Activate 10% Cashback (Max $100 Back) with Platinum Mastercard Contactless Payment (Apple Pay, Google Pay, Garmin Pay) @ humm90

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timhn on 18/05/2025 - 15:22 humm90.com (116 clicks)
Last edited 19/05/2025 - 15:15 by 2 other users

This may be targeted so you have a Humm90 credit card, check your email.

Received this email several days ago.

Like to earn $100 back? Then get digital tapping with your humm®90 Platinum Mastercard® this May!

There’s no minimum spend – from cab rides to coffees, bus fares to brunch, when you pay from your digital wallet with humm90 you’ll get 10% back on eligible transactions, up to a maximum of $100^.

^ Existing humm®90 Platinum Mastercard® cardholders only. This offer is not transferable. To qualify for 10% cashback, individuals must click the activation link to activate the offer within the promotional period (15 – 31 May 2025) make a purchase using their humm®90 credit card (via Apple Pay, Google Pay or Garmin Pay digital wallet) at any retailer by 31 May 2025 (Offer End Date). Eligible transactions excludes cash advances, balance transfers, Long-term Finance purchases, IKEA card swipe transactions over $200, Electronic Funds Transfer (EFT) and BPAY online payments. Transactions may take up to 3 days to clear. Total cashback is capped at $100 and will be credited to your account within 30 days of the Offer End Date. Account must be open and not in default of the credit contract when cashback is applied. A minimum monthly repayment of the outstanding balance is required regardless of applicable Interest Free periods. Interest is payable on any remaining balance outstanding after the Interest Free term. Any outstanding balance after the Interest Free Period reverts to the humm90 Purchase Rate, currently 26.30% p.a. Minimum monthly repayment required. humm90 may change, withdraw or end this offer at any time.

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  internet-stranger on 18/05/2025 - 17:22

  Wow. $9.95 a month just for having an open account.

  • 

    timhn on 18/05/2025 - 22:15

    +1

    You must have missed the $400 cashback, 0 annual fee first year promo last month.

    Nobody keep this open after got their bonus, or near end of their first year.

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      internet-stranger on 18/05/2025 - 22:28

      O, yea. Makes much more sense now!
      Pity I missed it

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  Synticulous on 22/05/2025 - 17:17

  +1

  Pros:
  Loving it so far, and then they give me another $100!
  Afterpay + Humm90 = averaged 14d + up to 110d interest free (less the $30 min. repayment a month via direct debit).
  It's essentially a nice 3-4m interest-free AUD carry-trade equivalent to 2-3% cashback just off the relief it gives my mortgage offset.

  Cons:
  Physical Card has never worked despite activation (I saw ppl's reviews and wanted to get the spend bonus first via phone tap)
  Started me on a $5k limit, I need to suss out the increase requirements to better take advantage as I've maxed it out paying off my ZIP via ATO bpay.
  Couldn't figure out how to bloody use their IKEA partnership X months interest free mechanic instore at the checkout.

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  icanfly on 28/05/2025 - 09:11

  Hi @timhn is this only for the first transaction made after activating the offer? Or can you make multiple transactions and each one will get 10%?

  Also some websites allow you to use google pay to make payment will these transactions qualify or is it only if make the payment tapping your phone?

  • 

    timhn on 31/05/2025 - 13:46

    I believe either single or multiple transactions
    No idea if paid via app would eligible.