Third-Party
Health Insurance Offer
1If you take up the One Big Switch Health Insurance Offer with HCF, One Big Switch will send a Digital Prepaid Mastercard to the value of $300 for eligible families, couples and single parent families and $100 for eligible singles. To be eligible to receive the Digital Prepaid Mastercard you must take up combined hospital and extras cover with HCF (excludes Overseas Visitors Health Cover) via One Big Switch, your Policy Start Date must be between 01-July-2023 until the offer is withdrawn, 4 months must have passed since the Policy Start Date and the Policy must be current and paid up to date. Limit of one Digital Prepaid Mastercard per policy. HCF reserves the right to end the offer at any time. Eligible Recipients will receive a SMS with an activation code and instructions to activate their Digital Prepaid Mastercard up to 30 days after One Big Switch has confirmed their eligibility. The activation code must be used within 2 months to activate the Digital Prepaid Mastercard which is valid until the expiry date on the card (not less than 12 months from date of production). For the full One Big Switch & HCF Digital Prepaid Mastercard terms & conditionss see here.
5The $300 Vault Pays-enabled Prepaid Mastercard and $100 Vault Pays-enabled Prepaid Mastercard is issued by EML Payment Solutions Limited (ABN 30 131 436 532) AFSL 404131 and distributed by Vault Payment Solutions Group Pty Ltd ABN 66 632 373 105 pursuant to license by Mastercard International Incorporated. See Vault terms and conditions for terms and conditions, card expiry and to check card balance. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Offer is for members who are new to health insurance or members who are switching to HCF. This offer cannot be taken up by existing HCF customers. You must not have been a current HCF policyholder at the start of the offer period, or have joined and cancelled an eligible HCF product 6 months before or during the offer period. You must not have previously switched to HCF through One Big Switch or any other RevTech Media channel. HCF may recognise waiting periods you've already served with your current fund. Some longer waiting periods and conditions apply. Any benefit limits used with your current fund will apply to your new HCF policy. Offer cannot be used in conjunction with any other corporate offer or discount. If you take up the offer and you are not already a member of One Big Switch, you will become a member upon taking up the offer.
2To be eligible to receive the 6 weeks free offer (Offer) you must be a new HCF member who joins eligible combined hospital and extras cover between 28th September 2023 and 15th October 2023 (Offer period). Excludes Hospital Premium Gold cover, and Overseas Visitors Health Cover. Your cover must start during the Offer period and you must not have been an HCF member 2 months prior to taking out the Offer. You must pay your premium for 6 weeks and maintain your policy for 6 weeks which will entitle you to have the date your policy is paid to extended by 6 weeks. HCF may take up to 6 weeks to process the extension.
3HCF Awards.
4If you’ve switched from another health fund, you may not need to serve waiting periods, if: your HCF cover includes the same benefits and services as your previous cover; and you’ve served the equivalent waiting periods with your previous fund. You’ll need to have switched from another Australian registered health insurer or an international health insurer belonging to the International Federation of Health Plans, and join within 30 days of ceasing your previous membership. Continuity of previous cover doesn’t apply to loyalty limits for services like hearing aids, dental services (including orthodontic services), physiotherapy, chiropractic, osteopathy and exercise physiology. Any benefit limits used with your current fund will apply to your new HCF policy. Offer cannot be used in conjunction with any other corporate offer or discount.
One Big Switch receives a commission for each member who takes up an offer with HCF and remains a member of HCF.
HCF
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Basically means 6 weeks paid to qualify, then they have the discretion to activate the 6 weeks free within 6 weeks of qualifying.
So you might end up paying for 12 weeks total before you get the 6 weeks free