petestrash » user profile

Thanks, 3 of them I didn't already have in my collection of free unread books.

And all your capital is at risk, not just that months return. Granted, highly unlikely to lose it all given their investment strategy, but…

Yes, fully agree. I take 28 degrees, & Bendigo as the foreign fee free credit cards, and ING, UB, & Bankwest as the foreign fee free debit…

Make sure you get the same size. the only one at that price on Amazon for me now is only 4ml, not 100ml.

Agree I use credit card for all purchases, and the debit card for any ATM withdrawals. But didn't mention it as this post was specifically…

Just take a couple of Foreign ATM and Transaction fee free Australian Debit cards (one as a backup). ING, Ubank, Bankwest and others have…

okish price for single countries, similar price to Pingwe for Europe, and strong esim is a little cheaper for Japan @ US$4.70 But Roamic…

You don't really have much to stand on. If the dealer did find the issue originally you would have still been up to similar costs to fix…

Here a simple 5 minute [video](https://www.youtube.com/watch?v=JszNHII6hbI) that explains it.

redraws are no good if you plan you use the property as a rental in the future.

I had this situation 10 years ago. I don't know if anything has changed, but at the time as long as the property was sold within 2 years of…

Still no offset even at a higher rate

But if you're swiping that's not automating?

I have a totally hands off approach that I use which costs $.15 a month and none of my time once setup. I have the same automated OE…

I had the same for a few months, then it eventually got sorted once I found a decent agent. I almost left ING because of this terrible…

Like most things it will probably start out ok, get a little better, then just as people are really enjoying using it, the shitification…

It seems like a lot, but have you actually considered what it costs to run any sort of store in Australia? The price you pay for any item…

You don't get interest on the RAD held. It's the interest from the RAD they use to maintain and pay for the facilities. And with the new…

The cap is only for the Means tested Fee. Which the extra you have to pay based on your assets/income. There is a yearly maximum and…

Pretty sure most reverse mortgages fall due when you leave the home.

Wow, where were they, and how long ago was that. Can't believe you'd find this in any capital city in Australia, unless they qualified for…

Well, I can tell you from personal experience that what you have said is rubbish. I provided affordable housing to those others would not…

Not sure I agree with the weakest tenants rights, plenty of people got free rent during covid, but the landlords still had to pay their…

This type of issue is a problem worldwide. In the US the tax system is so complicated that individuals struggle to complete their own tax…

I'd like to see one for home/content also. Really any insurance Car, Health, etc they are all pains to compare properly.

The laws very state to state to state, and there can also be additional clauses in your tenancy agreement. We would really need to know the…

I looked into this the deal has to be registered for land in NSW, and the rights to use the plans are linked to only the property address…

No, I looked into this the deal has to be registered for land in NSW, and the rights to use the plans are linked to only the property…

Not sure I'd include stake accumulate as a bank account replacement. It's a very different product without interest rate or Government…

if you just wanted to have a look. But the licence to use it only applies to the address you entered. You would have to pay again for a…