Our savings rates:
Balances up to | Base Rate % p.a. | Bonus Rate % p.a. | Highest Rate % p.a. |
---|---|---|---|
$0 to $50,000 | 0.05% | 5.05% | 5.10% |
$50,000 to $250,000 | 0.05% | 2.55% | 2.60% |
$250,000 + | 0.05% | 0.00% | 0.05% |
myBOQ app features
Make managing your money easier than ever.
Set up a budget and get real-time alerts. Switch on Round Ups1 to automatically add to your savings, and get fast, secure access with face or fingerprint recognition.
Important Information
Interest rates are variable rates and are subject to change.
- Round-ups are transfers that you can elect to activate on your Everyday Account(s). When you enable this feature on your Everyday Account, funds are transferred from the selected Everyday Account to your nominated savings account each time you make a Card transaction. The amount of the transfer will be up to the nearest $1 of the amount that the transaction takes place. Round-up transactions will not take place if by making the transaction your Account would be overdrawn. Each round up transfer will be done when a transaction is processed as pending on your Account. As some transactions may occur offline the round-up transfer will only take place when the transaction information is received. Transactions that are pending could also potentially not be debited by the Merchant, however in that case the round-up will not be reversed. You can disable the round-up feature through the myBOQ app at any time.
*A Bonus Interest variable rate will only be paid if Monthly Bonus Criteria are met in the previous month which includes $1,000 deposit + 5 eligible transactions using the linked Everyday Account. Visit the website for full details about meeting the Monthly Bonus Criteria. The variable Base Rate applies to balances over $250,000.
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