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Open Transaction Account & Spend $160 at Coles or Woolworths In 60 Days With Digital Visa Card, Get $40 Back @ Bank of Melbourne

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Saw this in the app.

Hot offer for new Complete Freedom account customers. Get $40 cashback on your grocery shopping:

  1. Open a Complete Freedom account, then activate your Bank of Melbourne Visa Debit Card to link it to your account and add to your mobile wallet.

  2. Spend at least $160 on your new digital Visa Debit Card within 60 days at Woolworths or Coles.

  3. $40 cashback will be deposited into your account within 60 days of meeting the eligible spend requirement.

Customers who have held a Bank of Melbourne Transaction account in the last 2 years are ineligible for this offer.


Important points from T&Cs:

To be considered a new customer, you must not have held a transaction account with the brand of the Complete Freedom account you are opening in the last two years. For example: If you currently hold a Bank of Melbourne (BOM) account, you can still open a St.George or BankSA account and be eligible, as long as you haven’t held an account with St.George or BankSA in the last two years.

Eligible Transactions:

  • Payments must be contactless, and made using your Visa Debit Card via a mobile wallet only, either through Tap & Pay or online payment (in-store tapping/swiping/inserting of physical cards is not eligible).

  • When a mobile wallet is used, the payment option must be set to Visa.

  • The minimum total spend of $160 at Coles or Woolworths supermarkets, (excluding subsidiary brands such as Coles Express, Woolworths Metro, service station outlets, and liquor retailers), must be processed to your account within the 60 days from the account opening. Refunds, cancelled purchases, and ineligible transactions (as listed below) are excluded.

Ineligible Transactions:

  • EFTPOS cash-out only transactions, purchase of gift cards in a single transaction, third party grocery delivery services (such as Uber), purchases processed through PayPal, Buy Now Pay Later providers, and purchases settled via a linked credit card or Freedom card are ineligible.

  • Refunds or cancelled purchases are ineligible spend.

  • Joint accounts: Each cardholder’s Visa Debit Card contributes towards the 60 day spending requirement, but only one cashback reward will be issued per joint account. At least one account holder must not have held a Bank of Melbourne transaction account in the last 2 years.

Cashback Credit:

  • $40 total cashback is available when you meet the $160 eligible spend within 60 days of account opening.

  • Cashback will be credited within 60 days of meeting the eligible spend requirement.

Related Stores

Bank of Melbourne
Bank of Melbourne
Coles
Coles
Woolworths
Woolworths

closed Comments

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  • +2

    Just received my $40 for purchase made on 27th Feb, so it took around 1 month to be credited

  • +7

    https://files.ozbargain.com.au/upload/34192/120683/img_1297.…

    Existing StG account holder, used exisiting login info to make both new BoM and BSA accounts (otherwise you can't sign up)

    Transacted exactly $160 on 26/2 for one, 27/2 for the other, both at Coles. Both credits landed 28/3.

    I even did a refund on one of the accounts at Woolworths and this did not disqualify me.

    Thanks to OP.

    • did you purchase gift card ?

      • +3

        Yep

    • you have the ozbargain spirit.
      thanks!

    • Do we need to apply for new physical cards for each completely free account, or will the banks automatically deliver them to us?

      • Automatically. You can't access a digital card without activating the physical

        • thanks!

    • Did you have to install apps from respective brands (3 apps on the same device) for the digital cards to work or could they simply be added directly into the Wallet (iPhone)?

      • +1

        Did not need to install the apps. Add cards the normal way.

    • If I opened a BoM account first, would this method still work with the StG and BSA?

      • +1

        Yes

    • Cheers - I've just had this issue, good to know.

  • Just chatted online with BoM about what qualifies as a mobile wallet. Since Woolworths doesn't take ApplePay and such on their website, I checked out $160 just filling out the Visa debit card number. It hasn't been 60 days yet, so I haven't received my cashback yet, but for what it's worth, this is what they confirmed in writing:

    "I have looked further into this and as you are not able to use any Mobile Wallets on the Woolworths website I can advise these would be eligible transaction online using your card details"

    • Did you end up receiving the cashback?

  • I've reached $160 spending on 31/03 and found $40 cash back in the BoM account on 02/04

    Now move to BSA.

    • Did you get $ from bsa?

  • Can you spend the $160 with multiple transactions to make up that amount? Or does it have to be in one transaction?

    • One or multiple, doesn't matter.

  • Got my credit 8th May. Opened before Easter, spent 26th April. Purchased gc

    • Did you buy the GC from Coles or Woolies? I bought GC from Woolies on 07/04, but haven't received anything…

      • +1

        Woolies gc.. I bought 169 with Google wallet just to make it look less exact

        • Thanks. That's a bit weird. I made 2 transactions from apple wallet, $81.xx and $85.xx. The worst senario is to chase them after 60 days…

          • @charleslx: Same boat. They told me to wait until promo date range.

  • +1

    Received the bonus for both BoM and BSA within 2 days after meeting the requirements. The $160 was spent across several transactions and some of them included GCs

  • I didn’t receive the $40 cashback from BankSA and St.George. They said only one account is eligible for the offer. I think the issue is that when you open accounts with them simultaneously, you might initially get approved for all three. I opened one account and received the cashback, then went on to open the other two — but that seems to be against the rule

    • I seem to be in the same boat. Got cashback for one but not anything else after that

      • @nowich
        Have they paid out the other accounts yet? You could probably complain because the terms don’t prohibit getting multiple bonuses with different brands

        • Just call them and they will manually credit. Worked for me.

  • I did not get anything. I need to contact them again

  • +1

    Rang them today and they agreed that I should have had the $40 credited, so they are manually doing it now

    • may I ask how many account do you have? one or three?

      • I started actually with opening banksa. That's what I rang about, but all their systems are the same.

        I opened up St George to repeat the deal. And when you login, you cash see both banksa and St George.

        I'm just waiting on my debit card now.

        Will try BoM next.

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