Select NZ
Same day return
Age 18
Select excess $200
Select the 10,000 rewards points bonus.
Pay $26 and get $50.
Free $24.
If you can get it cheaper than $26 leave a comment.
Buy 1-Day New Zealand Basic Travel Insurance for 18-YO for $26, Get 10,000 Rewards Points Worth $50 @ Everyday Travel Insurance
2560
happydude on 22/01/2024 - 20:41 insurance.everyday.com.au (7420 clicks)
Last edited 22/01/2024 - 21:16 by 1 other user
Last edited 22/01/2024 - 21:16 by 1 other user
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Thanks! Edited.
To rip off Woolworths - "the price gouge people"
You can't say anything is woke on this site as all the wokesters and inner suburb hippies come out of the closet and Neg you. Wonder how many Negs ill get … bring them on boys, girls, non-determinants and OTHER (or prefer not to say)
Your cry for attention has been noted
Well done OP. No one is safe from the OZB
I like mentality of happydude more than happypants…
I actually admire the post from the OP. It's clever and a bit of fun too! I'm just saying the big guys always win, one way or the other! Same principle in a way as stealing groceries, it just pumps up the price for the rest of us. It's factored in to the bottom line.
But these policies are a temporary win. Absolutely. Full credit to HappyDude!👍🏼I'm a man of the people.
do you get the 10k points straight away ? Otherwise there is probably a higher chance they would yank it
Within 30 days of the policy starting
Age 18 gives me $26
Just updated. Thanks.
5k point for me, not sure why.
Do you get the points instantly?
I need to get my Qantas points clubNot instantly. Within 30 days
How so? You're not claiming anything.
Can't be insurance fraud. Your not making a claim on an insurance product.
It's exploiting a signup bonus loophole.
Then you’ll be lying on any future insurance form if you say you committed insurance fraud. Because you didn’t commit any fraud here
@illusion99: Lying about age to get cheaper cover is considered insurance fraud.
May affect future claims by YMMV.
If you ever had a woolworths financial or phone product, NIB cover, they already know your real age.
I really wouldnt want a car insurance claim rejected because of $24 worth of points. Insurance companies will look for anything useful to reject a claim, especially if it ever ends up in court.
@easternculture: Huh? The plan in this deal is that you don't actually fly to NZ.
It would destroy the profit margin.
@happydude: Your still lying about your age (for those who put 18 when your older than that). Dishonesty is a reason for insurance companies to deny claims . Regardless if you fly or not, applying for an insurance product with false details may affect your claims for other insurance products in the future.
Insurance is something you dont wanna muck around with.
I actually wouldnt be suprised if woolworths asks for proof of age after this deal went viral. A few hundred applications for 18 year olds and web trail back to ozbargain is very hard not to notice.
@easternculture: No different to all the imaginary pets from previous deals.. EDR caught on and nuked some of the multiple policies, don't recall any fraud cases.
@randomusername2017: The worry is rejecting a future insurance claim (not just holland - woolworths insurer) because you where not honest with your previous policies. When you agree to the terms and conditions of an insurance policy, you declare that you never commited insurance fraud.
Long story short, this may end up haunting you in the future and cost you thousands of dollars lost , all for $24 of EDR points
@easternculture: Assuming the EDR account is in my name?
Bit of a stretch.. but they could possibly deny a claim under this policy if a claim was made.
Future insurance claims would depend on information provided for those policies.
@altomic: Pretty sure EDR account has to be in their name too to qualify for points without comitting insurance fraud
@easternculture: pretty sure - as in you're guessing? OR "here is the sections of the T&Cs which state that the EDR account holder must be the person that the insurance is being bought for"
@altomic: You have been advised. Feel free to try and potentially face the consequences in the future.
I can tell you that a person i know ended up going to court (differrent matter though) but the solicitors dug up everything they could about his history that he was suprised , so YMMV but if you think the risk is worth $24 EDR points, go ahead and enjoy
@easternculture: Advised? LOL. youve provided no substantiated proof . Just a "vibe". And some half-cocked random story about some solicitors who subpoenaed some organisations or companies to get some records or something to show some guy his history , that he was surprised about. What happened next that will SHOCK ME!?!
Can you just show me where in the T&Cs that the holder of the EDR card must also be the name of the person who the insurance is for.? That's all I'm asking for.
@easternculture: Hey EC, don't you move around Health Insurers regularly? I was considering doing the same, but was worried about if it could bite you in the butt long term, as you are saying here (ie historical records)?
@easternculture: I didn't lie about my own age. You don't have to get insurance for yourself. It can be for someone else or maybe even your dog.
Is it insurance fraud if a vegan buys a steak? As they are for sure not going to consume it
01001110 01101111
Ummm this deal is not about actually getting insurance for the purposes of travel.
I actually used this for real travel insurance since I needed insurance anyway. It’s actually quite a competitive product (issued by NiB)
This is Woolworths EDR we are talking about here.
There is a reasonably decent chance that the promo wont work automatically and when it doesn't and you contact customer service, they ask you for proof, then they pull out a clause from the T&C saying they won't pay if you gave fake info such as fake age.
You have to spend $ upfront and only maybe will you get the pointsGood point, however when purchasing the policy it is free form to input any "traveller" details - no prefill from your EDR account and no mention stating it must match your account details. I assume verification would only be required IF in the event a traveller actually needed to claim on the policy.
My fake son is travelling who is 18 and I bought with my card details. Yes it’s a risk but that’s investing
My dog is traveling 😬 and I'm kinda worried because he's 18 – pretty old for a pet to be flying on a plane, right?
18 dog years? or human years?
"Free $17" but then you lose $17 by shopping at Woolies.
Oh yeah. Maybe funeral insurance. Or pet insurance. Or even life insurance. Oh the humility
Anyone brave enuf to be the guinea pig and buy $26 and see if the 10k EDR pts lands instantly as if buying groceries at WW in store?
Its not instant…
Your Everyday Rewards points will be loaded onto your Everyday Rewards card once your policy has been paid in full and within 30 business days from the start date noted on your policyYes I bought this 2 days ago and did not get points yet
Bought it 2 days ago, but When’s your actual policy start date tho? Says within 30d of start date of policy, so could also be on the same date of the start policy 🤷♂️
Start date is today
To collect 10,000 points you must select this offer and successfully link your registered Everyday Rewards card when purchasing the participating Everyday Travel Insurance policy online between 22/01/2024 09:08pm AEST/AEDT and 20/02/2024 11:59pm AEST/AEDT.
This offer is only available when purchasing new Travel Insurance policies online. This offer is personal to you and only available on your Everyday Rewards card.
Your Everyday Rewards points will be loaded onto your Everyday Rewards card once your policy has been paid in full and within 30 business days from the start date noted on your policy. This offer only applies to new policies and cannot be used in conjunction with any other offer. This offer can be enjoyed a maximum of one time per policy for Everyday Rewards Members.
This offer will cease to apply if your policy is cancelled during the offer period. Points will also no longer be allocated if there is a change in your policy resulting in a different policy number being issued during the offer period, or your Everyday Rewards account is cancelled, terminated or suspended.
Enjoyment of Everyday Rewards, and Everyday Travel Insurance offers is subject to the Everyday Rewards T&Cs, and meeting the eligibility criteria specified in the Everyday Travel Insurance PDS associated with the chosen plan. Woolworths reserves the right to withdraw or extend this discount or offer at any time, without notice.
You may not collect Everyday Rewards points if earning those points would cause you to exceed $4,000 Everyday Rewards dollars (as set out in the Everyday Rewards T&Cs). Everyday Rewards points cannot be redeemed for cash.I actually have two travel periods coming up, the T&C's states "This offer can be enjoyed a maximum of one time per policy for Everyday Rewards Members."
Does anyone see any issues in getting the 10000 points twice?
Imbguessing if they are different policy numbers then yes can do twice
Based on the terms you could get 10000 points x 100 if you bought 100 seperate policies
Here we go 👍 let's see if it works
what if I am not 18?
ask ur mum
I asked her but she has her mouth full
Give me your number
Waiting for someone to get it to single digit….lol..
Decided to give it a go but using my age as you need to put in your dob. Cost $33. Let’s see what happens.
Is your age linked to your ER account?
Yeah, just checked. It does have my dob.
Damn. Did one for domestic for $34 last week. Surprised NZ is cheaper. Bet they fix that pricing loophole
Don't see any reason why you have to choose an overseas destination. You can choose a domestic location too. Also, the premium doesn't seem to change if you have just one day or a few more (I tried 1 day and 5 days and was the same premium).
Because NZ medical costs are cheaper than Australia. So NZ insurance policy is cheaper than a domestic policy
Is slightly more expensive than NZ, but if you are worried about being "caught out"
choice bro
Bought 2x policies on separate rewards accounts. See how we go, fortune favours the bold. Thanks OP nice arbitrage
got one for NZ . tried domestic but it was in the $30 range
and? you dont get 10k points
Except, 10,000 points is worth $50 in shopping vouchers, or 5,000 qantas points, which to some is definitely worth the $26
@Pelicannn: i need 4000 points for qantas club , which gets me 2 lounge passes, a $50 hotel voucher, extra status on reward seats, all 3 are worth more than the $27 I paid
No, the $26 dollars is the outlay. You get $50 in rewards points. Your profit is $24.
$24 is the profit mate. Yours is a loss
Sir/Madam, you have largely missed the point.
Has this deal gone over your head?
Or is this a joke comment that has gone over mine?
dude, just stop.
Tell me you're in the Autism spectrum without telling me you're in the spectrum
@G4mbito: I appreciate your concern. Autism is a neurological condition, and it's important to remember that it's not something to be used as an insult. People with autism have unique strengths and perspectives. However, it's essential to avoid making assumptions or falsely labeling people of having Autism is dispectful to people and their familes dealing with Autism.
@SteveD: Whether you take it as an insult or not, is up to you buddy. I just pointed out your writing and logic closely resemble like someone in the spectrum. Sorry if I hit a nerve, this is the Internet, a forum. I recommend you never go to something like 4chan or you may result severely injured.
Tell me you don't understand the deal, without telling me you don't understand the deal.
Hats off.. what a "hack", I saw this offer and didn't think of this. Years on OzB but you still learn something everyday.
Age 45 gives me a quote of $33