Adrian Player » user profile

Member Since 14/04/2020
Last Seen 10/02/2024
Badges 2
Location Sydney
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yes ive heard that is the case over the last few years especially at the start when their lending policys were so tight.
13/05/2022 - 11:02
Yes you can but they group the current loan and top up in the 1 loan split then put the extra amount in the offset for you to use.
12/05/2022 - 15:08
Yes they can be a little clunky and they are using this program to give feedback to the team to improve the processes. But the sla is only…
12/05/2022 - 14:01
Good question. Hopeless 2 years ago. Good now. They wont go off your latest tax return like cba anz and adelaide bank will if you income…
12/05/2022 - 14:01
Haha love the sentiment. But compliance is a major part of what i do! Checks on checks on checks.
12/05/2022 - 13:10
Thanks i appreciate it! Yes every lender is different and has positive and negatives. Same with brokers some have more knowledge and…
12/05/2022 - 13:05
I wouldnt withdraw to reapply as it hits your credit report twice. Still a great deal direct you are on a great long term lender.
12/05/2022 - 13:03
Thanks i appreciate you typing this positive comment. Can you sms me! So i can thankyou personally.
12/05/2022 - 13:02
Mainly CBA and AMP - due to multiple loan splits and multiple loan offset + good cash out policy + AMp has a master limit facility that not…
12/05/2022 - 12:46
Look at my reply comment above and the bottom of my post. I agree 100% if im not supplying any extra value you might as well just go…
12/05/2022 - 12:32
Read the bottom of the post. I have a broker offer down the bottom of the post. Hope you have a great day.
12/05/2022 - 12:30
Responded above have a great day. Whether you go direct or through me they are either paying the direct lender a salary and bonus, a…
12/05/2022 - 12:17
You can go to athena direct or use me. Ive had many clients say they went to athena and got rejected in the past as their lending policy…
12/05/2022 - 12:13
Now they do, They will be Australia wide in the next 12-24 months across most broker channels.
12/05/2022 - 12:11
No Broker Fee for Athena Home Loans, + Refinance to 2.14% Owner Occ P&I Variable + Offset at 60% LVR
**RBA rate increase** 0.10% to 0.35% at the RBA level Most lenders are increasing their variable rates up at least 0.25% in the current…
12/05/2022 - 11:56
2.49% investment p&i up to 80% lvr with access to redraw st george
08/04/2022 - 23:01
No offset on this product and under 80% its the same rate.
29/03/2022 - 17:14
Yes that may be the case i put a short expiry as i cant guarantee they dont change their rates after a 3 week period. Other lenders like…
25/03/2022 - 15:40
I dont think they will no as a new customer. Unless its very large loan size unde r70% lvr and its already a client who is leaving and they…
24/03/2022 - 17:42
Sorry i just copied and pasted from the st george website
24/03/2022 - 11:22
yep they have a really strong retention team.
24/03/2022 - 10:28
Normally if the basic product goes down so does the pricing requests on the package rates. But they havent notified us yet of this.
24/03/2022 - 10:22
You have done very well! Would you mind pming me your loan size and lvr and when this was. So i have a good idea on what the lenders are…
24/03/2022 - 10:19
Basic Variable Redraw Owner Occupied Home Loan P&I 2.09% (LVR above 60 to 80) @ St George Bank
Basic home loan. Sensational rate. 2.09% p.a. Variable rate 2.11% p.a. Comparison rate Including 1.84% p.a. discount off our Basic Home…
24/03/2022 - 10:06
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