Hi all,
I've had the ANZ Rewards Black credit card for a few years now, mainly for the points and perks. But since they've stopped waiving the annual fee, I'm planning to close it and move on.
I'm now on the lookout for a new credit card with no annual fee (at least for the first year) and ideally one that comes with a solid sign-up bonus—whether that's cashback, rewards points, or other perks. I Usually spend $4k-5k on average per month
I’ve checked out PointHacks, but to be honest, it’s a bit overwhelming with all the options and fine print. So I thought I’d ask here:
Has anyone recently signed up for a credit card that ticks these boxes?
No annual fee for the first year (or ongoing if possible)
Decent cashback or points sign-up offer
Perks like travel insurance, lounge access, or good rewards earn rate a bonus
Would really appreciate any recent recommendations or insights. Thanks in advance!
Coles cc if you shop there often.