babipanggang » user profile

Member Since | 15/11/2018 |
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Last Seen | 16/06/2025 |
Recent Activities

babipanggang posted a forum topic How Long after Moving to a New Job Should I Apply for a Credit Card?
Hi, I am currently 1 month into my new job and before that, I spent about 3.5 years in my previous company. Will there generally be any…

babipanggang replied to
grack on Free Priority Pass Membership for Westpac Altitude Black Mastercard Cardholders @ Priority Pass

Happened to me back when I used my lounge entitlements 2 years ago too. I received 2 lounge passes from my old Citi credit card, and myself…

babipanggang replied to
TightAl on Bonus 30,000 Velocity Points with a New Credit Card from Partners (Min Spend Required, Fees Apply) @ Velocity Frequent Flyer

Last week I booked a Jakarta-Doha flight on Qatar business class for December holidays, and then Doha-Tbilisi on Economy. For the return…

babipanggang replied to
Brick50 on Bonus 30,000 Velocity Points with a New Credit Card from Partners (Min Spend Required, Fees Apply) @ Velocity Frequent Flyer

I haven't, but I'm kinda tempted to apply. The only issue I suppose is that currently I hold two credit cards, Westpac Black and Citi…

babipanggang replied to
chanhoz on Bonus 30,000 Velocity Points with a New Credit Card from Partners (Min Spend Required, Fees Apply) @ Velocity Frequent Flyer

Happened to me in February as well. I closed my Virgin money card in December 2023 and was auto rejected by the system in Feb 2024 when I…

babipanggang replied to
Autonomic on 30,000 Bonus Velocity Points or 200 Status Credits with New Credit Card from Partners @ Velocity Freq Flyer

Hi mate, how many months did you wait in between the two Virgin Money Flyer cards? I closed my Virgin Money card in Dec 23 (Although it has…

Perhaps try writing a complaint or ask for it to be reassessed? I applied for a Citi card after my AMEX rejection, and it was initially…

I've done this in the past - back in 2022 when I applied for Westpac and NAB cards within 1 week from each other and both were accepted.…

Yup, basically the same as me. They only referred to 'credit check' when I called them up, and the Equifax credit report showed nothing…

babipanggang posted a forum topic How Long to Wait to Apply for a Credit Card after Rejection?
Hi, I have been recently rejected by Amex for supposedly being a churner, similar to many others on OzBargain. As this is the first time I…

babipanggang replied to
Ghost47 on American Express Velocity Platinum Card - 120,000 Bonus Velocity Points with $3,000 Spend in 3 Months, $375 Annual Fee

Probs I should also add that for the Sydney- Singapore flight, I flew in late November 2023 and I redeemed rewards business class flight on…

babipanggang replied to
Ghost47 on American Express Velocity Platinum Card - 120,000 Bonus Velocity Points with $3,000 Spend in 3 Months, $375 Annual Fee

So for the Singapore - Sydney flight on 3 Jan 2024, I booked it some time in March 2023. The Europe flights in Dec 2023 - I booked some…

babipanggang replied to
Ghost47 on American Express Velocity Platinum Card - 120,000 Bonus Velocity Points with $3,000 Spend in 3 Months, $375 Annual Fee

That being said, I find that QF rewards flights availabilities are fine if you book during off-peak period. I got rewards business class…

babipanggang replied to
Ghost47 on American Express Velocity Platinum Card - 120,000 Bonus Velocity Points with $3,000 Spend in 3 Months, $375 Annual Fee

I personally find Velocity redemptions have better availability than QFF, especially if you travel internationally. Last year in May, I…

babipanggang replied to
Ehty on American Express Velocity Platinum Card - 120,000 Bonus Velocity Points with $3,000 Spend in 3 Months, $375 Annual Fee

Hi mate, may I ask how long did you wait last year after the rejection before you started applying for other cards? I've just had my Amex…

babipanggang replied to
starburstyellow on American Express Velocity Platinum Card - 120,000 Bonus Velocity Points with $3,000 Spend in 3 Months, $375 Annual Fee

Can confirm the top comment. Recently applied through the Point Hacks offer last month and no luck, presumably due to churning (My most…

babipanggang replied to
ddhar on Europe Return: Milan $890, Paris $942, Madrid $1016, London $1080 & More [Feb-Jun] on Air China @ Beat That Flight

I took a similar flight back in 2018 with 14 hours layover in Beijing en route to Munich (SYD - PEK with Air China, and PEK - MUC with…

babipanggang replied to
Charles89 on Europe Return: Milan $890, Paris $942, Madrid $1016, London $1080 & More [Feb-Jun] on Air China @ Beat That Flight

I used Gotogate for my Dec 2022 trip to Europe, and I found that they worked perfectly fine. Granted that I did not have to do anything…

babipanggang commented on Virgin Money Velocity Flyer Card: 30,000 Bonus Velocity Points with $1,500 Spend Each Month for 2 Months, $64 First Year Fee
Hi, understand that government charges are excluded from "eligible purchases". Just wondering if anyone tried paying government charges…

babipanggang commented on Boost Mobile: $13.30 Cashback ($4.30 Profit) on 45GB 28-Day SIM @ Cashrewards
Hello, to those who purchased multiple sim cards - Did you need to put in separate email addresses for each purchase? I intended to buy 3…

babipanggang commented on 25% off Storewide - Travel SIMs & eSIMs - Europe, USA, NZ, Japan, Asia & More from $21.75 + Free Shipping @ SimsDirect
Hello, do you happen to have a sim card for Australia and NZ? I'm thinking of buying for a relative from overseas who will be visiting…

babipanggang posted a forum topic Keep Card Open for The Bonus Points in The 13th Month?
Hi, I currently have the NAB Signature Qantas card, which I opened in October 2022…

babipanggang joined OzBargain.
Welcome aboard!