microsnot » user profile

Member Since 04/06/2009
Last Seen 1 hour 26 min
Badges 3 2
Location Melbourne

Recent Activities

I pay Div 293 with cash too since Super was tax efficient but now you need to project out to retirement and be cognisant of whatever the…
14/04/2026 - 12:17
I mean... the clause you quoted on your contract aligns with what I am saying and I am actually on the old version of this plan but let's…
12/04/2026 - 15:34
Tesla owner here. Looking at getting a bZ4X since the deals are really good at the moment.
12/04/2026 - 12:23
I thought you were confused since you said: > I thought max was 15c per kWh It is the max. Seems like you now understand that you don't add…
11/04/2026 - 15:00
So your Super Export top up is $0.10/kWh for the first 15 kWh during the Super Export window. It isn't $0.20/kWh.
11/04/2026 - 09:54
What does it actually say? For exampe, on my 2 hour Super Export version of this plan it says: > We will pay $0.15/kWh up to 10 kWh…
10/04/2026 - 23:53
Actually was considering this car because of this killer feature. The range isn't quite there so was also looking at Aion V which can fit a…
09/04/2026 - 18:17
I think this would be something like assuming a 7 litres per 100 km on an MG4 sized hatchback. They must also be doing NL EV charging but…
09/04/2026 - 17:50
Wait until you see how you cancel autopilot on older Tesla with stalk. Do it wrongly and it could go into neutral.
07/04/2026 - 17:22
You can't directly plug the car into a standard power point. You need to buy a mobile charger or portable charger that plugs into power…
07/04/2026 - 16:36
> Fair enough. How does Globird make money then? My guess is: 1. Very low to negative prices during off peak (the free period) are…
06/04/2026 - 09:23
Had this before when moving from Four4Free to ZeroHero. Had to message them for a quote including battery info. Then they take 10 working…
05/04/2026 - 23:36
It really depends where you're going. We are probably doing different road trips but I have certainly been in situations where there was…
31/03/2026 - 19:18
It would annoying if you can't charge at home. You're very dependent on other people doing the right thing at public chargers, people not…
30/03/2026 - 16:29
LOL confirmation bias much? I use both Samsung and Apple mobiles. The bits I like on iPhone are things like long term support, security…
29/03/2026 - 09:16
> Although i dont support the current offer of 17% for public school teachers i do think some teachers deserve WAY more the 35% and some…
24/03/2026 - 17:48
Maybe you should look at more defensive/fund of funds ETF and not all growth since you're so deep in growth assets. Also, stop listening to…
24/03/2026 - 09:37
That is true but there are also a lot of strategies and risk tolerances. I know I am up quite a bit by rebalancing, realising some gains,…
18/03/2026 - 21:16
Ah. I think I get why it could be totally off from your perspective. Are you assuming capital gains discounts? I'm assuming realised gains…
18/03/2026 - 18:50
> your math is totally off but i agree if you have an PPOR it is best from a 'risk reward' POV to get it to full offset It is a little off…
18/03/2026 - 18:46
Or you're parking it because the market is volatile and you're waiting to strike again. If you're getting 5.7% guaranteed return in your…
18/03/2026 - 16:52
You may want to look up misleading and deceptive advertising cases when saying a service is "unlimited".
16/03/2026 - 12:18
Except the EV NL includes 4 years of insurance, tyre, rego and servicing also.
16/03/2026 - 08:53
You're getting close to EGO prices which is 48V. Obviously not as versatile as Makita 18V but it is decent kit in case you weren't aware of…
15/03/2026 - 22:57
There is also the rebates that Chinese manufacturers get for exports that has dropped. Couple this with the anti-involution policy and…
14/03/2026 - 21:29
How long are you stuck for if you buy via this offer?
13/03/2026 - 11:39
Well the Japanese PM may be visit Yasukuni Shrine and has stated that they would defend Taiwan. The nationalists in China, Korea and Japan…
13/03/2026 - 11:28
Which is the benefit that people doing NL are looking for. Not paying that 47% tax is pretty handy. Doesn't help with Div293 though.
12/03/2026 - 09:23
Have to balance that with the risk of losing your job in that 5 year and not finding another one for a while or new payroll not dealing…
10/03/2026 - 22:44
You should probably just share what you're trading off. I try to treat bonus as bonus and don't ever bank on it. When looking at offers I…
08/03/2026 - 12:18
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