Hello Ozbargainers,
This product(ubank Neat Variable Home Loan) might not be suitable to everyone but a good option to consider if you are after a variable rate home loan with minimal fees. Especially if you have a larger loan balance and low LVR.
ubank is one of the cheapest in the market for variable rate home loans at the moment and is owned by NAB.
Days of refinance cashback seems to be very limited, only few options left.
Refer to this link for details about other interest rates for ubank, for this product and other products they offer.
Fees for ubank neat variable home loan are $250(Loan Advance Fee) at the start and $300 to exit. I have been able to get the $250 fees waived before and will try to get it waived if you go via me. Refer to this link for more details about fees.
This product does not have an offset account option. If you need an offset account then you can consider "Own Variable" Home Loan. The rates start from 5.79% p.a. (CR 6.03% p.a.) for that one and there is a fee of $250/year on top of $250 fee at the start.
uBank has a very limited appetite for self employed customers. If you are self employed, then other options might need to be explored. Pease feel free to call me on my mobile number provided below and I can look at other options for you. You can also book an obligation-free appointment in my calendar
Below are some more hot selling offers:-
- ANZ Bank 4K refinance cashback.
- BoM/St George 2K refinance cashback.
- BOQ 3K cashback.
- ME Bank upto 4K cashback.
General Advice Warning-. The information contained on this web page is general in nature and does not take into account your personal situation. Please contact me for a tailored solution, comparing 30+ banks/lenders.
Regards,
Roopali
0415 719 759
Director | Mortgage Broker
Lending Workshop Pty Ltd
Credit Representative Number 544854| Australian Credit License Number 391237| ABN 98 663 429 598|Certified FBAA Member M-353524.
No offset no deal