Essem » user profile

Member Since 23/09/2018
Last Seen 21 hours 12 min

Recent Activities

I submit my own meter reads weekly. Also purchase Powerpacks eg pay $30 but get $37 value. Sure PS get my money earlier but a saving is a…
08/08/2025 - 08:37
Just received feedback survey email from Macquarie and I have made it clear why I opened the new savings account (already had debit…
02/08/2025 - 16:23
I already had a Macquarie debit account, so was dead easy 😉
22/07/2025 - 19:11
I’ve moved $80k into Macquarie since Friday and I won’t be the only customer. Expect UBank will have to revisit their decision. Hope…
22/07/2025 - 13:52
Yes, open a savings account from within the app, very easy. I transferred $20k from UBank to my Macquarie debit account as this was already…
20/07/2025 - 08:04
The crowd chorus to The Angels’ “Am I ever going see your face again” comes to mind
19/06/2025 - 20:00
As an owner of a weatherboard home with timber floors, when I built 30 years ago, I had foil and batts installed in external and internal…
19/06/2025 - 19:55
Most projections are to 92. I can’t see me needing in today’s dollars $51k when I’m over 92. Plus reasonable expectation will inherit…
01/06/2025 - 17:35
The ASFA suggested super balance is misleading for anyone currently about to retire. It sets $575k for a single to have a comfortable…
01/06/2025 - 11:39
Get a Macquarie Debit Card account. No international currency conversion fees, no annual fees, pays interest on funds in your account.…
05/04/2025 - 08:00
Sometimes banks don’t create a destination line for vendor funds and only create the payout figure line notwithstanding the directions…
15/01/2025 - 17:59
Not CBA fault. Vendor conveyancer can “assign” surplus funds direction in PEXA. You could also have used PEXA Key (if sent a link by…
15/01/2025 - 07:55
Thanks, will look at this when the time comes. Used to have a BankWest no fee card before I got into points and churning but they removed…
03/01/2025 - 10:47
The increase in period of closing accounts to opening new with same bank for bonus rewards will definitely have an affect on me. I’ve got…
31/12/2024 - 09:19
Sounds like she had foils in different colours which is my preferred colour treatment as the regrowth is not obvious, and I really like the…
25/12/2024 - 08:13
No fees at all
31/01/2024 - 07:42
Having used Citibank for travel and international transactions I wasn’t feeling optimistic about the NAB swap as far as future fees so I…
30/01/2024 - 20:21
Deposit is paid to Vendors agent. Agent holds their commission/expenses and balance is transferred to Vendors solicitor/conveyancer.…
17/11/2023 - 21:30
Ditto, as a fairly new UBank customer I look on 1st month just for the sheer happiness so see how much I’ve earned in interest. For every…
20/08/2023 - 16:11
I started off with iPhone but switched to Samsung due to ability to buy lowest memory and insert sd card for extra memory (and keep a spare…
30/07/2023 - 18:50
Yes, UBank and Citibank owned by NAB (maybe others) so combined balances over all accounts up to $250k covered.
08/06/2023 - 06:13
Just don’t! Will kits are cheap for a reason. It won’t be your problem after you die but your executor will suffer and your estate will…
11/03/2023 - 15:36
See my below post on Laval https://nordace.com/en/product/laval-smart-travel-backpack/
07/01/2023 - 09:19
I bought the Nordace Laval for my upcoming trip. https://nordace.com/en/product/laval-smart-travel-backpack/ Was looking for 90* opening…
07/01/2023 - 09:18
Closed cc accounts will remain in your credit file for 2 years after closed. Credit application enquiries remain for 5 years. So every…
28/12/2022 - 08:08
Msg back from Ubank At present it is not possible to change the limits on the 2.0 UBank app limits. Your feedback has been noted and it is…
26/12/2022 - 08:19
Still concerning. I’ve only recently opened account. Strong Bitwarden password, fingerprint login, 2FA BUT their daily limits are TOO…
21/12/2022 - 20:57
Cash Rewards Petrol Spy
18/12/2022 - 14:55
A “mistake” in a contract can make the whole contract voidable OR just the clause containing the clause void. As the OP knew there was…
13/07/2022 - 20:38
Loading...