Hi
I want to get a credit card for travelling and purchasing items. What would be the best options. Few key things I'm looking for is as below (I understand not all will be there),
Get travel points (Qantas / Krisfly)
No Int'l merchant fees
Lower annual fee
any other important factors ?
TIA
Latitude 28° Global Platinum Mastercard (28D)
You need to type faster next time, getting old? ;)
I used a nicer font.
How about the Bendigo Ready Credit Card?
AFAIK of the market you aren't going to get all 3
From June 12 NAB Signature Rewards card has all three.
Bankwest Platinum gets you zero annual fee and zero international fees, but no points
Coles has flybuys. Bonus points make up for annual fee
Recently used Coles Rewards mastercard in NZ and the exchange rate used is very close to market rates. No Qantas/Krisflyer though, only Flybuys.
Get travel points (Qantas / Krisfly)
No Int'l merchant fees
Lower annual fee
I think you can only get 2 but not all 3.
At time of posting, the CBA Ultimate Awards credit card:
1. Can get travel points (although requires additional fee for QFF, and the earn rate is not the best)
2. Has no international transaction fees
3. Can have the annual fee waived if you hold a Wealth Package product (via a Home Loan product) with CBA, or spend at least $4,000 a month.
Might be worth a look in specific circumstances.
I was going to post something similar.
Looking for credit card that’s going to give me points. I am keen to travel overseas but not sure which credit card with low annual fees is a good idea. Do people just use cc to buy stuff to get points which can be used with flights and stuff? I am not too much into using credit cards so I usually keep my cc usage to minimal. Any good advice except for don’t use credit cards??
Bankwest Qantas Platinum Mastercard is probably the best I've seen that (sort of) hits your 3 requirements - here
No international transaction fees
50,000 Qantas points if held for 15 months
0.6 Qantas points per $ on first $2,500 a month
$160 annual fee
So, to keep it for 15 months, you're on the hook for $320 (two annual fees) - depends how much you value the 50k Qantas points.
Happy to be corrected though with a better deal and/or higher annual fee - as I'm also looking for a new credit card to get some points on.
Latitude 28° Global Platinum Mastercard (28D)