darz007 » user profile

Do the gift cards stack? E.g. multiple of the $50 and bonus $5 e-gift cards on a single bigger BIG W purchase?

In terms of crypto, not quite a lambo or the moon, but good enough :P I am very hesitant to put too much money in crypto as timing the…

I am just not in the right circles to get financial advice from my circles. Come from a poor to middle class family of mainly tradies and…

Sounds like someone is projecting their life regrets on to others :P

Thanks for this. This is the exact type of financial advisor I would want to see If I do see one, it would ideally be someone who can give…

Actually, already own cryptocurrency, forgot to mention that. It was the first ever thing I invested in, bought 1-2K USD worth of different…

The difference with your above statement about the housing market was during the housing market boom the Australian economy was in a growth…

Ahaha! All in on option 2! :P

This makes complete sense. Thanks for that :) I don't plan to take from the re-draw facility at all unless its to fund the deposit on…

Thank you for that, if I am understanding this correctly, from a tax perspective, the offset account is advantageous over a re-draw because…

Thank you :) I still think the market has a few more months as well, Im just not sure if its as little as one month or as much as 12+…

I have actually never heard of Beta Values before, thanks for this advice, will do some more reading around it.

I don't live close to Merrylands actually. It's a suburb I would personally hate to live in. My other investment property isn't even in…

I don't have an offset account with my current loan, but I do have re-draw access. I will do more reading around this as I didn't know…

Thank you, I am quite proud of what I have achieved to date, and its the very reason I am seeking advice as I don't want to lose the wealth…

Tax wise it is better than it looks, I have a lot of deductibles on the house so it is slightly negatively geared. On the books, the…

My thoughts exactly, timing is pretty crucial. I am leaning to selling off a large portion of my ASX shares sooner rather than later And…

Historically I have been great at DIY investing all off my own research, but a looming recession, this is new territory for me that I have…

I am well aware of how much of a flex this post is ahaha. Might consider getting a second secret family to look after, sounds like a great…

I have been slowly drip feeding money into the ASX and US share market since 2017. As I am currently only 26 years old, I have been putting…

[@rinbond](/comment/5927520/redir): The shipping says $25, but at checkout there is a free option, the free shipping option also becomes…

The biggest way to tell is the processor, the actual international Redmi Note 5's have the Snapdragon 636 processor instead of the 625.…

Not the same phone, Redmi 5 Plus is not as good as the Redmi Note 5

Considering it just came out, its more a lack of places selling it. So once more stores stock the device it may be a cheaper price point…

Hi all, Long time lurker, first time poster. I'm considering buying the new Redmi Note 5 (the international version of the Redmi Note 5…

Welcome aboard!