everypenny » user profile

1
Member Since 17/05/2014
Last Seen 26/05/2017
Location Sydney

Recent Activities

I think it is true that they are now strict. I recently heard an incident that happened to a colleague's friend who bought jewellery for...
25/05/2017 - 21:24
Take a pic and send to an email address dedicated for Receipts.
22/05/2017 - 00:20
Great advice. Ta
20/05/2017 - 22:29
Thanks
20/05/2017 - 22:28
Thanks
20/05/2017 - 22:28
Thanks a lot. I ll keep the names in mind.
20/05/2017 - 22:27
There has been lots of advertisement everywhere for them. Thanks
20/05/2017 - 22:26
Thanks, but comparing to the rates i m paying now. If I switch a fix it at a lesser rate, I get the break costs back in a years time.
20/05/2017 - 22:25
Oh didnt know that.. Great advice.
20/05/2017 - 22:22
Sure, Thanks I am going to try that first
20/05/2017 - 22:21
Wow.. Lots of great advice. Thanks a lot everyone. World is full of good ppl who are willing to spend their time to help others.
20/05/2017 - 22:21
Fixed is 4.94 Variable is 4.55
19/05/2017 - 11:10
Great advice. Thanks
19/05/2017 - 11:10
Wow. This looks good. I never knew we could cashback on home loans Is it too good to be true? Whats the catch?
19/05/2017 - 11:09
Thanks I would like to have a chat to guys and look at options. Will send PM
18/05/2017 - 22:02
I fixed it for 5 years ..lol... Stupid I know Another 2 and half left
18/05/2017 - 22:01
Hi thechemist, Yeah 2 years As I move to another bank I go in to variable at 3.86 which .75% lesser And fixed is .85% lesser
18/05/2017 - 21:59
Thanks Macquarie offers - 3 years fixed at 4.09% And variable right now is 3.86 What do you reckon I should do?
18/05/2017 - 21:18
Okay, I have increased it with my lender. There is no problem there. But interest rate is too high. If I refinance I save 3 to 4 K in 2...
18/05/2017 - 21:14
Thanks
18/05/2017 - 21:13
Thanks. I went to Mortage Choice and they are suggesting Macquarie. I am not sure if they are biased as apparently loan is stamped as...
18/05/2017 - 21:13
I wish it was. No its not :)
18/05/2017 - 21:12
Thanks. I went to Mortage Choice and they are suggesting Macquarie. I am not sure if they are biased as apparently loan is stamped as...
18/05/2017 - 21:12
Hi there No, i am only breaking the fixed to get a better rate. In 2 years I save 3 to 4 K if I pay lesser rate anyways.
18/05/2017 - 21:11
Hello Ozbargainers, Just needed some advice on choosing the right lender for refinancing. My house is now worth/valued at 700k and I owe...
18/05/2017 - 17:14
Thanks chumlee. Makes sense
09/05/2017 - 17:00
Thanks.. Thats really tempting now :)
09/05/2017 - 12:20
Hi there. I wouldnt be able to afford two properties comfortably and we are being cautious on not doing that now. Maybe 2 years back it...
09/05/2017 - 12:19
Hi Gerbil. Thanks for the reply. I currently owe 515K on the loan. We were also thinking of my little one who is 3.5 years old who needs to...
09/05/2017 - 12:08
Hi . Currently owing 515,000
09/05/2017 - 12:01