Brianqpr » user profile

Most people take out cover to do things like clear debts (which are large in many cases due to house prices) as well as replace all or part…

That's what I use (mainly when running as don't otherwise spend huge amounts of time outdoors) and its pretty effective in protecting my…

Some of them are in family office. And I'm talking HNW clients, not retail "mums and dads". These advisers are doing very well indeed and…

You clearly haven't dealt with high net worth clients will all sorts of income streams, trusts, business properties, estate planning needs…

There's probably a joke about load here somewhere, but lets not go there, we're better than that.

Great deal if your foot size fits with the limited availability.

8 pro is a great phone and incredible value at $499.

Pro deal is outstanding, I have the phone and its excellent.

Same, pro has been brilliant

Have used them many times and always excellent. As you say, they install the new machine, take the old and and packaging away, you know…

You'd need a binding contract to do this properly.

That just isn't true. I worked in the advice industry for some years and there are some fantastic and ridiculously smart advisers who've…

Depends on the complexity and amount of work involved for the adviser. They have A LOT of compliance etc costs to meet.

"ruined by migrants". Thanks for showing your true colours early doors.

my family all still live there, nowhere near as bad as the social media scaremongering would have you believe

They're all too busy raging about their balances over 3 million being taxed a bit more.

Its the same with salaries, average full time wage is about 100k, skewed by people who earn a lot more than this, median I think is closer…

This is the part a lot of people don't think about. There is a lot of responsibility and admin. Not the sort of thing you want when getting…

Mid 50s, have about 375k but didn't move to Oz and start working here until the year 2000 and have never put extra contributions in. My…

Indeed, and most SMSFss perform worse than standard super funds.

ASFA know what they are talking about and even give a description of what they mean by comfortable retirement. It factors in age pension as…

Happiness is your health minus envy. Stop worrying about those with more, as unless you're the richest person in the world you'll never be…

It includes likely age pension payments so is a reasonable guide.

NRMA is a good call. We have a 2011 Mazda 3 our daughter drives that's been great but developed an issue with the "TCM" that controls the…

Agreed, there's a perception among Apple users that Android is more difficult to use because its more customisable. Simply not true, it is…

You've been watching too much social media, its a fantastic place as a tourist.

What parts have you been to? This is huge in terms of how you will experience a holiday there. Certainly Kuta and Legian fit your…

Only in a couple of parts, which are very easily avoided. So much more than that to the place.

Why would anyone not use a phone case given how delicate most high end phones are now.

I have pixel 8 pro and had 7 pro before this. Battery life is fine. Rest of my family all have iphones and I'm the one with charge left at…