Legoman » user profile

Member Since 12/09/2017
Last Seen 29/06/2024
Badges 1
Location WA

Recent Activities

Third case finally settled and resolved today. Same as previous two. Lost interest+$500 costs for the time and effort to get AFCA involved.…
13/06/2024 - 17:16
Second case against Hiver bank just won. Interest lost plus $500 for pain and suffering paid out as compensation. They really are massive…
06/06/2024 - 19:21
HIver/TMBL are the absolute kings of slow-walking, feet dragging, lie-deny-delay tactics. It wouldn't surprise me at all if Donald Trump…
24/05/2024 - 16:55
First AFCA case against the rate drop no notice against Hiver has been decided and resolved. Cut to the chase… TMBL are paying me 3.7x…
16/05/2024 - 10:47
Interesting development today. AFCA advised that TMBL (Hiver) had questioned AFCA's juristiction to even hear the case at all and called…
03/05/2024 - 19:23
Hiver Bank are now three for three. All three of my AFCA cases against them have not been replied to by the required deadline. All three…
17/04/2024 - 17:41
Two of three AFCA cases against Hiver Bank have now expired their response deadlines with no reply from Hiver Bank at all. Both cases are…
09/04/2024 - 17:13
AFCA case 1/3 has just resulted in Hiver Bank missing the deadline for their response to AFCA entirely. No response whatsoever from Hiver…
08/04/2024 - 17:01
You're dead right about the prevalence of lying and disregard for all regulations or code of practice or anything else basically. I blame…
14/03/2024 - 12:36
Got a response of sorts from COBCCC today. As expected, it was a straight handball across to AFCA dressed up with lots of polite flowery…
13/03/2024 - 19:29
28 day expiry: Worthless
11/03/2024 - 19:58
No. Working normally.
11/03/2024 - 14:21
Here is Hiver's defence of their abominable actions (and non-actions) in their own words: "Teachers Mutual Bank's long standing, but…
11/03/2024 - 14:19
Their terms are fairly straight forward if you can be arsed rumaging around in the depths of their website to find them. Could the interest…
11/03/2024 - 14:07
I took all my money out on 4 March on principal only. I knew it didn't make financial sense to do so, but the Hiver move was so ethically…
11/03/2024 - 02:09
You can't transfer anything out on 01/04. It is Easter Monday and no bank will be working.
11/03/2024 - 02:03
1/4 is also Easter Monday. You won't be taking any money out on 1/4 I can assure you.
11/03/2024 - 01:59
If you contact them via their secure messaging system or their online chat facility and ask for a phone number to call them, they will tell…
11/03/2024 - 01:55
Hiver are in compliance with the strictest, minimalist interpretation of their own T&C's. Morally and ethically though, they are bankrupt,…
11/03/2024 - 01:37
If you want to go down the road of complaining about false advertising, then your first port of call will be whatever equivalent of The…
09/02/2024 - 13:18
AFCA. Do not go to ASIC. Your complaint has nothing to do with what ASIC deals with. You are several rungs below what ASIC deals with.
09/02/2024 - 12:37
You have to go to Citibank first. A pre-requisite of an AFCA complaint is that you get a complaint reference from the institution you are…
09/02/2024 - 10:19
Both Citibank and Coles cards are issued by NAB now, so you're jumping from one NAB card to another NAB card, essentially. So if you…
08/02/2024 - 18:56
No-one can answer your question because it depends entirely on how much benefit you are currently leeching from the card, which you haven't…
08/02/2024 - 18:49
I do wish you luck, however, nowhere on any of the documentation I've kept copies of does it ever say who or what's life is being referred…
08/02/2024 - 18:40
> I really only kept this card as a back up don't care enough goodbye ~~citibank~~ NAB Fixed that for you
08/02/2024 - 18:32
> Basically a daily card I can use for bills and daily purchases with Rewards if possible There's nothing that's free with rewards of any…
08/02/2024 - 18:29
1 x Citibank Rewards = 1 x FlyBuys and that has been the case for at least the last 3 years since I started the PayAll caper. No devaluing…
08/02/2024 - 18:23
Here's the colour version for you:…
08/02/2024 - 18:21
> What card would you all move to now if the waive isn't possible My similarly fee-free HSBC Platinum instead which I got around the same…
08/02/2024 - 18:20
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