Join Medibank Hospital & Extras Cover, Hold for 42 Days, Get 6 Weeks Free, up to 50,000 Live Better Pts, 2 & 6 Month Wait Waiver

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Join Medibank Hospital & Extras Cover, Hold for 42 Days, Get 6 Weeks Free, up to 50,000 Live Better Pts, 2 & 6 Month Wait Waiver
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containsmsg on 23/09/2025 - 15:40 medibank.com.au (905 clicks)
Last edited 23/09/2025 - 15:58 by 1 other user
8WEEKSPLUS

Join and maintain eligible Bronze hospital and extras cover or above for 42 days and you could get 6 weeks free plus 50,000 Live Better points (couples and families) or 25,000 Live Better points (singles and single parents) to redeem on rewards like gift cards. We'll also waive 2&6 month waiting periods on extras.

Must not have held a membership with Medibank in the last 60 days. Must use direct debit.

8 weeks free terms: Must maintain direct debit and hold eligible cover for 42 consecutive days from the policy start date to get initial 6 weeks free, and for 14 consecutive months to receive subsequent 2 weeks free. The initial 6 weeks free and/or the subsequent 2 weeks free will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period.

2&6 month waits waived on extras terms: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you're switching from another fund and you’ve used any of your current limits (at that fund), that will count towards your annual limits with us. If you've reached your limits at your previous fund you may not be able to claim straight away on extras.

Live Better points terms: Must maintain direct debit and hold eligible product for 42 consecutive days from the policy start date to receive Live Better points. The points will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period. Policyholder will require access to a smartphone and will need to download the My Medibank App. Policyholder will need to have registered a My Medibank account, sign up to Live Better via the My Medibank App and track any Live Better activity within 42 consecutive days from the policy start date. Policyholder must also maintain direct debit and continue to hold an eligible product for 42 consecutive days from the policy start date to receive the Live Better Points. Must be 18 years or over and have a valid Australian residential address to register for Medibank Live Better. Live Better points could take up to 10 weeks from the policy start date to be loaded to the policyholder’s Live Better account. Singles and single parents will receive 25,000 Live Better points, and families and couples will receive 50,000 Live Better points.

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Comments

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  • containsmsg on 23/09/2025 - 15:40

    Probably one of their best ones yet, 8 weeks is 2 more than the usual deal from most PHIs.

    • Dan_ on 23/09/2025 - 15:51
      +3

      The additional 2 weeks is after you hold the policy for 14 consecutive months. So it's really 6 weeks free for any respectable Ozbargainer.

      • containsmsg on 23/09/2025 - 16:02

        Lol yeah you're right, they've just changed the subject wording but it's the same deals as before. Guess I got too excited.

  • animasoIa on 23/09/2025 - 15:51

    Excludes AHM (part of medibank) members?

  • itslittfam on 23/09/2025 - 15:54
    +1

    Is switching from AHM to Medibank eligible for this offer?

    • containsmsg on 23/09/2025 - 16:04
      +1

      AHM excluded by the looks of the T&Cs

      • SR9 on 23/09/2025 - 16:12

        Didn’t see anywhere mentioned AHM only medibank

        • containsmsg on 23/09/2025 - 16:34

          "€ For new members on new memberships who join and start eligible combined Bronze Hospital and Extras cover or above from 23 September 2025 – 15 December 2025 11:59pm AET and who have not held Medibank health cover in previous 60 days (unless they are dependents coming off their parent’s cover). Must quote promo code ‘8WEEKSPLUS’ and set up direct debit when joining. Must have Australian Residency. Excludes Hospital only cover, Extras only cover, Basic covers, Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Cover (OVC), Overseas Students Health Cover (OSHC), Overseas Workers Health cover, Travel Insurance, Pet Insurance, Funeral Insurance, Life Insurance & Income Protection, ahm covers and all corporate covers. Not available with any other offer. Medibank may end this offer or amend these offer terms and conditions at any time without notice. Medibank employees are not eligible for this offer."

          I'm assuming the ahm covers is referring to AHM, unless it's an acronym for something else.

          • ShMiCk on 23/09/2025 - 16:39

            @containsmsg: Damn, looks like it. I want to jump off AHM.

          • SR9 on 23/09/2025 - 16:40

            @containsmsg: That part is ineligible if you join AHM covers so switching from AHM is eligible based on the first term who have not held Medibank health cover in previous 60 days (unless they are dependents coming off their parent’s cover).

          • Nousernamehere on 23/09/2025 - 17:02

            @containsmsg:

            who have not held Medibank health cover in previous 60 days

            Sweet, works out perfectly then signing up to Bupa in a couple of days from Medibank for their 6 weeks free after 28 days for hospital cover only, then once that's run out will jump back to Medibank with this offer 👍

            • containsmsg on 24/09/2025 - 10:18

              @Nousernamehere: Exactly what I've done. About to finish my free weeks with Bupa then will churn back to Medibank so I don't lose my points.

              Thing is, if I keep churning then I have no idea what to buy with them lol, seems pointless to take the money off of the premium.

              • Nousernamehere on 24/09/2025 - 18:27

                @containsmsg:

                Exactly what I've done. About to finish my free weeks with Bupa then will churn back to Medibank so I don't lose my points

                Oh so the points stay on your account even when you churn away? I've only got a small amount right now but that could be handy to use Medibank to churn to every so often if the points stay valid for a while..

              • tunzafun001 on 15/10/2025 - 15:12

                @containsmsg: On chat just now. They said points remain for 6 months, or if you change to a new provider. Whatever comes first.
                I'd use the points to be safe.
                I've already taken the extra 2 weeks free for a premium payment. $200 for 20k points for no effort is good to me.

                I think you can use it for multiple iconic cards as along as they are all different denominations…I think…

              • tunzafun001 on 01/11/2025 - 10:53

                @containsmsg: @containsmsg Did your points remain / still accessible after moving to Bupa?

                Got 5000 left.

                *I also noticed a lot of the giftcards are single use only. So if you only use $1 on a $100 giftcard….you will lose the lot.

                Also, a few can't be combined either..

  • lbj on 23/09/2025 - 16:25
    +2

    I'm relatively new to the Health Insurance game and I just wanted to make sure I'm understanding this hypothetical correctly.

    If I join a Bronze hospital + extras policy in mid-November, do the extras limits (like optical) reset on 1 January? If so, could I claim in Nov/Dec and again in Jan, then cancel at the end of the 6 free weeks - essentially getting two sets of extras for only about 6 weeks of paid cover, plus my share for whatever extras I used? Is there anything stopping me from doing this across all extras, and are there any repercussions for cancelling after the free period?

    • Tdsr on 23/09/2025 - 16:57
      +2

      Yes your understanding is correct. No repercussions

  • mecheapo2014 on 23/09/2025 - 18:32

    What can you get with 50,000 Live Better points?

    • SR9 on 23/09/2025 - 18:37

      $500 gift card or $400 off premium

      • winaxter on 23/09/2025 - 19:21

        They only let you buy max $200 off premiums. At least that’s what it was last time I tried.

        • SR9 on 23/09/2025 - 23:53

          You can redeem twice. I think limit is twice redemption per year for the $200 premium.

          • VQLD on 24/09/2025 - 13:39

            @SR9: once a year. Not sure for both $50 and $200 or you can use each once..
            didnt allow me to redeem $200 for second time.

            • s0805 on 06/10/2025 - 16:09

              @VQLD: Can confirm this. Just had call with them, using points for Premium payment only allowed once every 12 months regardless the amount you select, $100/$200. Also, you can leave the points in the account when you leave but if you haven't held an eligible policy for 6 months or more, points are forfeited. I have abt 54k points so thinking of using $200 premium payments and rest (as much as I can) for gift cards.

              • tunzafun001 on 15/10/2025 - 15:16

                @s0805: Some confusion here.

                It's $200 max on premium payments per year per (can be 2 x $100 if you want, or 1 x $200..makes no difference).

                Also, points are lost when you change providers, or 6 months if you simply cancel with Medibank and don't take up any other cover with anyone else.
                Literally just got off the phone to support

        • s0805 on 24/09/2025 - 14:02

          Trying to understand this, so from previous deal I am expecting 50,000 points (worth $400 premium). Our current monthly premium is ~375 something so I can't use all $400 in one hit?

          • VQLD on 07/10/2025 - 12:27

            @s0805: No. I think they have only 50 and 200 to redeem for Premium payment.. so, 200 is max per year.

            • s0805 on 07/10/2025 - 12:39

              @VQLD: Thanks. One thing i forgot to check, if I don't have active policy can i still use LIV points to buy an item from the app?

              • VQLD on 16/10/2025 - 13:19

                @s0805: no. need active policy. And dont forget that they will expire after 6 month without active policy

                • s0805 on 16/10/2025 - 15:06

                  @VQLD: Thanks. Just in process of moving billing cycle to weekly from monthly and buy $400 worth of premiums. As soon as all points used, we will switch.

      • fadeinthemix on 23/09/2025 - 19:27
        +1

        The gift cards arent the best either.
        The Iconic would be the best one and they only allow you to take one per year per domination

    • Brick50 on 23/09/2025 - 22:00

      Can you still get a set of Airpods 4 noise cancelling? how many points are they?

    • iamprabhath on 02/10/2025 - 00:58

      Let them stay on ur account and don't redeem them yet. Next time when the same offer comes up, take it get another 50000 points and claim the airpods max for 90000 points

  • omguleh on 23/09/2025 - 22:41

    Damn need another 2 weeks before I hit the 60 days requirement.

    • tunzafun001 on 15/10/2025 - 15:16

      Sign up in advance/ start date in 2 weeks.

      • omguleh on 15/10/2025 - 15:27

        Just signed up. Had a bad experience with the delayed join dates.

  • Crumpetdog on 30/09/2025 - 15:23

    Does anyone how they issue the free weeks after the serving period is up? Would they refund you those weeks?

  • nvdshams on 06/10/2025 - 03:52

    Newbie question: Can you start claiming from day one if you are transferring from another provider?

    • omguleh on 15/10/2025 - 15:26
      +1

      Only once they have received and processed the transfer certificate for the items with waiting periods and you have already served them.

  • Uncle Roger on 09/10/2025 - 11:22

    Can someone advise what the waiting periods are please?
    Need to get 2x dental fillings in about 10 days or so, and they recommended we should sign our family up for health insurance… If I sign up today, how long would I need to wait?

    • tunzafun001 on 15/10/2025 - 15:19

      2 month waiver on dental… should be good to go. No brainer.
      Take out an option with at least $800 dental cover…fillings are getting super expensive.
      Bupa have a $900 cover option if it helps for your next move (ie. You need $900 from here, to get $900 from Bupa).

  • tunzafun001 on 15/10/2025 - 15:21

    Can we redeem multiple iconic cards if they are different values. Ie
    1x $100
    1 x $50
    1 x $20

    They all say single use. But not sure if that is any value or single per each value?

    • tunzafun001 on 01/11/2025 - 10:57
      • you can claim one of each for each member on the policy that has an account.
  • tunzafun001 on 01/11/2025 - 11:00

    Anyone know if I can sign up with a future date?

    Just moved to Bupa, so guess I'm there for at least 61 days.

    Would I be eligible for this if I sign up Dec 15, with a start date of Jan 2?

  • dorikin on 04/11/2025 - 21:11

    Anyone know if it's actually possible to check the gift card balance after redeeming live better points?
    i.e. Amcal GC code from Medibank is different to regular Amcal gc and can't be checked on amcalgiftcards website

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