Citi Debit Card Being Replaced with NAB Debit Card

EnALup on 19/02/2024 - 15:51
Last edited 19/02/2024 - 15:54

After checking the new NAB accounts, it looks like new NAB debit card opened is also having 0 international fee.
Is the new NAB debit card ( not same as existing classic NAB account ) any good. Want to use it for Netflix and youtube subs.
About the New account:

Citi branded accounts
The following Citi branded accounts will be migrated to a NAB Classic Banking account:

Citibank Plus Transaction Account
Citicheque Account
Business Cheque Account
Citibank Relationship Banking Account
Citicash Account
Personal Banking Account
Citibank Offset Savings Account

NAB Visa Debit card

ATM cash withdrawal Fee waived
Balance enquiry Fee waived
International transaction fee * Fee waived
* International transactions refer to using your card overseas including overseas ATM cash withdrawals or, using your account in Australia but the goods or service provider (commonly referred to as a ‘merchant’), financial institution or entity processing the transaction is located outside Australia.

International transactions are either:

– Single-currency international transaction: where the transaction is made in Australian dollars (AUD)

– Multi-currency international transaction: where the transaction is made in a currency other than Australian dollars (AUD)

https://www.nab.com.au/personal/bank-accounts/transaction-ac…

Financial Debit Card

Related Stores

National Australia Bank Group (NAB)
National Australia Bank Group (NAB)
Citibank Australia
Citibank Australia

Comments

  • jv on 19/02/2024 - 15:52

    Balance enquiry Fee waived

    Bargain !!!

    • EnALup on 19/02/2024 - 15:53
      +2

      Yea, almost cried reading it…

      • mbck on 19/02/2024 - 15:55
        +1

        In their defence, international balance enquiry fee is free lol. Otherwise you get chsrged.

        It's essentially the same product as the citibank. Didnt have any issues when i was using it.

        • EnALup on 19/02/2024 - 16:09

          Great. Thanks for the feedback.
          Looks like, I dont need a new fee free international debit or credit card and can use NAB card for now for international shopping or in atms when travelling.

          • mbck on 19/02/2024 - 16:23

            @EnALup: No you shouldnt.

            I had a macquarie as back up. And they both performed similarly.

            Both had payid, osko (citibank didnt), and easy to use bank apps (citibank is…clunky).

            Great rates, very close to official forex.

            And unlike wise, you can take as much money out of your account, instead of a maximum 300(?)

  • Nillionaire on 19/02/2024 - 16:30

    The problem with that is NAB's debit card design is aesthetically uglier than Citi's debit card design. And I don't know of any card by NAB that can compete with the design of Citi Prestige and Citi Rewards.

    • wangasm on 19/02/2024 - 17:16

      I really wish these card issuers would move on from the old embossed card number design, it just takes up more room in a wallet and the highlighting eventually wears off anyway. My NAB one has already worn off after just a few months.

    • bargaino on 19/02/2024 - 17:22
      +3

      Look at that subtle off-white coloring. The tasteful thickness of it. Oh my God, it even has a watermark…

    • Baysew on 19/02/2024 - 18:14

      The Citibank Plus card was a good looking card. None of the big four has anything interesting.

      Also, "The NAB Plus" card looks just like my other NAB debit cards.

  • Mechz on 19/02/2024 - 19:04
    +2

    There's already a thread for this

    https://www.ozbargain.com.au/node/818505

  • Freddies on 20/02/2024 - 12:17

    I am not seeing any new NAB debit card under my NAB account at all
    Did you get yours automtically??

    • kerfuffle on 20/02/2024 - 12:21

      Yes

      • Freddies on 20/02/2024 - 12:39

        I got nothing. You didn't apply for a NAB debit card right?

        • kerfuffle on 20/02/2024 - 13:30

          No. My Citibank account was transferred to a NAB account and my NAB Visa Debit card was mailed to me early December. You should have gotten a text about it.

          • Freddies on 20/02/2024 - 13:50
            -1

            @kerfuffle: I have never been sent such a message/mail about a new debid card.
            Plus, my money is still in my Citi account, not transferred at all

    • EnALup on 20/02/2024 - 13:34

      I was sent a new NAB card. Call NAB support and ask.

      • Freddies on 20/02/2024 - 13:52
        -1

        I always thought I needed to request a NAB debit card and I didn't bother doing so hehe

  • AndyRates on 20/02/2024 - 14:34

    Has anyone used nab card? Does the transaction line only show converted AUD amount does it show the foreign currency withdrawed amount?

    • EnALup on 20/02/2024 - 21:35

      Havent done it yet as netflix payments were failing. Will try again.

    • wangasm on 20/02/2024 - 22:51

      It only shows the converted AUD amount and not the original currency amount charged. The Up Bank app shows this and partly why I prefer Up for international transactions.

      • VQLD on 27/02/2024 - 16:19

        how about currency exchange rates NAB/*Citi vs Up Bank?
        I used my new NAB to pay in NZ and it was the same as google NZD/AUD rates

        • wangasm on 27/02/2024 - 18:11
          +1

          I did a test by topping up my Wise account by 5 GBP

          Up
          Charged: $9.70
          In-app rate: 1 AUD = 0.5155 GBP

          Revolut
          Charged: $9.70
          In-app rate: 1 AUD = 0.5158 GBP

          NAB
          Charged: $9.70
          Rate: ???

          Basically the same. But might differ more with what day/time

  • tunzafun001 on 28/02/2024 - 16:44
    +1

    So transferring between the Citi Plus account and a Citi credit card used to be instant..

    Can we still do that with Citi Plus going to NAB?

    How would you process it. Bpay looks like the only way? Therefore, the instant transfer option is gone :(

    • EnALup on 28/02/2024 - 23:35

      Yea, wont be instant anymore which is a shame.

    • hotdish on 29/02/2024 - 19:39

      Called NAB about this early this morning and they didn't even have this in their FAQs lol… Absolute amateur hour. I see they have sent a bulk email out this arvo to summarise options. TLDR: no way to pay your balance in real time.

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