Savings Account +

Savings Account
Saving accounts are accounts maintained by retail financial institutions that pay interest but cannot be used directly as money in the narrow sense of a medium of exchange (for example, by writing a cheque ). These accounts let customers set aside a portion of their liquid assets while earning a monetary return. For the bank, money in a savings account may not be callable immediately and in some jurisdictions, does not incur a reserve requirement, freeing up cash from the bank's vault to be lent out with interest.
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2,000 Bonus Qantas Points for New Qantas Points Saver Accounts with $1,000 Deposit in 1st Month @ Qudos Bank

expired 2,000 Bonus Qantas Points for New Qantas Points Saver Accounts with $1,000 Deposit in 1st Month @ Qudos Bank

Earn 2,000 bonus Qantas Points when you open your first Qantas Points Saver account with a $1,000 deposit in the 1st month^ ^T&Cs Apply. New accounts opened 31/01/2023 to 28/03/2023. Min deposit …

296
Bonus 2.05% p.a. Interest (Total 3.65% p.a.) for 3 Months on Netbank Saver Accounts (Activation Required) @ Commbank

expired Bonus 2.05% p.a. Interest (Total 3.65% p.a.) for 3 Months on Netbank Saver Accounts (Activation Required) @ Commbank

Before you all start about how horrible Comm Bank is and how bad the rate is comparing to other banks, I post for people that for any reason the don't want to change bank. Now the Standard …

2020
Deposit $50 into a New Bonus Saver Account and Get a $50 Bonus (First 2,500 Eligible Customers) @ MyState Bank

expired Deposit $50 into a New Bonus Saver Account and Get a $50 Bonus (First 2,500 Eligible Customers) @ MyState Bank

Easy to sign up. Almost instant. Go forth. Be Merry. Enjoy. (I say "New Customers" but it appears you just have to "do not currently hold a Bonus Saver Account") Screenshot …

180
Youth eSaver Account: 4.75% p.a Interest on Balances under $5000 for Under 17 Year Olds @ Great Southern Bank

expired Youth eSaver Account: 4.75% p.a Interest on Balances under $5000 for Under 17 Year Olds @ Great Southern Bank

Similar to BOQ deal, but with less deposit limit and no set conditions. Youth eSaver Account An online savings account for newborns to 17‑year‑olds. Is this suitable? The Youth eSaver Account …

301
Bankwest Easy Saver Account 3.75% p.a. Interest on Balances up to $250,000.99

expired Bankwest Easy Saver Account 3.75% p.a. Interest on Balances up to $250,000.99

Bankwest easy saver account paying 3.75% p.a. No minimum deposit, no fees. A good alternative to those who don't want to deal with any hoops to get a decent savings rate. Note 1: must have …

240
[iOS, Android] ANZ Save Account (App-Only Account) 3.75% p.a. Interest on Balance Less than $250,000 @ ANZ Plus

expired [iOS, Android] ANZ Save Account (App-Only Account) 3.75% p.a. Interest on Balance Less than $250,000 @ ANZ Plus

Previous month's interest rate post here ANZ Plus have pushed an interest rate rise through again, this time a little late but effective immediately. Note it's an app-only offering and …

931
Savings Account 4.50% p.a. Interest for 4 Months on Deposits up to $250,000 (New Customers Only) @ Macquarie Bank

expired Savings Account 4.50% p.a. Interest for 4 Months on Deposits up to $250,000 (New Customers Only) @ Macquarie Bank

Macquarie have increased their introductory rate to 4.50% fixed for the first 4 months.

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4.00% p.a. Interest on Balances up to $250,000 (Ages 36+, Monthly Criteria Apply) @ Bank of Queensland

expired 4.00% p.a. Interest on Balances up to $250,000 (Ages 36+, Monthly Criteria Apply) @ Bank of Queensland

From BOQ: We’re delighted to share some great news for savers. As of 9 December 2022, the interest rate on your savings account has increased, so you can continue to work towards your savings goals …

400
Macquarie Transaction & Savings Accounts 3.7% p.a. Interest on Deposit up to $250,000 @ Macquarie Bank

expired Macquarie Transaction & Savings Accounts 3.7% p.a. Interest on Deposit up to $250,000 @ Macquarie Bank

Macquarie have upped their savings and transaction account rate to 3.7% p.a starting 16/12/2022. Best of all, no hoops.

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Savings Maximiser 4.55% p.a. Interest on Balance up to $100,000 (Monthly Deposit, Balance & Spend Requirements) @ ING

expired Savings Maximiser 4.55% p.a. Interest on Balance up to $100,000 (Monthly Deposit, Balance & Spend Requirements) @ ING

New rate announcement on Savings Maximiser from ING website: Effective from 13/12/2022 4.55% p.a. highest variable rate (made up of the standard variable rate and 4.00% p.a. additional variable …

720
Virgin Money Boost Saver 4.30% p.a. Interest (4.60% p.a. with Lock Saver), Preceding Month Criteria Apply @ Virgin Money

expired Virgin Money Boost Saver 4.30% p.a. Interest (4.60% p.a. with Lock Saver), Preceding Month Criteria Apply @ Virgin Money

According to their press release/Facebook page, Virgin Money is changing the interest rates on their Boost Saver. Effective 9 December 2022, the new Boost Saver interest rate will be up to 4.30% p.a. …

1860
4.75% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland

expired 4.75% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland

From Savings.com.au: Bank of Queensland (BOQ) will increase its Future Saver savings account by 40 basis points to 4.75% p.a. for balances up to $50,000. To be eligible to receive this rate, …

2730
Earn up to 4.10% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

expired Earn up to 4.10% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

We’ve got more good news for your savings. After the Reserve Bank of Australia announcement, we’ll be increasing our bonus interest rate (yet again!) to 4.00% p.a. From 1 January 2023, …

150
AMP Saver Account 4.1% p.a. Interest on Balance up to $250,000 ($1,000/Month Min Deposit Required), $0 Monthly Fee @ AMP

expired AMP Saver Account 4.1% p.a. Interest on Balance up to $250,000 ($1,000/Month Min Deposit Required), $0 Monthly Fee @ AMP

Juicy interest rate jump for savers, with a bonus 3.5% on top of the 0.6% standard if you deposit $1,000 a month, up to $250,000. Most likely a result of the fixed rates rolling off in 2023 allowing …

1617
Netbank Saver Account Bonus 1.65% p.a. Interest (Total 3% p.a.) for 3 Months (Existing Customers Only) @ Commonwealth Bank

expired Netbank Saver Account Bonus 1.65% p.a. Interest (Total 3% p.a.) for 3 Months (Existing Customers Only) @ Commonwealth Bank

You will need to request this interest rate change in NetBank Settings > Product Requests > Switch account options, select Netbank Saver account and then click Go. I am not sure if this offer …

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4.35% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland

expired 4.35% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland

Effective Wednesday 16 November, Bank of Queensland (BOQ) will increase its Future Saver account rate to 4.35% p.a. The new rate of 4.35% p.a. is available for Aussies aged 14-35 with a maximum …

210
Virgin Money Boost Saver 3.85% p.a. Interest (4.15% p.a. with Lock Saver), Preceding Month Criteria Apply @ Virgin Money

expired Virgin Money Boost Saver 3.85% p.a. Interest (4.15% p.a. with Lock Saver), Preceding Month Criteria Apply @ Virgin Money

Virgin Money is changing the interest rates on their Boost Saver. Effective 16 November 2022, the new Boost Saver interest rate will be up to 3.85% p.a. when the account-holder continues to meet the …

830
Bonus 2.40% p.a. Interest (Total 3.75% p.a.) for 8 Months on Netbank Saver Accounts (Activation Required) @ Commbank

expired Bonus 2.40% p.a. Interest (Total 3.75% p.a.) for 8 Months on Netbank Saver Accounts (Activation Required) @ Commbank

Hey all, When looking at my CBA NetBank Saver account today I noticed they have another option available in the Settings > Change Account Options page. This: "This is a campaign offer which …

1530
Get $50 after 3 Card Purchases within 30 Days of Receiving Invitation (Existing Save & Spend Customers Who Upgrade) @ ubank

expired Get $50 after 3 Card Purchases within 30 Days of Receiving Invitation (Existing Save & Spend Customers Who Upgrade) @ ubank

In 2021, we announced that UBank and 86 400 were coming together to create a streamlined digital banking experience. This new chapter gave us the opportunity to upgrade our banking platform and bring …

270
Maxi Saver 4.10% p.a. Interest for 3 Months (New Online Application Only) @ St George Bank, Bank of Melbourne, BankSA

expired Maxi Saver 4.10% p.a. Interest for 3 Months (New Online Application Only) @ St George Bank, Bank of Melbourne, BankSA

Maxi Saver 4.00% p.a. interest for first 3 months for new customers. Apply online and get extra 0.10% p.a. bonus for first 3 months. 0.85% p.a. ongoing after 3 months. No balance cap on interest …