VQLD » user profile

| Member Since | 29/06/2020 |
|---|---|
| Last Seen | 18 hours 36 min |
| Badges | 1 |
| Location | Brisbane |
Recent Activities
VQLD replied to
s0805 on Join Medibank Hospital & Extras Cover, Hold for 42 Days, Get 6 Weeks Free, up to 50,000 Live Better Pts, 2 & 6 Month Wait Waiver
no. need active policy. And dont forget that they will expire after 6 month without active policy
VQLD replied to
s0805 on Join Medibank Hospital & Extras Cover, Hold for 42 Days, Get 6 Weeks Free, up to 50,000 Live Better Pts, 2 & 6 Month Wait Waiver
No. I think they have only 50 and 200 to redeem for Premium payment.. so, 200 is max per year.
VQLD replied to
Smol Cat on Join Bupa Hospital & Extras Cover & Stay 60 Days, Get up to 170,000 Everyday Rewards + 6 Weeks Free @ Everyday
what is $7000/6? To get 170K points you buy PHI for $584 per month and follow T&C
VQLD replied to
nightelves on Join Bupa Hospital & Extras Cover & Stay 60 Days, Get up to 170,000 Everyday Rewards + 6 Weeks Free @ Everyday
try and let us know :)
VQLD commented on Join Bupa Hospital & Extras Cover & Stay 60 Days, Get up to 170,000 Everyday Rewards + 6 Weeks Free @ Everyday
that's awesome offer! If you dont want to deal with (any) ER points issues, you can just use 6weeks free.
VQLD replied to
YesPleaseThankYou on Join Eligible Hospital & Extras or Hospital Only Insurance & Hold until 5 Jan 2026 for Cashback Equal to 4 Weeks Premium @ AIA
wow, unless something has changed recently, looks like they are the most expensive provider... Time to churn so need to check others.. Upd.…
VQLD commented on Join an Eligible Bupa Hospital and Extras Insurance Cover on Direct Debit & Hold for 60 Days, Get $96 - $800 Cashback @ ShopBack
Probably similar to Everyday Rewards offer. Depends, if you collect points or want a cashback. I'd say converting ER to Qantas is better…
VQLD replied to
SR9 on Join Medibank Hospital & Extras Cover, Hold for 42 Days, Get 6 Weeks Free, up to 50,000 Live Better Pts, 2 & 6 Month Wait Waiver
once a year. Not sure for both $50 and $200 or you can use each once.. didnt allow me to redeem $200 for second time.
VQLD posted a deal Join an Eligible Bupa Hospital and Extras Insurance Cover on Direct Debit & Hold for 60 Days, Get $96 - $800 Cashback @ ShopBack
| Insurance Premium paid | Cashback | |-----------------------------------------|----------| | First year Premium > $6250 | $800 | | First…
VQLD replied to
Harshmellow on Switch to a Combined Hospital and Extras Cover with HBF & Receive a $300 Digital Visa Gift Card (Limit 391 Claims) @ Finder
I contacted them after was declined.. They replied next day that, yes, you're eligible. Got $300 today.
VQLD commented on INC 100% Dynamic Whey Chocolate 2kg $62.99, INC Plant Protein 2kg $44.99 + Delivery ($0 C&C/ in-Store) @ Chemist Warehouse
Musashi 100% is pretty much the same price but it's more like WPI
VQLD replied to
asun88 on Join Eligible Medibank Combined Hospital & Extras Cover for Bonus $300 Digital VISA Gift Card (Limit 500 Claims) @ Finder
I think they can always say you're not in the 500 or whatever of the first customers...
VQLD replied to
dextertheboygenius on 6 Weeks Free Hospital & Extras Cover after 28 Days + 2 More Weeks Free after 13 Months (New Members Only) @ Bupa
yeah. 12 months sucks but it has free weeks instead of the ER points..
VQLD posted a deal 6 Weeks Free Hospital & Extras Cover after 28 Days + 2 More Weeks Free after 13 Months (New Members Only) @ Bupa
Pretty much a standard deal from BUPA. 6 Weeks after 28 Days. 2&6 month waiting periods waived on Extras 8 weeks free, with the value of…
VQLD replied to
Tyken on 6 Weeks Free Eligible Hospital & Extras Health Insurance Policy after 8 Weeks, Up to $400 Gift Card after 31 Days @ see-u by hbf
I noticed that sometimes they mess it up and you can get pretty much full amount of extras. Def, not guaranteed..
VQLD replied to
sghetti on Looking for a New No Annual Fee Credit Card with Good Sign-up Bonus/Cashback
when do they apply bonus points? Can't see them in the 1st statement (spent 1500+). Ta
VQLD commented on Join Eligible Medibank Combined Hospital & Extras Cover for Bonus $300 Digital VISA Gift Card (Limit 500 Claims) @ Finder
"Maintain Eligible Cover until the Reward is fulfilled on or before 30th September 2025.." Also, it's now "Be one of the first 850…
VQLD replied to
Frozensage on 5000 Bonus Live Better Points for Eligible Members (Activation Required) @ Medibank
Yes, Live Better points can expire. If you haven't earned or redeemed any Live Better points for a period of 24 months, your points will…
VQLD replied to
sammy-lg on Join & Hold Hospital & Extras Cover for 42 Days, Get 6 Weeks Free & 25,000/50,000 Live Better Points @ Medibank
make sure to take a screenshot of the 60 days T&C. Recently they had a promo but 12 months exclusion
VQLD replied to
Uphill on Join Eligible Medibank Combined Hospital & Extras Cover for Bonus $300 Digital VISA Gift Card (Limit 500 Claims) @ Finder
FYI, points to premium payment can be redeemed only once per year.
VQLD replied to
sghetti on Looking for a New No Annual Fee Credit Card with Good Sign-up Bonus/Cashback
yeah... to me it's just sort of to treat yourself for the above 3 shops by using points.. Just psychological thing :) Yes, in reality it…
VQLD replied to
sghetti on Looking for a New No Annual Fee Credit Card with Good Sign-up Bonus/Cashback
the card looks good. However, Commbank's redemption is pretty limited... No Amazon. no Ebay, no even Bunnings LOL Might try Westfield gift…
VQLD replied to
sghetti on Looking for a New No Annual Fee Credit Card with Good Sign-up Bonus/Cashback
is 20K points =$100 GC? Do you have any experience with Commbank, e.g. fast approval, ect..
VQLD commented on ANZ Credit Cards - New 24 Month Exclusion
fk! Westpac is 24 months as well..
VQLD replied to
RTY on ANZ Rewards Platinum Credit Card - 100,000 Reward Pts with $2000 Spend in 3 Months, $149 Annual Fee, $50 Cashback @ ANZ
"ensure if applying for an offer, you don’t currently hold and haven’t opened or closed an **ANZ Frequent Flyer or ANZ Rewards** credit…
VQLD commented on 10 Weeks Free (Applied in The Third Month of Membership) on New Combined Hospital + Extras Cover @ Nib
FYI 10 weeks free after 8 paid weeks if you sign up on 30/04/25. So, it's sort of pay for 4 weeks get 5 free weeks. Frank is pay for 4…
VQLD posted a deal 10 Weeks Free (Applied in The Third Month of Membership) on New Combined Hospital + Extras Cover @ Nib
[Terms and Conditions](https://www.nib.com.au/docs/join-offer-terms-apr-2025) >- The Offer commences at 12:00 am (AET) on 01 April 2025 and…
VQLD posted a deal Frank Private Health Insurance Combined Cover: 6 Weeks Free after 1 Month + 2- & 6-Month Extras Waiting Period Waived
Direct debit payment required. *For new members who have not been a member during the last 12 months, joining on combined hospital and…
VQLD commented on Join & Hold Extras Cover for 42 Days, Get 6 Weeks Free, 5,000 Live Better Points, 2- & 6-Month Wait Waiver @ Medibank
FYI. LB points can be converted to $200 Premium payment **only once a year**.
yep. but last time I was probably lucky and got it in a couple of days instead of the previous cards taking 2-3 weeks every time..
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