CommBank Low Fee Credit Card: $250 Cashback with $1000 Spend in 90 Days, $3/Month Fee ($0 with $300/Month Spend)

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billybrown on 25/08/2023 - 18:48 commbank.com.au (4539 clicks)
Last edited 25/08/2023 - 18:54 by 1 other user

Great little card that can have a mini credit limit too (min $500).

Enjoy $250 cashback to spend how you want. Apply for a new Low Fee credit card by 30 September 2023 and spend $1,000 on purchases within 90 days of card activation.*

No annual fee in the first year. We’ll waive an annual fee in subsequent years if you spend $1,000 or more a year on purchases or cash advances in the previous year. From 25 August 2023 this fee will change to $3 per month, waived when you spend at least $300 per month.

• Offer available on new Low Fee credit cards applied for between 3 Jun 2023 and 30 Sep 2023. Offer not available on all other card types, existing cards, and switches from other card types and is not available to customers who currently hold, or have held, any activated Low Fee or Low Rate card types in the 12 months prior as a primary cardholder.

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    fatFingers on 18/09/2023 - 17:59

    +1

    I finally got my cashback:
    03 Sept - Purchase made
    14 Sept - Cashback received

    • 

      Xishnik on 20/09/2023 - 08:15

      Were you notified of the cashback or you noticed it yourself?

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    SickMyDuck on 25/09/2023 - 09:03

    mine got cashback approved in 7 calendar days.
    14 Sep paid council rate
    21 Sep cashback approved

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  SickMyDuck on 14/09/2023 - 16:52

  newbie question, would payin council rate count toward 1k spending? cheers

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    Xishnik on 14/09/2023 - 17:37

    Yes.

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      SickMyDuck on 25/09/2023 - 09:04

      thanks. got my cashback now! me is happy

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    MegFan on 23/09/2023 - 15:31

    Will probably depend on the T&C. Some credit cards specifically exclude gov payments, like the ANZ rewards one I think.

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  Rawrkun on 23/09/2023 - 00:57

  Newbie here,I don't have any existing account with combank and they've approved me for the credit card. How do I receive the cashback and pay off the credit card?

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    MegFan on 23/09/2023 - 15:29

    I think the cashback is put into your credit card account

    • 

      ausmisc on 30/09/2023 - 08:09

      Correct

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  twiz911 on 26/09/2023 - 18:12

  So BPAY payments don't quality for cashback?

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  dorikin on 29/09/2023 - 13:23

  +1

  Pretty fast and easy cashback, received within 7 days of spend

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  ausmisc on 30/09/2023 - 08:09

  +1

  About 10 days to get my cashback.

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  dfens on 02/10/2023 - 16:09

  Can I use this card via Paypal and get the cashback? Thanks.

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  CyberMurning on 15/10/2023 - 06:30

  +1

  It's 200 now not 250
  Just fyi

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    DoctorCalculon on 15/10/2023 - 19:10

    It's 200 now not 250

    Not if you applied and conditionally approved by 30 Sep.
    You are referring to their new campaign (which should be a separate deal).

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      CyberMurning on 15/10/2023 - 21:32

      ooo ok

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      vawiyoci on 19/10/2023 - 10:09

      Also with the new offer, seems like they're getting smarter with the rewards, it's now spread out so you have to hold the card for at least 4 months to get the entire benefit. Hope the banks don't start doing that with FF points as well eg 100k bonus but spread out over 6-12 months etc.

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        DoctorCalculon on 19/10/2023 - 14:42

        Hope the banks don't start doing that with FF points as well eg 100k bonus but spread out over 6-12 months etc.

        OVO Energy has been pulling that stunt with their signup rewards as well as their referral rewards.

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  zcream on 19/10/2023 - 09:33

  Still waiting for my cashback

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    vawiyoci on 19/10/2023 - 10:06

    How many days? I got mine last year similar to the earlier comments here within a week of meeting the minimum spend, but this year I'm 2 weeks and counting.

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      rhabdoviridae on 23/10/2023 - 09:10

      Similar to you, 2 weeks + and still nothing.

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        vawiyoci on 23/10/2023 - 10:35

        Had a look at the previous thread for this deal and there were some comments saying they got the cashback after like 20 days so might just have to keep waiting. Especially since the t&c also says within 60 days.

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      rhabdoviridae on 25/10/2023 - 07:01

      Have you received yours yet?

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        manwiththedealzzz on 01/11/2023 - 14:32

        Still have not received been 4 weeks since 1st Oct.

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          rhabdoviridae on 01/11/2023 - 17:53

          @manwiththedealzzz: When was your last statement? Got mine 10 days after the last statement. 4 weeks after the spend criteria was met.

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            manwiththedealzzz on 01/11/2023 - 18:05

            @rhabdoviridae: Last statement was 3/10. Met the spend criteria on 1/10. Still no cashback. I have previously confirmed that it has been 12 months since I last closed this card before I applied so I should be fine but not sure why cashback is taking so long. I guess I'll need to wait the whole 90 days..

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  rhabdoviridae on 23/10/2023 - 10:38

  +1

  Thanks. I am about 3 weeks in now. New statement issued a few days back and this would have registered the $1000 spend in it. Hoping it comes before the end of the month.

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    manwiththedealzzz on 02/11/2023 - 20:35

    Have you received cashback? I contacted Commbank and they advised it would take up to 90 days which was in the t&c but it usually doesn't take that long from past experience.

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      rhabdoviridae on 02/11/2023 - 21:49

      Yes, 4 weeks after meeting the spend. 10 days after the statement with the spend was registered. I rang them too about 3 weeks in and was told the same about the 90 days. Was your spend on 01/10 processing when the statement on 03/10 was released? Or was that already on the statement?

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        manwiththedealzzz on 02/11/2023 - 22:20

        It was already in the statement. I did however pay some amount off before the statement but that shouldn't be subtracted from my min spend. I'll give them a call tomorrow.

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          vawiyoci on 03/11/2023 - 10:18

          @manwiththedealzzz: Yeah also contacted them and it doesn't seem like there's anything they can do from their end. Couldn't even check from their end if the application actually met all the conditions for the offer lol, just got told to wait the full 90 days even if other people were getting their cashbacks in under a week. Which isn't ideal as I've already ceased my spending on this card as I have other cards to use in the meantime so was hoping to close this one asap and not get hit with the monthly fees.

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            MinimalistWallets on 04/11/2023 - 13:54

            @vawiyoci: I'm also waiting for mine, met the minimum spend req 21/8. I will check again 21/11 :(

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              manwiththedealzzz on 04/11/2023 - 18:36

              @MinimalistWallets: Please let me know the outcome, interested as in the same boat as you.

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                MinimalistWallets on 10/11/2023 - 18:44

                @manwiththedealzzz: Got my cashback yesterday, about 80 days after making eligibility criteria.

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                  manwiththedealzzz on 10/11/2023 - 18:47

                  @MinimalistWallets: I called them up during the week, confirmed I have met criteria and just need to have the card open until I receive cashback. I guess they want to milk the $3 monthly fees as much as they can before giving the cashback.

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                    vawiyoci on 13/11/2023 - 10:15

                    @manwiththedealzzz: Just seems pretty funny that they seem to have randomly selected a bunch of us to delay the cashback payment, while everyone else still got theirs within a week, especially right before they introduced the new deal conditions last month.

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  Puffmellows on 21/11/2023 - 13:00

  How is everyone getting cash back so quickly?
  I made my purchases early August (from the previous deal) and called them up, they said i need to wait 90 days for the deal to expire + another 90 days from then… so im looking at Jan
  Ive called twice now.. no idea what to do

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    vawiyoci on 21/11/2023 - 13:43

    Probably someone in charge finally decided to do something about us churners (hence the recent payout condition changes) and a random selection of us were also used as the early guinea pigs to test spending habit/account retention changes if the cashback payout was 'delayed' to the full 90 days. Oh well at least ANZ's version haven't gotten around to it yet lol.

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  awoff1 on 03/12/2023 - 16:12

  My cashback has now come through exactly 2 months after spend.

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    DoctorCalculon on 04/12/2023 - 01:20

    That's a long time. Some folks were receiving them within 14 days.

    If you have already paid your card in full, can you just transfer the $250 cashback into another account without it being considered a cash advance?

  • 

    vawiyoci on 04/12/2023 - 10:34

    Same here, glad it was simply delayed and not messed up in their systems or something, though still would have been more ideal to get it within a week like previously and everyone else but oh well. With the new changes not really worth getting again so guess that's the end of that for me.

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