AIA Health
When you take out a combined Hospital & Extras or Hospital only policy by 30 September 2025
*On eligible products. T&Cs Apply.
Join Eligible Hospital & Extras or Hospital Only Insurance & Hold until 5 Jan 2026 for Cashback Equal to 4 Weeks Premium @ AIA
41
deanmoriarty on 29/09/2025 - 13:40 aia.com.au (101 clicks)
Last edited 29/09/2025 - 19:13 by 1 other user
Last edited 29/09/2025 - 19:13 by 1 other user
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As a regular churner, my strong view is that this is not a deal. It simply takes too long to get the 6 weeks free.
Eg, get 6 weeks free after just 1 month, here https://www.stlukes.com.au/6weeksfree
I LOLed at this
To help us determine if any Lifetime Health Cover loading or waiting periods will apply to your policy with St Lukes please provide the details of other funds you have been a member with since 2000.
Hi mate, I'm new to this. How does this work? So do I pay for first 4 weeks now and then get additional 6 weeks free or do I get a refund of first 4 weeks and additional 2 weeks free ? I haven't had any private health insurance yet, so just looking to get some extras benefits.
You have to start by reading the terms and conditions — it's all explained in there.
that one is $50 more per month
I think you meant to say:
Based on my own circumstances and requirements, St Lukes Health is $50 more per month than my current health insurer.
It doesn't matter that it is more expensive, as you are getting 6 weeks free, which is valued at much more than $60.
After the 6 weeks free, you move to the next offer.
As with electricity churning, the underlying cost generally doesn't matter, as the promotional element provides far greater benefit and reward.
You will be entitled to receive a maximum of 6 weeks of premium cashback across Year 1 and Year 2 of your Eligible Policy.