one's online banking - how do you know the money isn't 'cleared'? No idea since I don't think I've had any dealings with cheques in years.

                • Azro on 05/07/2023 - 22:26
                  +1

                  @Horacio:

                  how do you know the money isn't 'cleared'?

                  It will be marked as "pending".

            • Azro on 05/07/2023 - 22:23

              @Blitz001:

              are you telling me that the bank deposits the funds, THEN checks to see if there's enough to cover the amount? Rather than the other way around?

              Well, that's the whole idea of cheques. Cheques are order instruments for "I don't have cash with me but I swear I'll pay you a bit later, here is a prove" situations.

      • rainynight65 on 03/07/2023 - 14:14
        +1

        Do you have an approximate idea how many people are currently trying on PayID scams on Gumtree and FBM?

        • DiscountForThee on 03/07/2023 - 21:16
          +14

          PayID is instant and non-reversable. The people getting scammed are being fooled by fake emails or screenshots and don't know how PayID works

      • knobbs on 04/07/2023 - 09:11
        +3

        Payid is not always instant or guaranteed either

        • Oofy Doofy on 05/07/2023 - 02:49
          +1

          you don't exchange anything until it lands in your account. That is the only way you could get "scammed" via digital payment. Once it's in there, the barrier for the other party to get it back, gives them bank related processes to deal with.

    • buckerooni on 04/07/2023 - 21:50
      +1

      most likely not a scammer, just a bored magician.

  • SBOB on 02/07/2023 - 07:02
    +36

    Username only half checks out?

    Life lessons can sometimes be expensive

    Thinking of contacting Current affairs and finanicial omsbudman

    Let us know how you go with that.

    • Cave Fire on 02/07/2023 - 07:15
      +1

      …… might be lyrics from Gangsta's paradise (RIP Coolio)

    • Jimothy Wongingtons on 02/07/2023 - 08:27
      +32

      Entry level customer service agent @ finanicial omsbudman office, reading the complaint:

      ‘ bruh ‘

      • Gunnar on 02/07/2023 - 09:33
        +6

        At least they will get a laugh out of it like we have

    • Gunnar on 02/07/2023 - 09:34
      +12

      Thinking of contacting Current affairs

      Tell me you’re a bogan without using those words

          • djones145 on 02/07/2023 - 13:18
            +3

            @Educatedfool: news.com.au br0

          • SBOB on 02/07/2023 - 13:24
            +35

            @Educatedfool:

            I can even track him where is he going

            For someone with cia level tracking abilities, you sure fell for a pretty simple scam.

            • Educatedfool on 02/07/2023 - 13:55
              -3

              @SBOB: True. Stupid me.I did fell to simple scam. to track using mobile no I paid 2$ for subscription for next 24 hrs there is lots of online tools are there for this.

              • BrunoBear on 02/07/2023 - 13:57
                +32

                @Educatedfool: How do you track someone with only their mobile number using publicly accessible tools?
                Are you sure you haven't just been scammed again?

              • djones145 on 02/07/2023 - 14:42

                @Educatedfool: then u need bikies

              • Skinnerr on 04/07/2023 - 00:02

                @Educatedfool: If you know where it is, and police said it's a 'civil matter' then sack up and go get your phone back.

          • Poor Ass on 02/07/2023 - 19:24

            @Educatedfool: Vigilante justice if you got the guts

          • SydStrand on 03/07/2023 - 13:43
            +1

            @Educatedfool: Lol. Get Tracy Grimshaw on the case.

          • xfiledavid on 03/07/2023 - 17:20

            @Educatedfool: How the turn tables…. Turned

          • davery22 on 04/07/2023 - 00:42
            +1

            @Educatedfool: You really think the scammer still has your phone?

            I'd say it's a 99% chance whoever has your phone legitimately paid the scammer for it, and are completely unaware it's theoretically a stolen item.

          • Narull on 05/07/2023 - 16:17
            +1

            @Educatedfool: This is the real reason everyone is making fun of you.

            You did something stupid and instead of moving on you think the police or a current affair (possibly the worst news show in the country), your bank or your phone provider will do anything.

            This screw up is your fault so is on you, you made the mistake and you can't accept that and move on, instead you're here thinking that others will fix your mistake.

            The police won't touch it, the phone IMIE won't be blocked, the bank won't do anything and anyone with any knowledge knows a current affair is a joke.

            Imagine thinking you could get all this done simply by calling them/emailing them lol, they are giving you lip service, they won't actually do anything because the screw up is your fault.

      • IdiotSandwich on 02/07/2023 - 15:58
        +11

        Pro tip: Just post it on Reddit and it will appear on news.com.au the next day.

        • Gunnar on 02/07/2023 - 18:02

          What’s that irritating one’s name who just makes Reddit articles into ‘news’ Mary Maddigan?

          • ozturtle on 03/07/2023 - 07:19

            @Gunnar: Yeah Mary Madigan, she "writes" drivel and other woke trash.

    • tamerg on 02/07/2023 - 16:25
      +3

      Looks like he just had money on his mind

      • Zacsik on 02/07/2023 - 22:05

        Underrated comment

      • Superjia on 02/07/2023 - 22:39

        Well done

    • Papa Huggies on 03/07/2023 - 10:31
      +2

      A Current Affair would have to have a very very slow news day to take that on.

      Like there were no cats stuck in trees anywhere that day, or nobody grazed their knee due to someone's fencing.

  • onetwothreefour on 02/07/2023 - 07:02
    +25

    Do a search for every other thread on here where someone has been scammed (there's a lot). Read through them all then move on with your life and learn your lesson.

    /thread

  • Settero on 02/07/2023 - 07:18
    +12

    If you reach out to Current affairs and finanicial omsbudman please let us know what they say , could use a laugh. Blaming the bank for a transaction that never cleared…

  • geekcohen on 02/07/2023 - 07:46
    +35

    This is why you always take cash for sales off Gumtree.

    The number of messages I have had lately for stuff I am selling and asking whether I take payID for Payment, no way. Red Flag already.

    • stickingly on 02/07/2023 - 08:38
      +9

      Same here, seems these days every time i place an ad on gumtree or facebook I am contacted within 20 minutes by a few of these lowlifes

    • Shirty Grizzly on 02/07/2023 - 13:43
      +4

      Wait what's wrong with payID it's instant transfer isn't it? wouldn't you just wait till it's in your account after they send it?

      • Pidapipo on 02/07/2023 - 13:54
        +23

        Nothing is wrong with PayID, it’s only an issue for people who don’t know how it works and naively believe a random email claiming to be from “PayID” withholding their payment or similar shit.

        I have sold any bought stuff with PayID, I do the transfer in my bank app in front of them, payment always goes in instantly because that’s what Osko does. Even bought the iPhone I’m typing on using Osko.

        Like every other scam, it only targets the less knowledgeable.

        • ronnknee on 02/07/2023 - 14:29
          +8

          The only thing wrong I can think of is CBA withholds money transfers to new payees for 24 hours, so PayID doesn't work well with CBA. Makes it an awkward situation for both buyer and seller.

          • snvl on 02/07/2023 - 14:32
            +4

            @ronnknee: And buyer can cancel it during those 24 hours

          • Alexxx on 02/07/2023 - 14:46

            @ronnknee: For me CBA withholds transfers to a bank account but PayID seems to work instantly.

          • Doobies on 02/07/2023 - 16:59
            +9

            @ronnknee: Yep, (profanity) CBA. Osko/NPP was invented for instant transfers then CBA hold it for fraud BS purposes.

            Sold a trailer, old mates drives 90 minutes to collect it and uses CBA. No transfer until tomorrow. OSKO / NPP should really just kick CBA off the platform if they aren't going to abide by what it was intended for.

            • ronnknee on 02/07/2023 - 21:46
              +2

              @Doobies: Yea quite ridiculous. Whenever someone requests PayID, I vet them and make sure they're not using CBA.

              • BrunoBear on 02/07/2023 - 21:47
                +3

                @ronnknee: Add Westpac to that list.

                • Randolph Duke on 03/07/2023 - 08:34
                  +2

                  @BrunoBear: NAB does as well I think. Think most financial institutions take 24 hours for a new payee.

            • gromit on 02/07/2023 - 23:47
              +4

              @Doobies: I expect more banks will follow suit. Basically everyone blames the bank when shit goes wrong because someone got scammed and screams to trash rags like news.com.au and aca that the banks didn't do enough to protect them, net result is banks put in more redtrictions.

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