ribbonsofnight » user profile

Member Since 23/10/2018
Last Seen 16/03/2020
Location Sydney

Recent Activities

I'd say it's getting more and more likely the smaller the changes we make now.
15/03/2020 - 08:53
26/02/2020 - 18:06
it's not the same thing at all. People will quite happily pay 25% of the price of a product that's in the $50-500 price range for...
22/02/2020 - 20:37
except term deposits exist at 1.9% I'm by no means a fan of a term deposit but term deposits have been competitive with HISA over the last...
15/02/2020 - 22:09
neither HISA nor government bonds protect against inflation in a way that is different to a term deposit. You go for the best interest rate...
14/02/2020 - 23:48
When you make a declaration to say you don't have a HECS debt and it's a lie then you're just hoping there will be no consequences. There's...
09/02/2020 - 08:52
Sounds mostly irrelevant to me. The big question is whether they have a good enough interest rate to not be moving your money straight into...
08/02/2020 - 16:13
And they would be wrong. We haven't had an unusually high level of rain in Sydney. It could be that some districts have had pretty heavy...
08/02/2020 - 15:50
Many cars halve in value faster than that. Still feels a bit like grasping at straws for anyone who bought a new landcruiser though.
08/02/2020 - 10:48
and without those lunatics who would you get to buy the used cars from.
07/02/2020 - 23:00
If you can finance it, you can afford it If I can't afford it without finance I can't afford it.
07/02/2020 - 22:58
more like 78k
07/02/2020 - 22:51
If I was earning 200k per year it wouldn't take me long to have 1 million saved and at that point a 70k car wouldn't seem like that much....
07/02/2020 - 22:46
I would say that once you've had enough withheld to pay your entire HECS debt you're fine. You might technically not be entirely truthful...
07/02/2020 - 22:15
Better to give some margin for error and pay it a little earlier. Also don't get the money back for a couple months from tax.
07/02/2020 - 22:11
Yeah in 6 months it could be $10 in interest or a wide variety of different potential gains from investing it.
07/02/2020 - 22:10
You don't want to go too cheap on those lethal injections. Just a slightly wrong mix of chemicals in drugs and those things could kill...
03/02/2020 - 22:01
That first quote was taken laughably out of context. Do you not detect any sarcasm or is this deliberate?
03/02/2020 - 21:55
Yeah, If it was happening often we'd have banks asking if you keep your card in RFID sleeves and suggesting you do when fraud occurs.
21/01/2020 - 16:35
They don't worry about individual fraudulent transactions but someone at the bank would love to reduce the cost of fraud by even 5% or 10%.
21/01/2020 - 16:32
It's hard to estimate what percentage of them manage to end up no richer or happier than before they won the money. The good stuff doesn't...
21/01/2020 - 01:51
if you're so close to your mother why wouldn't you notice?
21/01/2020 - 01:41
Yeah, because there aren't enough parasites bleeding people dry in real estate already.
21/01/2020 - 01:32
at any time you can and it doesn't cost anything
21/01/2020 - 00:43
You can transfer the shares over in 90 days if you find two brokers difficult
19/01/2020 - 23:07
If I plan to go straight ahead and off the road then should I put my hazards on?
12/01/2020 - 14:34
I'm sure I would find it really simple month 1 and month 2 and month 3 and then at some point I'd spend time worrying about whether I'd...
04/01/2020 - 00:45
Discretionary spending? All my spending is necessity.
03/01/2020 - 23:45