AndyRates » user profile

Member Since 08/07/2013
Last Seen Hidden
Badges 2
Location NSW

Recent Activities

AndyRates commented on About The Latest Interest Rate Increase
What's the best way to survive this high interest economy?
02/10/2026 - 15:04
AndyRates commented on No Surcharge for Debit and Credit Cards @ Reserve Bank of Australia
This will changes will make dodging taxes harder and shops need to offer cash discount to encourage cash spend?
01/10/2026 - 16:08
AndyRates commented on About The Latest Interest Rate Increase
Many people going to resort to armed robbery now that cost of living crisis getting worse
01/10/2026 - 16:00
AndyRates commented on Credit Card Surcharge: Another Labor Tax on Consumers?
Has this made peoples life a bit better?
01/10/2026 - 15:58
AndyRates commented on No Surcharge for Debit and Credit Cards @ Reserve Bank of Australia
## Merged from [New no card surcharge](/node/977301) Has anyone noticed the RBA card surcharge abolishment. Has they saved people $ since…
01/10/2026 - 15:55
AndyRates commented on AmEx Statement Credit: 10% of Spend Back at Special Gift Cards (up to $20 Back One Time Only) @ American Express
Does any one know if special supermarket gift card no longer works at iga?
01/09/2026 - 15:35
AndyRates posted a forum topic What's a Good Job Easy to Get without Qualifications
What is a good easy job to get without needing to make an effort?
22/06/2026 - 14:40
AndyRates commented on AmEx Statement Credit: Spend $1000 or More at Microsoft, Get $400 Back @ American Express
Some products are now cheaper at Officeworks, JB, and Harvey Norman now. Without the $400 AMEX cashback. They are offering $800 off the…
17/06/2026 - 22:09
AndyRates replied to uccoffee on AmEx Statement Credit: Spend $1000 or More at Microsoft, Get $400 Back @ American Express
Damn scary. Can anyone vouch if this loophole works?
02/06/2026 - 18:06
AndyRates replied to dbglt on AmEx Statement Credit: Spend $1000 or More at Microsoft, Get $400 Back @ American Express
Any one buy a $1000 gift card and did it work?
01/06/2026 - 08:35
AndyRates commented on AmEx Statement Credit: Spend $1000 or More at Microsoft, Get $400 Back @ American Express
Has anyone able to buy MS gift card and get $400 cashback. So utilised more cash back like $800 or $1200
01/06/2026 - 08:29
AndyRates commented on [Capped] AmEx Statement Credit: Get 20% Back at Selected Restaurants ($25 Cap Per Card) @ AmEx Delicious Month Out (Exc. TAS/NT)
If the merchant is not on the map but they had the amex delicious offer sticker on the restaurant is that 20% cashback
22/05/2026 - 12:47
AndyRates commented on Federal Budget 2026 Megathread: Negative Gearing Is Gone for New Investors for Existing Properties
if the new rules are true. is it better to liquidate property before July?
11/05/2026 - 21:56
AndyRates commented on Personal Finance Tracker Spread Sheet $6 (Was $8) @ CompiledSanity Personal Finance
Is this product safe? Info safe? Does info get sent over to the CIA or something
08/01/2026 - 12:53
AndyRates commented on 60,000 Free Burgers, Burritos, Pizzas and Meal Bundles + Delivery ($0 DashPass & $20 Order / C&C) @ DoorDash
Amazing , good business for the door dashers and restaurants
26/11/2025 - 17:46
AndyRates commented on Amazon AU - 2025 Black Friday General Discussion
Why is Amazon using dragonfly shipping as couriers? Amazon flex is much better
22/11/2025 - 06:33
AndyRates commented on Zip Pay Changes to Zip Bills - $2.50 Transaction Fee Effective 02 December 2025
This really sucks. Does this apply to Zip Plus too?
18/11/2025 - 22:14
AndyRates commented on Macquarie Savings Account - Making It a Better No Growth Savings Account
wow when did macquarie transaction account become 2% p.a. interest? wasnt it 4.25%? that seems they separated the two accounts.
18/11/2025 - 22:03
AndyRates replied to Igaf on Bonus $10 Black Friday Smart eGift Card with $150 Specially-Marked Smart eGift Card (Limit 2 Per Account) @ Prezzee
Seems like getting error messages now after signing up and cannot more than one gift card so only one $10 bonus
10/11/2025 - 18:19
AndyRates commented on Bonus $10 Black Friday Smart eGift Card with $150 Specially-Marked Smart eGift Card (Limit 2 Per Account) @ Prezzee
You need to create a prezzee account to use the gift card now? Back then it didn't need to
10/11/2025 - 08:35
AndyRates commented on Any Good Mid Size SUVs Good to Buy $30k to $50k
Tiguan looks good
30/10/2025 - 11:21
AndyRates commented on Any Good Mid Size SUVs Good to Buy $30k to $50k
How about cx60 ?
30/10/2025 - 11:06
AndyRates posted a forum topic Any Good Mid Size SUVs Good to Buy $30k to $50k
Hi, which mid sized SUVs are good? Will it be worth waiting for 2026 models RAV4 and CX-5 new gen models. Looking at Honda ZRV, Mazda CX-5,…
28/10/2025 - 14:15
AndyRates commented on [eBay Plus] Dyson Hot+Cool Jet Focus Fan Heater White/Silver $294 Delivered @ Dyson eBay
Dyson 2 year warranty seems good! but this product guess is a hit or miss?
26/10/2025 - 15:39
AndyRates commented on Pay with Westpac Credit Card for 10% Back at Special Gift Cards (One Use Only, Up to $10 Back) @ Westpac Rewards
Anyone get the cashback yet for this offer? Been over 1 week.
17/10/2025 - 07:49
AndyRates commented on Earning Credit Card Points for Strata Levy
Does this still work these days?
09/10/2025 - 11:39
AndyRates commented on Notice: Closure of Cashrewards - 08/09/2025
Anyone get there withdrawals paid from 2 weeks ago?
13/09/2025 - 21:53
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