Essem » user profile
| Member Since | 23/09/2018 |
|---|---|
| Last Seen | 19/04/2024 |
Recent Activities
No fees at all
Having used Citibank for travel and international transactions I wasn’t feeling optimistic about the NAB swap as far as future fees so I…
Essem commented on Delay in Receiving Deposit after Settlement
Deposit is paid to Vendors agent. Agent holds their commission/expenses and balance is transferred to Vendors solicitor/conveyancer.…
Essem replied to 
onetwothreefour on ubank Swindled Me out of around $2k, Didnt Meet Bonus Interest Criteria Due Them Disabling BPay
onetwothreefour on ubank Swindled Me out of around $2k, Didnt Meet Bonus Interest Criteria Due Them Disabling BPayDitto, as a fairly new UBank customer I look on 1st month just for the sheer happiness so see how much I’ve earned in interest. For every…
Essem commented on iPad Air 5th Gen VS Samsung Galaxy Tab S9
I started off with iPhone but switched to Samsung due to ability to buy lowest memory and insert sd card for extra memory (and keep a spare…
Essem replied to 
xyzabc123 on How Much Savings Do You Keep in Your ubank / BoQ / Similar Smaller Bank ?
xyzabc123 on How Much Savings Do You Keep in Your ubank / BoQ / Similar Smaller Bank ?Yes, UBank and Citibank owned by NAB (maybe others) so combined balances over all accounts up to $250k covered.
Just don’t! Will kits are cheap for a reason. It won’t be your problem after you die but your executor will suffer and your estate will…
Essem replied to b18b on Best Travel Backpack (20-25L and Preferably Clamshell Style with Laptop Compartment) No Budget!
b18b on Best Travel Backpack (20-25L and Preferably Clamshell Style with Laptop Compartment) No Budget!See my below post on Laval https://nordace.com/en/product/laval-smart-travel-backpack/
Essem commented on Best Travel Backpack (20-25L and Preferably Clamshell Style with Laptop Compartment) No Budget!
I bought the Nordace Laval for my upcoming trip. https://nordace.com/en/product/laval-smart-travel-backpack/ Was looking for 90* opening…
Closed cc accounts will remain in your credit file for 2 years after closed. Credit application enquiries remain for 5 years. So every…
Essem replied to goodfella on Is ubank Safe to Keep Your Savings? (Recent Article with Someone Getting Hacked)
goodfella on Is ubank Safe to Keep Your Savings? (Recent Article with Someone Getting Hacked)Msg back from Ubank At present it is not possible to change the limits on the 2.0 UBank app limits. Your feedback has been noted and it is…
Essem replied to goodfella on Is ubank Safe to Keep Your Savings? (Recent Article with Someone Getting Hacked)
goodfella on Is ubank Safe to Keep Your Savings? (Recent Article with Someone Getting Hacked)Thank you, exactly
Still concerning. I’ve only recently opened account. Strong Bitwarden password, fingerprint login, 2FA BUT their daily limits are TOO…
Essem commented on What Mobile Apps Have Saved You $$$ This Year?
Cash Rewards Petrol Spy
Essem commented on Should/Can I Force Landlord/Agent to Give Me a Carspace Accidentally Promised in Our Lease?
A “mistake” in a contract can make the whole contract voidable OR just the clause containing the clause void. As the OP knew there was…
Essem commented on How to Break Even on Extras Cover
Annual limits will restrict the amount you can claim. With Health Partners Gold Extras annual limit for major dental is $1,000 at their…
Conveyancer would have already explained this, OP didn’t like the answer and now trying here for a different answer.
Essem replied to 
solidussnake on Is It Reasonable to Leave an Electric Scooter in a Large Gym? Management Asking Me to Leave It outside
solidussnake on Is It Reasonable to Leave an Electric Scooter in a Large Gym? Management Asking Me to Leave It outsideTrue hadn’t considered that but who is he going to hold responsible when he injures himself on his own equipment?
Essem commented on Is It Reasonable to Leave an Electric Scooter in a Large Gym? Management Asking Me to Leave It outside
Cancel and try afresh without being a self entitled pri#k
Essem commented on Do I Buy out Family or Sell? Real Estate Advice
OP will have to pay stamp duty on the 50% value buying out his tenant in common, There will also be Conveyancing fees on both sides, and…
I had sleep study in hospital prior to Bariatric surgery and diagnosed with severe obstructive sleep apnoea. Used to get up to the toilet…
Essem commented on What Is Your Go to Overseas Debit Card?
I’ve got Citibank Debit and never needed to have OTP to withdraw from ATMs overseas. Also get a prepaid sim for OS before leaving home…
Essem commented on New, Reasonably Priced Phone for My Husband
Samsung A52, I had always had S phones but I don’t play games and just wanted capacity for dual sim/SD card for higher storage (I…
My parked car was damaged recently and the driver completely accepted responsibility and immediately contacted their insurer and sent me…
Essem commented on Life Insurance. Would You Consider It?
I took out income protection insurance after divorce with young children and mortgage. 10 years on had brain tumour that had me off work…
Contributing to the acquisition of the property is a caveatable interest. Mother needs to get a caveat lodged ASAP. If the property is sold…
Essem commented on Is Rainwater Tank Worth It?
I’m in Adelaide Hills with high rainfall but subject to State water restrictions in drought. Have both mains and 20k litre tank plumbed…
Don’t know about Vic contracts but in SA the purchaser takes on the risk of any damages and faults from the date of signing the contract.…
Essem joined OzBargain.
Welcome aboard!