VQLD » user profile

Member Since 29/06/2020
Last Seen 18 hours 36 min
Badges 1
Location Brisbane

Recent Activities

no. need active policy. And dont forget that they will expire after 6 month without active policy
16/10/2025 - 13:19
No. I think they have only 50 and 200 to redeem for Premium payment.. so, 200 is max per year.
07/10/2025 - 12:27
what is $7000/6? To get 170K points you buy PHI for $584 per month and follow T&C
03/10/2025 - 11:18
that's awesome offer! If you dont want to deal with (any) ER points issues, you can just use 6weeks free.
01/10/2025 - 14:22
wow, unless something has changed recently, looks like they are the most expensive provider... Time to churn so need to check others.. Upd.…
30/09/2025 - 14:55
Probably similar to Everyday Rewards offer. Depends, if you collect points or want a cashback. I'd say converting ER to Qantas is better…
24/09/2025 - 13:46
once a year. Not sure for both $50 and $200 or you can use each once.. didnt allow me to redeem $200 for second time.
24/09/2025 - 13:39
Join an Eligible Bupa Hospital and Extras Insurance Cover on Direct Debit & Hold for 60 Days, Get $96 - $800 Cashback @ ShopBack
| Insurance Premium paid | Cashback | |-----------------------------------------|----------| | First year Premium > $6250 | $800 | | First…
24/09/2025 - 13:33
I contacted them after was declined.. They replied next day that, yes, you're eligible. Got $300 today.
24/09/2025 - 13:26
Musashi 100% is pretty much the same price but it's more like WPI
09/09/2025 - 14:28
I think they can always say you're not in the 500 or whatever of the first customers...
26/08/2025 - 13:53
yeah. 12 months sucks but it has free weeks instead of the ER points..
19/08/2025 - 14:42
6 Weeks Free Hospital & Extras Cover after 28 Days + 2 More Weeks Free after 13 Months (New Members Only) @ Bupa
Pretty much a standard deal from BUPA. 6 Weeks after 28 Days. 2&6 month waiting periods waived on Extras 8 weeks free, with the value of…
19/08/2025 - 14:20
I noticed that sometimes they mess it up and you can get pretty much full amount of extras. Def, not guaranteed..
15/08/2025 - 14:53
when do they apply bonus points? Can't see them in the 1st statement (spent 1500+). Ta
08/07/2025 - 10:29
"Maintain Eligible Cover until the Reward is fulfilled on or before 30th September 2025.." Also, it's now "Be one of the first 850…
26/06/2025 - 10:01
Yes, Live Better points can expire. If you haven't earned or redeemed any Live Better points for a period of 24 months, your points will…
25/06/2025 - 11:48
make sure to take a screenshot of the 60 days T&C. Recently they had a promo but 12 months exclusion
23/06/2025 - 10:44
FYI, points to premium payment can be redeemed only once per year.
23/06/2025 - 10:40
yeah... to me it's just sort of to treat yourself for the above 3 shops by using points.. Just psychological thing :) Yes, in reality it…
29/05/2025 - 10:37
the card looks good. However, Commbank's redemption is pretty limited... No Amazon. no Ebay, no even Bunnings LOL Might try Westfield gift…
29/05/2025 - 10:30
is 20K points =$100 GC? Do you have any experience with Commbank, e.g. fast approval, ect..
27/05/2025 - 15:42
fk! Westpac is 24 months as well..
27/05/2025 - 14:40
"ensure if applying for an offer, you don’t currently hold and haven’t opened or closed an **ANZ Frequent Flyer or ANZ Rewards** credit…
12/05/2025 - 11:13
FYI 10 weeks free after 8 paid weeks if you sign up on 30/04/25. So, it's sort of pay for 4 weeks get 5 free weeks. Frank is pay for 4…
29/04/2025 - 13:49
10 Weeks Free (Applied in The Third Month of Membership) on New Combined Hospital + Extras Cover @ Nib
[Terms and Conditions](https://www.nib.com.au/docs/join-offer-terms-apr-2025) >- The Offer commences at 12:00 am (AET) on 01 April 2025 and…
29/04/2025 - 13:04
Frank Private Health Insurance Combined Cover: 6 Weeks Free after 1 Month + 2- & 6-Month Extras Waiting Period Waived
Direct debit payment required. *For new members who have not been a member during the last 12 months, joining on combined hospital and…
29/04/2025 - 12:52
FYI. LB points can be converted to $200 Premium payment **only once a year**.
29/04/2025 - 09:19
yep. but last time I was probably lucky and got it in a couple of days instead of the previous cards taking 2-3 weeks every time..
28/04/2025 - 14:51
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