Culpable » user profile

Member Since 11/03/2018
Last Seen 5 hours 57 min
Badges 1
Location Perth

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Culpable replied to Shaun Prawn on Best Naturals Ashwagandha Capsules 500mg, 120 Count $11.71 + Delivery ($0 with Prime/ $59 Spend) @ Amazon US via AU
With all due respect, I don't think your altercation with your manager had anything to do with the ashwagandha.
30/03/2024 - 22:56
Culpable replied to timhn on Essential Workers: Target Saver Account up to 5.5% p.a. Interest on Balance (Monthly $1,000 Min Deposit, No Withdrawal) @ Hiver
They have lowered their rate since then. They're now [down to 5.55%](https://www.mebank.com.au/banking/). Also, another commenter has said…
10/02/2024 - 20:20
Culpable replied to Thaal Sinestro on Free 2-Month Audible Trial + $20 Voucher (New Subscribers Only) @ Audible AU
Awesome, thank you for elaborating
07/01/2024 - 00:06
Culpable replied to Thaal Sinestro on Free 2-Month Audible Trial + $20 Voucher (New Subscribers Only) @ Audible AU
Could you please provide a little more detail on how you were able to permanently subscribe for $8 a month?
05/01/2024 - 12:28
Culpable replied to yht on Earn 5.50% p.a. on Balance up to $50,000 @ Australian Unity Freedom Saver (No Minimum Monthly Deposit, No Account Keeping Fees)
Yes, but it's still 5.25% from 50k to 250k. AFAIK that's still the highest "no hoops" savings account. The closest is Macquarie at 4.75%…
27/11/2023 - 21:10
Culpable commented on 10% off Storewide (Some Exclusions) + Delivery ($0 C&C/ in-Store) @ Chemist Warehouse
FYI, most items are more expensive than usual since for the most part it's 10% of RRP. I checked 10+ items I usually buy, and *all* of them…
24/11/2023 - 02:14
Culpable commented on HomeME Savings Account: 5.55% p.a. Interest on up to $100,000 ($2,000 Monthly Deposit & Grow Balance Required) @ ME Go App
At only 0.05% interest above ING, *new* signups should probably opt for ING instead. While ING is 5.5% and MeBank is 5.55% - the ING app is…
24/10/2023 - 22:55
Culpable commented on HomeME Savings Account: 5.55% p.a. Interest on up to $100,000 ($2,000 Monthly Deposit & Grow Balance Required) @ ME Go App
[Called it](https://www.ozbargain.com.au/node/784269#comment-13954409). While they're still the highest, make sure to keep an eye on their…
24/10/2023 - 22:36
Culpable replied to Ozfanmel on Deposit Min $5000 (2% pa Interest), Maintain until 31/12/23 & Get up to 4.5% Value as Apple Shares (up to $4,500) @ Webull App
Correct. Webull is *not* CHESS-sponsored [[source](https://www.webull.com.au/help/faq/1468-Why-is-Webull-not-my-CHESS-sponsor)], which…
02/10/2023 - 21:22
Culpable replied to spy on Panadol Rapid, 80 Capsules $9.50 (In-store Only, Sold Out Online) @ Pharmacy 4 Less
I believe Panadol is made in Ireland.
27/08/2023 - 02:04
Culpable replied to Bladeyyy21 on Sign up, Deposit $5000 & Receive 15 Free Shares (from A$7ea to A$419ea) @ Moomoo
It would be incredibly unlucky. I was speaking more to a longer-term view of people actually using this platform in the future to buy…
22/07/2023 - 02:21
Culpable replied to Bladeyyy21 on Sign up, Deposit $5000 & Receive 15 Free Shares (from A$7ea to A$419ea) @ Moomoo
By giving out 15 free stocks to every new user? Less tongue-in-cheek - any business can go bust when its costs exceed revenue for a long…
22/07/2023 - 01:27
Culpable commented on Sign up, Deposit $5000 & Receive 15 Free Shares (from A$7ea to A$419ea) @ Moomoo
Please be careful. **Moomoo is not CHESS-sponsored**…
22/07/2023 - 00:51
Culpable commented on HomeME Savings Account: 5.65% p.a. Interest on up to $100,000 ($2,000 Monthly Deposit & Grow Balance Required) @ ME Go App
I'm slightly sceptical of ME Bank. Correct me if I'm wrong, but aren't they known for having attractive rates initially, and then not…
28/06/2023 - 14:46
Culpable replied to SinghOz on Savings Account 5.55% p.a. Interest for 4 Months up to $250,000 (New Customers Only) @ Macquarie Bank
Both are great apps. I would say the Ubank app is slightly better since they provide a breakdown of your spending, The choice between the…
22/06/2023 - 01:35
Culpable replied to sghetti on Savings Account 5.55% p.a. Interest for 4 Months up to $250,000 (New Customers Only) @ Macquarie Bank
> If the thought of being better off financially isn't sexy then I don't know what is Spoken like a true Ozbargainer.
21/06/2023 - 17:44
Culpable replied to snappy1234 on Savings Account 5.55% p.a. Interest for 4 Months up to $250,000 (New Customers Only) @ Macquarie Bank
Their ongoing rate is going up to 4.5% on the [23rd of…
21/06/2023 - 17:39
Culpable commented on Savings Account 5.55% p.a. Interest for 4 Months up to $250,000 (New Customers Only) @ Macquarie Bank
They are increasing their ongoing rate to 4.5% in on the [23rd of…
21/06/2023 - 17:34
Culpable replied to payless69 on 5.25% p.a. Interest on Home Saver Account on Balance up to $100,000 (Monthly Deposit & Spend Requirements) @ Great Southern Bank
Not sure what you mean re: smaller banks. If you mean they might go bust and lose all your money, the [Financial Claims…
13/06/2023 - 20:48
Culpable replied to billbob123454 on 5.25% p.a. Interest on Home Saver Account on Balance up to $100,000 (Monthly Deposit & Spend Requirements) @ Great Southern Bank
Have used them and can confirm that you can take money out immediately. Note that it is a minimum of a $2,000 deposit for this account.
13/06/2023 - 20:41
5.25% p.a. Interest on Home Saver Account on Balance up to $100,000 (Monthly Deposit & Spend Requirements) @ Great Southern Bank
Culpable posted a deal 5.25% p.a. Interest on Home Saver Account on Balance up to $100,000 (Monthly Deposit & Spend Requirements) @ Great Southern Bank
From the [GSB Facebook page](https://www.facebook.com/gsbankau): > We are also increasing savings rates on some products. Our Goal Saver…
12/06/2023 - 23:57
Culpable replied to wangasm on 5.50% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland
While I understand this is technically working for balances >50k, I don't think this should be relied upon, given that their T&Cs state…
12/06/2023 - 16:56
Culpable replied to Brickles on Business Savings Account 3.55% p.a. (Variable Interest) on Deposits up to $250,000, (3.45% $250,000-$1M) @ Macquarie Bank
This can be solved with a Cash Management Accelerator Account (CMAA): https://www.macquarie.com.au/investing/cash-management-account.html…
09/06/2023 - 19:16
Culpable commented on Savings Account 5.3% p.a. Interest for 4 Months on Deposits up to $250,000 (New Customers Only) @ Macquarie Bank
Looks like they kept their ongoing rate at 4.25% p.a. Cheeky.
09/06/2023 - 19:11
Culpable commented on Earn up to 5.00% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank
Ubank had their finger on the trigger for this one after the amount of pushback and complaints they got after they only passed on 15 bps of…
06/06/2023 - 16:19
Culpable replied to alokin123 on Earn up to 5.00% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank
You earn 5% on the amount in your account, not the amount you deposit (up to a max balance of 250k). For the sake of simplicity, if you had…
06/06/2023 - 16:17
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17/05/2023 - 01:58
Culpable replied to Savas on Earn up to 4.75% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank
They mentioned it on their Facebook page [here](https://www.facebook.com/gsbankau/photos/a.405013862895330/6403538026376187/). > We are…
16/05/2023 - 17:40
Culpable replied to Culpable on Earn up to 4.75% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank
Edit: Sorry, they passed on 15 out of 25 bps, so they kept 40%* to themselves. This is still 40% too much, not least because they passed on…
16/05/2023 - 17:34
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