Legoman » user profile

Member Since | 12/09/2017 |
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Last Seen | 20 hours 58 min |
Badges | 1 |
Location | WA |
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Legoman replied to
endlesstrail on Is This The End of Citibank Premier Fee Free for Life Credit Card

Use a computer running Windows 10/11? = pwned Facebook/Twitter/Instagram/Snapchat? = pwned Drive a connected EV/Hybrid car? = pwned…

Legoman replied to
endlesstrail on Is This The End of Citibank Premier Fee Free for Life Credit Card

Good luck with that. Peter Thiel, Palantir and Sam Altman have already got your number on that. You already use Chrome or a version of it,…

The PDF is mine created by me when I applied for the card in Dec 2013. I obviously had the foresight to expect that this day would come…

Have you ever tried responding with "I'm recording this phone call too" right after the message "We're recording this phone call for…

Wow, that's loyalty points devaluation on speed! I'll bet you're glad to be rid of it. I would be!

Legoman replied to
endlesstrail on Is This The End of Citibank Premier Fee Free for Life Credit Card

I would start to change my habits and learn to find ways to use Flybuys frankly. Your options are limited. You can transfer to Krisflyer…

Just take this advice with the knowledge that anything a Citibank Philippines call centre employee tells you is worth exactly nothing and…

Thinking strategically considering the below… > Annual Additional Cardholder Fee (applicable to MyCard > Rewards accounts): Card…

When my points balance went over 1mil, I started to get a bit nervous because that's a lot of eggs in one basket and I started noticing…

I was one of (or perhaps the biggest) leeches of the fee-free PayAll lark that got onto it very early and rode it like a bucking bull for…

I'm in the same boat as you. I have switched a lot of spending to my HSBC free Platinum too since NAB reduced the Premier to a 44 day card…

Don't bother going the AFCA route. AFCA today is a fully obsequious sycophant to the banking sector, owned and staffed by the banking…

LOTS of the original Citi FFFL cardholders will now struggle to get another credit card if forced to. Back in the day of lo-doc-loans the…

Don't bother. Just transfer to Flybuys where you get better value anyway

Great. This country's banking scene is going down the toilet fast. The consolidation train is seemingly unstoppable. Before too long,…

Consider yourself lucky. I just moved 100,000 to Flybuys to reduce exposure to loss. Still have another 1.5mil to go!

My experience of the Citi Plus card transformation from Citibank to NAB went like this. NAB produced an 'equivalent' account to the old…

Legoman replied to
Lucille Bluth on Spend $1000 in a Month with 28 Degrees Mastercard & Receive a $10 E-Gift Card ($8 Monthly Card Fee) @ Latitude Finance

Keeping mine. To date I've received $316 in credits from their customer service team to compensate me for the $8 monthly account fee…

Hiver Bank are the Australian banking embodiment of the Trump/Vance leadership in the US. You simply cannot trust a single thing they say…

I would highly recommend that you get all your money out of Hiver anyway you can as quickly as you can. Hiver as it was previously does not…

Legoman replied to
finbar on AMP Saver Account Introducing a Balance Increase Requirement from 1st February 2025

That's entirely true. There is nothing special about the first of the month. That only applies to accounts with a 'no withdrawals' hoop,…

Legoman replied to
finbar on AMP Saver Account Introducing a Balance Increase Requirement from 1st February 2025

My way is simpler and results in a truly trivial interest loss for a maximum of 3 days worst case depending on weekends/holidays. Doing the…

Legoman replied to
finbar on AMP Saver Account Introducing a Balance Increase Requirement from 1st February 2025

It doesn't. It needs to come out on the last day of the month (leaving enough behind to satisfy the growth hoop). Then you put it all back…

Legoman replied to
Mad Max on AMP Saver Account Introducing a Balance Increase Requirement from 1st February 2025

Bankwest are another in the photo selfie with a phone brigade nonsense for sign-up. And they've closed all their branches too, so in-person…

Legoman replied to
Ave Maria on AMP Saver Account Introducing a Balance Increase Requirement from 1st February 2025

Defence also insist on dodgy crypto-currency broker sign-up holding your passport while taking a selfie photo nonsense, which I won't do.…

Legoman replied to
Ave Maria on AMP Saver Account Introducing a Balance Increase Requirement from 1st February 2025

Thank you for the clarification. I will begin the out/in shuffle to a BOQ Smart Saver (5.15%) on that Friday in this case and wear the…

Legoman commented on Citi PayAll Program to Be Shut down
The good thing about PayAll ending is I can now get my statement date moved to a more appropriate day of the month to better work with the…

Sometimes they appear the next day if you request the transfer early in the day, otherwise it might be 2 days. Rarely is it longer than…

Legoman replied to
Mad Max on AMP Saver Account Introducing a Balance Increase Requirement from 1st February 2025

I get that you can go Max<->OE<->Max if the OE is the nominated linked account to the Max, but you've been talking about going Max<->Max…

Legoman replied to
Ave Maria on AMP Saver Account Introducing a Balance Increase Requirement from 1st February 2025

If I were you I wouldn't draw attention to this nor change any of your banking settings, because this is definitely not how the Maximisers…
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