Westpac Low Rate Credit Card: $50/Month Cashback with $1000/Month Spend for 7 Months, $59 1st Year Fee ($0 for Westpac Customer)

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Key facts:

  • Earn up to $350 cashback - $50 cashback for each month you spend $1k or more on eligible purchases in the first 7 months from card approval
  • $59 annual fee - First year's annual fee waived for Westpac customers
  • Minimum credit limit - $500
  • Minimum income required - $30,000 p.a.

Not the best card out there considering it's technically spend $7,000 for $350 cashback, but might be an option for those who are spending $1k on their credit card each month already anyway.

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