• long running

ANZ Platinum Credit Card: $450 Cashback with $4500 Spend in 4 Months, $0 First Year Annual Fee (Then $87/Year) @ ANZ

300
ANZ Platinum Credit Card: $450 Cashback with $4500 Spend in 4 Months, $0 First Year Annual Fee (Then $87/Year) @ ANZ
Go to Deal
Drakesy on 07/10/2025 - 15:33 anz.com.au (594 clicks)
Last edited 07/10/2025 - 15:42 by 1 other user

Frequent Flyer offers are getting few and far between given the 18–24-month cooldown periods :(.

ANZ quietly released this one which gives a fairly healthy ROI better than the ANZ Low Rate, basically a blanket 10% back on everything purchased.
Even comes with insurance.
$87 AF after the first year.

No Cooldown period seems to be present in the T's & C's which is a good sign and shouldn't conflict with having a Rewards or Frequent Flyer card with them.

Offer is for new and approved applicants and is limited to one offer per applicant.
ANZ may vary or end this offer at any time without notice. Not available in conjunction with other offers, packages, or promotions, or when transferring from an existing ANZ credit card. The time it takes to process, approve an application, and deliver or activate a card can vary and there may be delays.
Eligible applicants must meet the spend criteria within 4 months of the date of approval. The date of approval of an application is the disclosure date specified in your Letter of Offer. Eligible purchases include purchases made using your ANZ Credit Card Account but exclude specific purchases as set out in the ANZ Credit Card Conditions of Use (PDF). Excluded purchases include, for example, fees, cash advances, cash equivalent transactions, balances transfers, premiums paid for ANZ credit card insurance, transactions for gambling or gaming purposes or reversed or refunded transactions and will not qualify. The $450 will generally be credited to your ANZ Credit Card Account within 3 months of meeting the spend criteria. The $450 credit will be applied to the purchases balance and does not constitute a payment under your Credit Card Contract with ANZ. You will not be eligible for the $450 back if your ANZ Credit Card Account is cancelled, suspended, transferred, or you have breached the ANZ Credit Card Conditions of Use (PDF).

Financial Cashback Credit Card VISA

Related Stores

ANZ
ANZ

Comments

  • JSONBourne on 07/10/2025 - 15:45

    No points so just a straight 10% off?

    • DoctorCalculon on 07/10/2025 - 16:09

      Yes.
      This is not a rewards card.

  • sghetti on 07/10/2025 - 16:07

    Limited to one offer per applicant. So make sure you haven't had this card before.

    I used this offer when it was $300 credit with $1500 spend. Had an upcoming bill that was just over $1500 so effectively paid $1200 for the bill instead. Closed quickly after the credit came through, pretty sure it was after the statement cycle ended but YMMV.

    • DoctorCalculon on 07/10/2025 - 16:11

      Same here. I took advantage of the same deal as you last year.

    • coldazure on 07/10/2025 - 16:19

      Wait so just to be clear, do you know if the "limited to one offer per applicant" is tied to whether you've claimed this offer previously, or whether you've held this card previously?

  • Viospeed on 07/10/2025 - 16:09
    +3

    I remember applying for one of these promo's 2 years ago.

    They asked for so much bs and supporting documents, a phone call, many emails back and forward (they would take days to respond) then ask for more information.

    They asked for my full tax return, income statements, bank statements, tax agent info and god knows what else I've forgotten.

    • JSONBourne on 07/10/2025 - 16:22
      +1

      Yep ANZ is the worst to deal with. Pretty terrible app as well.

      • oldyellah on 07/10/2025 - 16:29

        The app is horrendous.

        Can someone explain the 18–24-month cooldown periods? Is that just not being able to get another ANZ card within 18months of cancellation?

        • Drakesy on 07/10/2025 - 17:27
          +1

          So you can only take out one from each category every 18-24 months dependent on t's & C's to be eligible for the bonus points.

          1 ANZ Rewards
          1 ANZ Frequent Flyer
          1 ANZ low rate
          1 ANZ Platinum.

          So really you can be churning 4 cards from ANZ over the 18-24 months.

          • coldazure on 07/10/2025 - 22:29

            @Drakesy: Do you know if the "limited to one offer per applicant" condition is in reference to whether you've claimed this specific offer previously, whether you've held this card previously, or whether you're currently holding the card?

            I've churned multiple ANZ Rewards cards but not this Platinum non rewards card previously, so just trying to work out if I'd qualify.

    • oatmatcha on 07/10/2025 - 17:20
      +1

      Probably your first born child too.

      (profanity) ANZ and their approval process. It's as if they don't want customers.

    • Drakesy on 07/10/2025 - 17:29

      Funny i've had the opposite (mind you i've banked with them my entire life).

      Literally every new application is prefilled and approved within 10 minutes. Just input my drivers license and its done.

      Westpac on the other hand hates me and makes my life hell.

  • eMMMe on 07/10/2025 - 17:22

    Will short-term credit card ownership - specifically, getting a card and canceling it after a few months, negatively affect my credit rating/score?

    • Drakesy on 07/10/2025 - 17:29

      As long as its paid off it'll temporarily drop it then it'll recover in 3 months.

      If anything it's good to build up a positive credit report.

      • eMMMe on 07/10/2025 - 17:44

        Thanks for the information.

  • animasoIa on 07/10/2025 - 17:56

    I'm confused by this line "or when transferring from an existing ANZ credit card". If I have an existing ANZ card (black), am I still eligible for this if I DON'T transfer?

Login or Join to leave a comment
Login Join