Legoman » user profile

Member Since 12/09/2017
Last Seen 15/03/2024
Badges 1
Location WA

Recent Activities

You're dead right about the prevalence of lying and disregard for all regulations or code of practice or anything else basically. I blame…
14/03/2024 - 12:36
Got a response of sorts from COBCCC today. As expected, it was a straight handball across to AFCA dressed up with lots of polite flowery…
13/03/2024 - 19:29
28 day expiry: Worthless
11/03/2024 - 19:58
No. Working normally.
11/03/2024 - 14:21
Here is Hiver's defence of their abominable actions (and non-actions) in their own words: "Teachers Mutual Bank's long standing, but…
11/03/2024 - 14:19
Their terms are fairly straight forward if you can be arsed rumaging around in the depths of their website to find them. Could the interest…
11/03/2024 - 14:07
I took all my money out on 4 March on principal only. I knew it didn't make financial sense to do so, but the Hiver move was so ethically…
11/03/2024 - 02:09
You can't transfer anything out on 01/04. It is Easter Monday and no bank will be working.
11/03/2024 - 02:03
1/4 is also Easter Monday. You won't be taking any money out on 1/4 I can assure you.
11/03/2024 - 01:59
If you contact them via their secure messaging system or their online chat facility and ask for a phone number to call them, they will tell…
11/03/2024 - 01:55
Hiver are in compliance with the strictest, minimalist interpretation of their own T&C's. Morally and ethically though, they are bankrupt,…
11/03/2024 - 01:37
If you want to go down the road of complaining about false advertising, then your first port of call will be whatever equivalent of The…
09/02/2024 - 13:18
AFCA. Do not go to ASIC. Your complaint has nothing to do with what ASIC deals with. You are several rungs below what ASIC deals with.
09/02/2024 - 12:37
You have to go to Citibank first. A pre-requisite of an AFCA complaint is that you get a complaint reference from the institution you are…
09/02/2024 - 10:19
Both Citibank and Coles cards are issued by NAB now, so you're jumping from one NAB card to another NAB card, essentially. So if you…
08/02/2024 - 18:56
No-one can answer your question because it depends entirely on how much benefit you are currently leeching from the card, which you haven't…
08/02/2024 - 18:49
I do wish you luck, however, nowhere on any of the documentation I've kept copies of does it ever say who or what's life is being referred…
08/02/2024 - 18:40
> I really only kept this card as a back up don't care enough goodbye ~~citibank~~ NAB Fixed that for you
08/02/2024 - 18:32
> Basically a daily card I can use for bills and daily purchases with Rewards if possible There's nothing that's free with rewards of any…
08/02/2024 - 18:29
1 x Citibank Rewards = 1 x FlyBuys and that has been the case for at least the last 3 years since I started the PayAll caper. No devaluing…
08/02/2024 - 18:23
Here's the colour version for you:…
08/02/2024 - 18:21
> What card would you all move to now if the waive isn't possible My similarly fee-free HSBC Platinum instead which I got around the same…
08/02/2024 - 18:20
You're welcome:…
08/02/2024 - 18:10
It's a very different world today than it was back in 2013. What you could get in the way of credit cards back in 2013 with very little…
08/02/2024 - 18:09
Here you go:…
08/02/2024 - 18:00
Couple of days means the weekend just gone. Weekends don't exist in Citibank-land. So a couple of days to you means yesterday to Citibank…
23/10/2023 - 11:39
Not only do they suck, but they are not adverse to changing history as well (if it suits them to do so). Recently I deposited a PayAll…
22/10/2023 - 12:09
Actually, in the case of GSB in particular (and a lot of other smaller banks and ex-credit unions), they outsource their fraud detection to…
22/10/2023 - 11:54
I have Macquarie accounts too and know from experience that Macquarie use whatever payment reconciliation method is most efficient…
22/10/2023 - 11:45
All banks are engaging in this behaviour these days to more or lesser extents. They gleefully refer to it as "adding friction", which yes,…
21/10/2023 - 18:38
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