changyang1230 » user profile

Member Since 07/09/2010
Last Seen 8 hours 3 min
Badges 1
Location Melbourne

Recent Activities

If brokerage is sufficiently low (lots of options nowadays) it’s not much of an impact indeed (as long as we are not talking about…
12/07/2024 - 17:33
Brokerage Fees chewing through DCA is for the question where people are asking “I have 500 dollars left each fortnight, do I put it in…
12/07/2024 - 16:36
The answer to OP's question can be confusing as there are two potential interpretation of "is it better to buy lump sum or DCA (dollar cost…
12/07/2024 - 00:12
Don’t know about this specific car sorry; leaf is the most infamous one but I can’t definitively say anything abut the Ioniq either.
10/07/2024 - 14:34
Standard car battery these days do 350km as a minimum when new. (Talking about real world range rather than the unrealistic WLTP figure…
10/07/2024 - 11:01
I always find it fascinating that Australia's middleman industry is such that another middleman can act as the middle-middleman between you…
09/07/2024 - 15:38
I think any lease that has already started will simply be grandfathered, instead of people being forced to start paying FBT for their…
09/07/2024 - 14:18
Thanks for the plug - glad to see people find it helpful. https://www.reddit.com/r/AusFinance/s/VHJ25VpNKu While every novated lease…
08/07/2024 - 20:16
You will need a wall box, but when you do have one it’s a non-issue as you will wake up to a full battery every morning.
08/07/2024 - 13:31
Excellent write up! On the “extra tax-per-KM”, I thought no state is doing that since Victorian government was struck down by its high…
06/07/2024 - 22:57
There’s always a charging loss so what you use at the wall box is generally some 5% more than what the car battery actually gets.
06/07/2024 - 19:05
Is there already a commercial entity that does car-battery-to-home-battery conversion? It always sounds like a good idea but I don't know…
05/07/2024 - 11:58
While you are at it make sure the blinker fluid is recently changed.
05/07/2024 - 11:48
It is possible to test it using the car’s service mode and a wall charger.
22/06/2024 - 16:43
Look up this ATO page for the specific wording and example.…
22/06/2024 - 16:40
You can't novate a car older than July 2022 with FBT exemption. (i.e. you can still have it under novated lease, but without FBT exemption,…
21/06/2024 - 23:00
Better phrased as “how would you like 98% chance of losing 484,000 dollars out of 800,000”
31/05/2024 - 10:31
In general your statement is true even without this price cut....
21/05/2024 - 15:39
Banks are required to show “comparison rates” for their loan products precisely to avoid such misleading claims and hidden fees;…
17/05/2024 - 00:13
Correct. First held and used July 2022 onwards. And also never been subject to LCT.
16/05/2024 - 14:14
I don’t know whether you misunderstood me or are just trigger happy to throw thinly veiled insult even without making sure you first…
10/05/2024 - 17:16
There are plenty of things in the world that are not perfectly equitable. Any tax deduction is also unfair - people on 60k salary get a lot…
10/05/2024 - 13:34
A much more equitable way to incentivise EV would have been to provide a plain rebate; by providing tax incentive they are giving more…
10/05/2024 - 11:00
Not sure why you are calling it "the problem here" when comparing FBT impact? I did that to demonstrate exactly how much cheaper…
10/05/2024 - 10:59
Yup for sure - employment situation is a huge part of the consideration when one takes up a lease, which sadly many people don't think hard…
10/05/2024 - 10:57
A brake pad that is used less will get jammed? That’s a bizarre argument. Can you show us an exact source of this story?
09/05/2024 - 19:01
What was your variant, charging habit, and mileage when you sold it?
09/05/2024 - 15:08
Hey. Fellow Perthian here. How much faster was your battery degrading?
09/05/2024 - 14:17
changyang1230 was awarded a badge.
08/05/2024 - 22:06
As for the EV vs ICE’s footprint, yes there are additional minerals involved, but I wouldn’t say it is at all advantage ICE when you…
08/05/2024 - 17:45
Loading...