s12345 » user profile

Member Since | 05/05/2014 |
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Last Seen | 3 hours 14 min |
Location | Sydney |
Recent Activities

My experience also. Boards want to reduce headcount cost because AI. The rank of managers below who need to implement the cost reductions…

s12345 commented on Solar Juggling Panels/Batteries/ Stay at Home
Definitely worth it. We have 16kw solar, 40kwh batteries and pay nothing for electricity despite using about 25,000 kwh a year (about…

At least in the latest model Y they removed the dagger logo from the back of the cars that looks like it's about to puncture your tires.…

s12345 commented on $11,000 off Tesla Model Y (MY2025) Inventory: e.g. [NSW] Long Range AWD $68,635, Performance AWD $82,075 + Delivery @ Tesla
Looks like a ripoff tbh

Yes. I use it together with a configuration on my router so my smart tv goes through PureVPN via OpenVPN which works well.

s12345 replied to
Saitake12 on AmEx Explorer Card: 100,000 Bonus Points ($4,000 Spend in 3 Months), $400 Travel Credit, $395 Annual Fee

yes. had three credit card applications in the last 6 months, one had been closed (according to credit report). rejected

s12345 commented on Home Insurance: 50% Increase Last Year, 20% This Year. Are We Getting Bled by Insurers?
Yes home insurance is a rort if you know how to take care of your home. It is NOT mandatory with your home loan. Only the home insurance…

It tracked correctly and I got paid, it just took a long time as usual. Not sure how this company makes money but their product is decent,…

s12345 replied to
bluespider on Superloop nbn: $65 to $105 Cashback (For New Superloop Customers) @ TopCashback AU

I found them lagging on MS Teams before I switched to Swoop. I don't know if it was a Microsoft Issue or super loop issue, but it also…

s12345 commented on $9000 off Tesla Model Y 2025 (Pre-Facelift) LR AWD Inventory (from $63800 + ORC) @ Tesla
it's a ripoff. much better electric cars (mercedes et al) cars out there now, as well as much better value cars (chinese ones).

Yep exactly. If just being likeable is Politics 101, then this is Politics 102 - you can't expect to be able to expose things that will…

s12345 commented on $4000 Home Loan Refinance Cashback, Offset Variable Rate from 5.78% (CR 6.16%), 2-Yr Fixed from 5.99% (CR 8.03%) @ Bank of China
Does anyone who is with BoC locally, know if the local Bank of China requires you to install the same CCP spyware app with admin privileges…

Were those other photos photos you weren't meant to have? If builder is stalling access and won't provide photos, you could get an…

In NSW both are responsible for ensuring compliance with codes - the problem is the subbies usually have their own certifier , the person…

To make their data faking look plausible they need to use the formula CPI + RAND() not CPI + 3%

s12345 commented on How To Prepare for the Property Valuation Visit
In response to our refinance application to borrow an amount of less than half of the land value, Citibank sent a valuer to diligently…

s12345 replied to
Mnke on Rockwell 18V Brushless Drill Kit with Bluetooth Speaker $49 + Shipping ($0 Pickup) @ Mitre10

My old Rockwell drill fitted Worx, I assume this one would too. I also assume this new Rockwell will die after a couple of years of light…

s12345 commented on Land/Building Contract Conveyancer
The advice you are getting is correct - they are totally different specialties. Asking a conveyancer to review a building contract is like…

s12345 commented on Pedestrian Crossing Built outside My Property without Proper Legal Consultation with Council - Potential Loss of Property Value?
They did address your concerns. They changed the design and placed it right in front of your property. You're ignoring the reality that it…

Plenty of people myself included predicted interest rates would first go to zero then get stuck there. It happened in Japan, it was…

s12345 commented on Anybody Using Mojo Power All Day Breakfast in NSW?
We went with mojo, bit of a pain the meter change but their mobile app is very good and let's you see your usage in real time.

My apologies, I was getting confused with the land valuation link which is very similar:…

It is just the land, and it's rubbish - as little as half the true market value, used for land tax and stamp duty minimization purposes…

This is a dumb response. That 'professional advice' is meaningless without geotech which is usually unfeasible or impossible on land you…

s12345 commented on Ozmattress Grandmaster Alternative
Bump. Same, my wife and mother in law want another OzMattress and I've no idea what the equivalent out there is?

^ this. Ozbargain is spacing out time, gets the brain off of the things that won't let me sleep

I've noticed over the years (or at least in the last 10 years) the property market has followed this pattern very strongly in terms of…

s12345 replied to
kehuehue on Bonus 120,000 Rewards Plus Points with New Platinum Credit Card ($3000 Spend in 90 Days Required, $0 Fee First Year) @ HSBC

Good old HSBC, they never change, always incompetent, always customer hateful ( unless you are engaging with the business solutions team to…

s12345 commented on [NSW] Free Entry Tickets to Australian National Maritime Museum, Sydney @ ANMM Eventbrite
Went there today, I don't recommend it, and I'm negvoting it for the following reasons 1. The queue to get in was 45 minutes - normally…

rich getting richer and more crazy ... much the same house ten minutes away in a working class suburb is $4m cheaper…
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