Join & Hold Hospital & Extras Cover for 42 Days, Get 6 Weeks Free & 25,000/50,000 Live Better Points @ Medibank

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12WEEKSPLUS

Mod note

Original title: Join & Hold Hospital & Extras Cover for 42 Days, Get up to 12 Weeks Free
Actual offer: 6 weeks free after 42 days of continuous cover. Another 6 weeks free after 15 months of continuous cover.


Summary

Join and maintain eligible Bronze hospital and extras cover or above and you could get up to 12 weeks free plus 50,000 Live Better points (couples and families) or 25,000 Live Better points (singles and single parents) to redeem on rewards like gift cards. We'll also waive 2&6 month waiting periods on extras.

Eligibility

For new members on new memberships who join and start eligible combined Bronze hospital and extras cover or above from 5 March – 9 April 2025 and who have not held Medibank health cover in previous 60 days (unless they are dependents coming off their parent’s cover). Must quote promo code 12WEEKSPLUS and set up direct debit when joining. Must have Australian residence. Excludes Basic cover, Corporate covers, Hospital only cover, Extras only cover, Accident Cover, Overseas Visitors Health Cover, Overseas Workers Health Cover, Overseas Students Health Cover (OSHC), Ambulance Cover, ahm covers, and other selected covers. Not available to Medibank employees. Not available with any other offer. Medibank reserves the right to amend these Terms and Conditions from time to time.

Weeks free terms

Must remain up-to-date with premium payments and hold eligible cover for 42 consecutive days from the policy start date to get initial 6 weeks free, and for 15 consecutive months to receive subsequent 6 weeks free. The initial 6 weeks free will be applied at the next billing cycle after you have held eligible cover for 42 consecutive days. The subsequent 6 weeks free will be applied at the next billing cycle after you have held eligible cover for 15 months. The 6 weeks free will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period. Discounted amount to reflect level of eligible cover at time of discount.

2&6 month waits waived on extras terms

2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). Annual limits apply. If you're switching from another fund and you’ve used any of your current limits (at that fund), that will count towards your annual limits with us. If you've reached your limits at your previous fund you may not be able to claim straight away on extras.

Live Better rewards points terms

Must maintain direct debit and hold eligible product for 42 consecutive days from the policy start date to receive Live Better rewards points. The points will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period. Policyholder will require access to a smartphone and will need to download the My Medibank app. Policyholder will need to have registered a My Medibank account, sign up to Live Better via the My Medibank app and track a Live Better activity within 42 consecutive days from the policy start date. Must be 16 years or over to register for Medibank Live Better. Live Better rewards points could take up to 10 weeks from the policy start date to be loaded to the policyholder’s Live Better account. Singles and single parents will receive 25,000 Live Better rewards points, and families and couples will receive 50,000 Live Better rewards points.

Related Stores

Medibank Private
Medibank Private

Comments

  • +1

    Thanks. Signed up to churn out from Bupa

    • great batting :)

      • +1

        Hahahaa, Fun fact I was signing up for this 3 in the morning when Jadeja was finishing up the Match.

  • My next sign up after suncorp

  • +3

    what can you get with 50000 live better points?
    unfortunately, this can't be stacked with topcashback comparethebarket $275 cashback offer.

    • +1

      That's about $500 worth of credit for icon, amcal etc.

    • +2

      I just had a look on the app and these are some of the rewards for 50,000 or less that are available at the moment:

      Garmin

      50,000 Points: Garmin Lily 2 Active, Silver with Purple Jasmine Silicone Band
      37,000 Points: Garmin Varia RTL515 Radar Tail Light
      26,000 Points: Garmin Index S2 Smart Scale Black
      25,000 Points: Gamin HRM-Fit Heart Rate Monitor

      Apple:

      48,000 Points: Apple Watch SE GPS + Cellular 40mm Midnight Aluminium Case
      45,000 Points: Apple Watch SE GPS 44mm Midnight Aluminium Case
      40,000 Points: Apple Watch SE GPS 40mm Midnight Aluminium Case
      40,000 Points: Apple Watch SE GPS 40mm Starlight Aluminium Case
      40,000 Points: Airpods Pro (2nd Generation) with MagSafe Case (USB-C)
      30,000 Points: Airpods 4 With Active Noise Cancellation
      22,000 Points: Airpods 4
      16,500 Points: AirTag (4 Pack)
      5,000 Points: AirTag (1 Pack)

      Beats

      33,000 Points: Beats Solo4 Wireless Headphones
      30,000 Points: Beats Fit Pro True Wireless Earbuds
      25,000 Points: Beats Pill - Wireless Bluetooth Speaker
      10,000 Points: Beats Flex - All Day Wireless Earphones

      Giftcards
      For most of these 2,000 points = $20, 5,000 points = $50, 10,000 points = $100 etc

      She Science
      The Iconic
      parkrun
      Brooks
      Amcal
      Onsport
      HelloFresh
      Peninsula Hot Springs
      Good & Fugly
      The Fast 800
      Youfoodz
      Adidas
      calm

      Cover Rewards:

      25,000 Points: $200 premium payment
      12,500 Points: $100 premium payment
      10,000 Points: one remedial massage up to $115
      10,000 Points: $100 Extras Limit increase
      2,000 Points: $20 Specsavers Optical Out-of-Pocket reward

    • Previously I used the $200 premium payment for 25,000 point when I joined Medibank
      Note you can only redeem same reward once in 12 months so cannot get this premium discount twice in same year.
      There is $100 premium payment for 12,500 so you can save another $100 on your premiums this way.
      Would be much nicer if you were allowed use $200 premium payment reward twice rather than once a year only.

  • Signed up recently using the 8 weeks free promo, but I gues the additional weeks only apply if you hold the cover for 15 months so may as well just churn out after the first free 6 weeks.

  • Any current deals on insurance who waves of waiting period?

    • +1

      Any current deals on insurance who waves of waiting period?

      👋🌊

  • +1

    My experience with the Amcal gift card option was frustrating. Most stores didn’t recognise them or know how to process them. I even lodged a complaint with head office but never received a response. One store flat-out refused to accept them, while others tried to help, but with customers waiting behind me, it turned into a stressful ordeal.

    I’d love to hear if anyone has successfully used their points elsewhere.

    • My experience with the Amcal gift card option was frustrating

      They are painful to use but I the person assisting me with redemption was very helpful and processed it all in-between other customers. Very strange that the store didn't want to take your money.

    • Most of their stuffs are pretty useless..

      The last time I bought $500 worth of Iconic gift cards, they worked fine. However, they’ve now limited the number of Iconic gift cards you can purchase per year to just one for each denomination. This means you can get 1 x $100, 1 x $50, and 1 x $25. One of the advantages of Iconic gift cards is that you don't have to use the full value on a single order.

      Other gift card options include Adidas, Brooks, and others, but keep in mind that any unused balance on these cards will be forfeited if you don’t use the full amount in one transaction.

      • And it won’t stack with other codes for adidas and only works on full priced items..

        • Yes it wont stack with other codes, but works on discounted items. Used a $20 voucher on a 3 pack socks discounted to $20.

  • +1

    Is this the best offer from Medibank? Should I wait till it's close to EOFY or this one is good enough..?

  • Still waiting for live better points from the last deal, at 10 weeks today.

    They first tried telling me that it wasn’t included in the promotion, then told me I didn’t perform any activities even though I did weekly, now telling me to wait a few more days

    • Do you know if you'll still get them if you churn out?

      • I think you should but you lose access to the app to redeem

    • +1

      They tried this trick on me last time claiming that I didn't perform the activities. This dragged on for ages as they kept saying has been escalated and a case manager will get back to me but they never did and had to keep calling up and each time same response, someone will contact me. So prepare to waste another month as you don't want to cancel before you get the points.

      • If they do that to me i'll just make a complaint to ombudsman, nothing in the T&C states you need to have current cover to receive the points just you need to hold cover for 28 days.

        • You mean 42 days. Or are you referring to a previous promotion?

          Live Better rewards points terms
          Must maintain direct debit and hold eligible product for 42 consecutive days from the policy start date to receive Live Better rewards points.

  • +1

    on my 6 free weeks now, waiting for the points to kick in. Don't forget to do your daily/weekly points quest, I found you will accumulate enough to buy another 2 free weeks.

  • -2

    Okay, I've just signed up and realised I have corporate benefits too. How do I double dip this as I know the corporate promotions dont' provide gift card. Anyone on the same boat?

    • It says in terms that corporate covers are excluded from the offer

  • -1

    "Excludes Basic cover, Corporate covers, Hospital only cover,…" - so need to bronze level or above for hospital !

  • If u get an adidas voucher remember it won’t stacks with any other codes or vouchers and only works on full priced items.

  • Are you able to join in advance eg. Start coverage in May?

    • I am on the same boat, you have to start from 8-Apr-2025.

  • Have a procedure planned, is it a good idea to switch to Medibank and do the procedure and churn out.

    Currently with Qantas Health (backed by NIB) and found their GapCover scheme is crap. Doctors were not happy with NIB paying so little to them and they dont participate in their GapCover scheme anymore, found it a hard way after major out of pocket costs.

    • Have a procedure planned

      Go with whichever fund has arrangements with your doctor and hospital.

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