Legoman » user profile

Member Since 12/09/2017
Last Seen 20 hours 58 min
Badges 1
Location WA

Recent Activities

Use a computer running Windows 10/11? = pwned Facebook/Twitter/Instagram/Snapchat? = pwned Drive a connected EV/Hybrid car? = pwned…
08/10/2025 - 21:09
Good luck with that. Peter Thiel, Palantir and Sam Altman have already got your number on that. You already use Chrome or a version of it,…
08/10/2025 - 17:24
The PDF is mine created by me when I applied for the card in Dec 2013. I obviously had the foresight to expect that this day would come…
08/10/2025 - 16:59
Have you ever tried responding with "I'm recording this phone call too" right after the message "We're recording this phone call for…
08/10/2025 - 15:00
Wow, that's loyalty points devaluation on speed! I'll bet you're glad to be rid of it. I would be!
08/10/2025 - 13:45
I would start to change my habits and learn to find ways to use Flybuys frankly. Your options are limited. You can transfer to Krisflyer…
08/10/2025 - 13:43
Just take this advice with the knowledge that anything a Citibank Philippines call centre employee tells you is worth exactly nothing and…
08/10/2025 - 13:37
Thinking strategically considering the below… > Annual Additional Cardholder Fee (applicable to MyCard > Rewards accounts): Card…
07/10/2025 - 19:34
When my points balance went over 1mil, I started to get a bit nervous because that's a lot of eggs in one basket and I started noticing…
07/10/2025 - 17:41
I was one of (or perhaps the biggest) leeches of the fee-free PayAll lark that got onto it very early and rode it like a bucking bull for…
07/10/2025 - 17:20
I'm in the same boat as you. I have switched a lot of spending to my HSBC free Platinum too since NAB reduced the Premier to a 44 day card…
07/10/2025 - 16:33
Don't bother going the AFCA route. AFCA today is a fully obsequious sycophant to the banking sector, owned and staffed by the banking…
07/10/2025 - 16:24
LOTS of the original Citi FFFL cardholders will now struggle to get another credit card if forced to. Back in the day of lo-doc-loans the…
07/10/2025 - 16:06
Don't bother. Just transfer to Flybuys where you get better value anyway
07/10/2025 - 15:49
Great. This country's banking scene is going down the toilet fast. The consolidation train is seemingly unstoppable. Before too long,…
07/10/2025 - 15:46
Consider yourself lucky. I just moved 100,000 to Flybuys to reduce exposure to loss. Still have another 1.5mil to go!
07/10/2025 - 15:28
My experience of the Citi Plus card transformation from Citibank to NAB went like this. NAB produced an 'equivalent' account to the old…
07/10/2025 - 15:23
Keeping mine. To date I've received $316 in credits from their customer service team to compensate me for the $8 monthly account fee…
16/08/2025 - 11:51
Hiver Bank are the Australian banking embodiment of the Trump/Vance leadership in the US. You simply cannot trust a single thing they say…
01/03/2025 - 11:42
I would highly recommend that you get all your money out of Hiver anyway you can as quickly as you can. Hiver as it was previously does not…
01/03/2025 - 01:50
That's entirely true. There is nothing special about the first of the month. That only applies to accounts with a 'no withdrawals' hoop,…
18/01/2025 - 17:53
My way is simpler and results in a truly trivial interest loss for a maximum of 3 days worst case depending on weekends/holidays. Doing the…
18/01/2025 - 17:38
It doesn't. It needs to come out on the last day of the month (leaving enough behind to satisfy the growth hoop). Then you put it all back…
18/01/2025 - 17:18
Bankwest are another in the photo selfie with a phone brigade nonsense for sign-up. And they've closed all their branches too, so in-person…
18/01/2025 - 15:25
Defence also insist on dodgy crypto-currency broker sign-up holding your passport while taking a selfie photo nonsense, which I won't do.…
18/01/2025 - 14:30
Thank you for the clarification. I will begin the out/in shuffle to a BOQ Smart Saver (5.15%) on that Friday in this case and wear the…
17/01/2025 - 22:51
The good thing about PayAll ending is I can now get my statement date moved to a more appropriate day of the month to better work with the…
17/01/2025 - 15:53
Sometimes they appear the next day if you request the transfer early in the day, otherwise it might be 2 days. Rarely is it longer than…
13/01/2025 - 17:23
I get that you can go Max<->OE<->Max if the OE is the nominated linked account to the Max, but you've been talking about going Max<->Max…
10/01/2025 - 15:20
If I were you I wouldn't draw attention to this nor change any of your banking settings, because this is definitely not how the Maximisers…
10/01/2025 - 12:58
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