scalebearer » user profile

Member Since | 24/04/2018 |
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Last Seen | Hidden |
Badges | 6 5 |
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scalebearer replied to
Dr Phil on ubank Double Dipping Cuts to Savings Account (Down from 4.6% to 4.35% Effective Today)

> This is the 3rd RBA rate cut this year and uBank has reduced thier rates 3 times accordingly. So NO OP. uBank is NOT double dipping. As…

scalebearer replied to
payless69 on ubank Double Dipping Cuts to Savings Account (Down from 4.6% to 4.35% Effective Today)

It's a little over 300 words and would take most people around a minute to read. If that's your definition of a "long post", that says more…

scalebearer commented on Cashrewards Fine Print Lost My Earnings
Cashrewards removed their $10 minimum withdrawal limit not too long ago (may have something to do with competition from TopCashback, who…

scalebearer posted a forum topic ubank Double Dipping Cuts to Savings Account (Down from 4.6% to 4.35% Effective Today)
They cut again today for August after already cutting in July. No notice at all, just an email saying this 2nd cut is effective from today.…

scalebearer commented on Kogan Mobile Prepaid (365 Days Flex): Recharge Voucher, eSIM or SIM Card - Medium 240GB $149, Large 360GB $179 @ Kogan
They've just increased the data on their 2 mid range plans by 20%. Interesting.

scalebearer replied to
Aussie Paul 58 on What Is The Cheapest EV That Can Reliably Do Minimum ~400km Highway Driving

A range extender EV is one where only the electric motor is allowed to drive the wheels. The fossil fuel part is only allowed to recharge…

@the.piemaker @TurnipHead Yes, there is a generic catch all gift card for supermarkets called [Supermarket…

scalebearer replied to
timmysbiscuits on What Is The Cheapest EV That Can Reliably Do Minimum ~400km Highway Driving

Yeah, for that much driving, a PHEV is probably best. You can still plug in at home and charge the battery (which is obviously smaller than…

scalebearer replied to
JayJay04 on ubank: From 01 Oct 2025, Save Account Balance Must Grow to Earn Bonus Interest

4.5% up to $500k with a $20 monthly deposit and 5 transactions. Same interest rate as Macquarie, but with more hassle and a lower cap.…

scalebearer replied to
JayJay04 on ubank: From 01 Oct 2025, Save Account Balance Must Grow to Earn Bonus Interest

I think this is the most prudent approach. The RBA is almost universally expected to cut rates at the August meeting after choosing to skip…

scalebearer replied to
timhn on HomeME Savings Account 4.85% p.a. Interest on Balance up to $100,000 ($2,000 Monthly Deposit Required) @ ME Go App

I know, but I've seen a lot of people complaining about how they were duped because they deposited directly into the savings account under…

scalebearer replied to
spaceflight on HomeME Savings Account 4.85% p.a. Interest on Balance up to $100,000 ($2,000 Monthly Deposit Required) @ ME Go App

Lots of people should do some things, beyond just reading fine print, but they don't. Hence why I made that comment. There will still be…

scalebearer replied to
nathan-drake on Motorola Moto G85 8GB RAM/128GB Storage $239 Delivered / C&C @ BIG W ($227.05 Price Beat @ Officeworks)

That's interesting that they're releasing the Power variant of the G86 in Australia. The base G86 has a more standard sized battery (5.2…

scalebearer commented on HomeME Savings Account 4.85% p.a. Interest on Balance up to $100,000 ($2,000 Monthly Deposit Required) @ ME Go App
Should be noted that the $2k deposit must be made into the transaction account. Depositing directly into the savings account will not…

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scalebearer replied to
NatoTomato on ubank: From 01 Oct 2025, Save Account Balance Must Grow to Earn Bonus Interest

I feel sorry for anyone who believes a bank holding your own money hostage in any way is acceptable. The entire point of saving is to…

scalebearer replied to
Iggemo on ubank: From 01 Oct 2025, Save Account Balance Must Grow to Earn Bonus Interest

One thing I haven't mentioned is usability and ease of access. I.e. how are the mobile apps, whether they are mobile only and the desktop…

scalebearer replied to
Guybrush57 on ubank: From 01 Oct 2025, Save Account Balance Must Grow to Earn Bonus Interest

At the moment, there are 3 obvious choices for people who liked ubank's low hoop approach. [ME Bank's…

scalebearer posted a deal [Kogan First] Travel Laptop Backpack with USB Port $15.99 Delivered @ Kogan
$16 with free shipping for a large backpack with support for a USB power bank, a separate shoe compartment and designed within airport…

scalebearer posted a deal $0.10 Cashback for Checking-in Daily to Amazon AU (up to 7 Claims Per Account, Max 50,000 Rewards) @ ShopBack App
10 cents for checking in with Amazon on the ShopBack mobile app and browsing for 20 seconds. It's in the Earn More tab (2nd from right on…

scalebearer commented on Boost Mobile: $21 Cashback ($8 Profit) on 65GB 28-Day Prepaid SIM for $13 Delivered @ ShopBack
If there are people who don't trust ShopBack, but do trust TopCashback a bit more, you could use their highest cashback guarantee to beat…

scalebearer posted a deal $0.05 - $0.50 Cashback for Uploading Recent Shopping Receipt from Eligible Store @ ShopBack App
Check the Earn More section of the ShopBack app. Anywhere between 5 and 50 cents for giving ShopBack some of your shopping data from the…

scalebearer posted a deal $0.10 Bonus Cashback with Check-in to Vodafone for 30 Seconds @ ShopBack via App
Vodafone promotion to drive extra traffic to their website. You get 10 cents for browsing the Vodafone website via the ShopBack app for 30…

scalebearer posted a deal [Kogan First] Rechargeable Cordless Hair Clipper Kit $9.99 Delivered @ Kogan
If you're not picky about your hair style and just want a generic hair clipper kit to save money on more expensive hair clipping solutions…

You're happy with a 4.75% account that requires you to deposit $1k and 5 card transactions per month, as opposed to ubank offering 4.85%…

Yikes. So for anyone over the age of 35, there is zero incentive to go with BoQ over ubank. Mobile only account access, a lower interest…

scalebearer replied to
heef on [Kogan First] Kogan 27" Full HD (1920 x 1080) 200Hz 1ms IPS Frameless FreeSync Gaming Monitor $149 + Delivery @ Kogan

Most children's computer setups will probably be on the smaller side with their faces closer to the screen, so 27 inches and the low PPI…

scalebearer posted a deal [Kogan First] Kogan 27" Full HD (1920 x 1080) 200Hz 1ms IPS Frameless FreeSync Gaming Monitor $149 + Delivery @ Kogan
Upsides: 200Hz, IPS panel, Cheap. Caveats: The PPI of 1080p at 27 inches is considered by most to be poor (81). Like most Kogan monitors,…

scalebearer replied to
fozzie on Kogan Mobile Prepaid Plan Extra Large 365 Days Flex 500GB $189 @ Kogan

From under "Plan Information & Terms". > ~Kogan Mobile’s Extra Large 365 Day Offer is valid for new and existing Kogan Mobile customers.

scalebearer commented on Switch to Bank for Christmas, Then Spend $30 or More at Woolworths to Collect 5000 Bonus Points @ Everyday Rewards
I got a pop up on opening the app, but tapped out of it accidentally and now I can't find any trace of the offer anywhere in the app. I…
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