autonomate » user profile

[Apr 09] Updated

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[Mar 20] Updated for post-RBA meeting! Contains the cashbacks.

Hey, sorry my upload wasn't working yesterday - I'll rerun it after RBA meeting. In the meantime this is the list of cashbacks I detected:…

[Mar 6] Updated!

[Mar 4] Updated!

Managed to get it down to 5.94%. You just saved me $15K/year.

I'm not a lawyer, but I do work in cybersecurity and information security within highly regulated industries. Based solely on your first…

Any competitor reference on the retention call?

Literally just had Copilot do it. Haha, thanks!

I couldn't work out how to do that, good idea!

Example: **Current Rate** Started: 2024-02-17 Current Rate: 6.09% Fixed or Variable: Variable Type: Owner Occupier (eg OO or Investment)…

The variable rate is just that, variable - they have the right to change it the day after you've moved.

Their standard variable is 6.99% which isn't competitive - I suspect they're trying to get a bunch of offset customers currently…

Maybe that's why they put me up to 6.09%, they're trying to recoup my savings over the last 2 years fixing at 2%.

Have you been on variable the whole time?

If I had a crystal ball, I'd tell you - but rates go up, rates go down. Who knows! The Australian interest rates and AUD is quite sensitive…

5.94% is pretty good, I'd check to see if the amount you could put in your offset would make changing to another provider (eg Tiimely @…

When did you sign up? How long has your loan been with them? I'm wondering if they'll give me the introductory rate long enough to make it…

Bad source data, sorry!

[Feb 26] Updated!

[Feb 21] Updated!

[Feb 16] Updated! Will be updated more regularly until I refinance now.

Nice catch, I could only find this one that has:…

[Jan 26] Updated!

Latitude, Medibank and Optus probably have better security. Did it help? Let the market talk and go with the cheapest. At least you don't…

It's terrible, it's Wordpress too, and their /wp-admin/ is open. D:

Different brokers have different levels of access and products with lenders. I'd suggest shopping your loan around to a mix of sizes for…

Apologies, it's up now!

Updated!