pennypacker42069 » user profile

Wise has high ATM fees Sometimes it has a worse FX rate compared to Visa/mastercard Also less protection compared to a regular bank if your…

I think the terms prohibit splitting transactions like this

Before they paid you $20 to do this

Dominos is a little better. Pizza Hut is essentially deep fried pizza and has double the calories

The only card I’ve seen use their own bad rate is HSBC

Bybit sells your crypto for USD and then processes the payment as a regular Mastercard transaction, I don’t think the merchant can tell…

Saved a few dollars using the Bybit card, effectively paid AU$167

I am 5 days in still haven’t received the $5 gift card. Their chat support is just an AI bot that doesn’t help and refuses to transfer…

Did not track. Customer service completely ignored issue

Yep their customers were given preferential treatment and received 100% back in crypto while other FTX creditors had their claims dollarised

I was hoping they might bring the $25 bonus back this month but instead they just removed the 4400 crypto options as well. This card keeps…

eToro has very high fees/spread. You would probably lose money for this offer

The best ING hack is removing your money and putting it in another bank then they will send you targeted cashback promos to try to win you…

Strange how they do this without publishing any guidance. Especially when there are posts made by ATO agents on their forum saying the cost…

You stop paying investment tax after you turn 60. If we got rid of this ridiculous rule I’m sure the proceeds could fund the aged care…

The PDS clearly says you need a return ticket. Allianz may have given you the wrong information. People have had complimentary travel…

Looks like $25 bonus cards have been removed completely. I contacted support and they had no idea whether they are coming back or not.

The Coinjar card isn’t great, you pay 1% and get 1% back in points. Bybit card has 3% fees but sometimes the points are worthwhile

Here is exactly what TopCashback told me back in May: We've just checked your account and the transaction is recorded as being made at 11PM…

Yep Coinjar Exchange uses the same account but has lower fees https://www.coinjar.com/global/fees

You probably need to wait for somebody else to use your referral code and then cash out the 1000 points

The app is expensive, but if you transfer to Coinjar Exchange they are one of the cheapest exchanges in Australia. Use…

Pretty much every shitcoin mooned sometime since 2017

If it tracks you will get 130%

TopCashback customer service have said it needs to be at a later time, will be interested to see if you still get paid out

You use the same TopCashback account and sign up to PureVPN each month with a new email

You need to make sure you sign up for Prime a month in advance too if you’re not already a member because they give the first month free

https://wise.com/au/pricing/card-fees (AUD goes in the top input) This shows their rate and fees, only other fees they have are for ATMs

The official purchase time is listed in the email with subject “You've received cashback in your account.”

For previous promotions TopCashback said it had to be at a later time