Adrian Player » user profile

Member Since 14/04/2020
Last Seen 3 hours 12 min
Location Sydney

Recent Activities

I drive around and see the sheer amount of suvs and 4wds minimum cost 50k with many costing 80-100-120+k its insane. And some households...
14/10/2021 - 13:39
My income has gone up circa 3 x to 4x since i worked on a salary since start a business. Joys of running a business is i have many ways to...
14/10/2021 - 12:47
Just sent you a pm.
14/10/2021 - 12:38
Yep go to department of fair trading a lodge a complaint.
14/10/2021 - 12:33
Ive driven a suzuki swift for 12+ years, great little car, only upgrading soon as im starting a family. A 30-100k car isnt a necessity. 4...
14/10/2021 - 11:40
2 x 18k tax free thresholds and only maxing out in the 40% bracket will do that yeh.
13/10/2021 - 20:11
Luck comes a lot quicker if you choose to work 60+ hours a week, buy a cheapie reliable car and move outside a city centre to cheaper owner...
13/10/2021 - 18:23
It takes 100 bucks a week/month depending on the time frame max from age 18 to 65 to build a multi millionaire portfolio. I feel sorry for...
13/10/2021 - 18:12
Because the banking royal commission standardised everything. You cant get a better deal through a broker or banker. Its all the same now....
11/10/2021 - 15:28
Start an abn Run a sole trader Over time build it up become a company Employ people - 10+ tax benefits for employing people Start a family...
09/10/2021 - 22:35
09/10/2021 - 22:25
Move to a cheaper city. There is 5+ cities you can get a house within 40 kms of cbd for less then 400k. This is only a Sydney and Melbourne...
09/10/2021 - 22:20
Mortgage broker here - spoke to one of their consultants. Said there was 13 consultants and 1 risk department australia wide her pipeline...
09/10/2021 - 22:17
resi property + a 120k built granny flat in the back yard is an auto 7-8% yield with weekly cashflow. Spread it between 3 properties around...
09/10/2021 - 22:00
My advice is speak to experienced brokers and lenders that know what they are talking about not randoms on the internet.
09/10/2021 - 21:58
Just fixed this. Sorry update installed on outlook and calendly since daylight savings. Works now.
04/10/2021 - 21:25
6 max dti - They brought in this policy 2 months ago. Still have a few lenders willing to go to 7-8-9 dti at the moment for higher...
02/10/2021 - 19:04
Ive sent you a pm
02/10/2021 - 14:41
Already have an been bought out by NAB. Ive spoken to the bdm looks like they will stay seperate like u bank and 86400. But we will have to...
02/10/2021 - 13:22
Yes i would have to agree on this item. They also have extra rules for high density units. But we are seeing many lender shave issues as...
02/10/2021 - 11:45
Citibank 2.19% 2-Year Fixed Rate Investment P&I
**Current sla's** Service levels - 1. 8-9 business days for refinances 2. 15 days + for purchases that dont have a contract - so please be...
01/10/2021 - 19:05
Every 2-4 years is definitely a safer zone to play in. Send me a pm if you need any help.
18/09/2021 - 08:44
Every bank has a risk frame work and set of rules with how their assessor assess a clients profile. They also use things like the 5 c's of...
18/09/2021 - 08:39
Reviews every 2 years. Not moving clients every 2 years. But its sad to say there there has been a very big increase with clients moving...
17/09/2021 - 22:03
Ok no worries send me an email or a pm here in oz bargains. Happy to help.
17/09/2021 - 19:21
Home Loan Refinance Deal - $500-$1,000 Extra Broker Cashback on Top of Any $2,000-$4,000 Lender Offer @ Integral Loan Solutions
Providing an update on recent lender changes this last month and what the majority of my client base has been doing this past month. You...
17/09/2021 - 19:03
Not really, because the purpose of those funds were already investment.
14/08/2021 - 15:33