saver el cid » user profile

Member Since 21/04/2021
Last Seen Hidden
Location sydney

Recent Activities

Have a family member moving GBP20k from their HSBC UK account to Australia via OFX. They did the same a couple of years ago but this time…
03/09/2023 - 21:55
Doesn't seem to stack with genius discount for me. So why would you use this?
13/08/2023 - 23:38
OP, if you want control have a look at the Industry Super direct products (e.g. Hostplus choiceplus). Not as good as retail funds, but…
10/07/2023 - 15:39
Except commissions in super are illegal
10/07/2023 - 15:36
Same for Sydney (use an ozb referral for $50) No similar options for gas
19/06/2023 - 18:55
Ah, of course, thanks
19/01/2023 - 17:23
Woolies car insurance has a reduced cost if you drive fewer KMs per year. You provide your odo reading when taking out the coverage. If you…
19/01/2023 - 17:13
It should now be more viable for electric cars given there is no FBT, but yes, you need to run the numbers and consider the complexity
19/12/2022 - 11:38
They lost $45b last year. Liabilites now exceed assets. Would be hilarious if it wasn't our money (Government funding guarantee). How they…
30/11/2022 - 20:32
you might want to read TR 2008/1
29/06/2022 - 16:20
Contact your superfund as they may offer intra-fund advice at no additional cost to you
28/02/2022 - 17:48
A little off topic, but if it's an older house best to test the walls for lead paint
17/02/2022 - 21:01
You could also look at alternatives like synthetic diamond, moissanite or CZ. More bang for your buck and almost no one can tell the…
01/02/2022 - 23:24
After 6 months with them my electricity usage tarrif went up by 30%
13/01/2022 - 07:13
Your employer or the provider should have some sort of new starter information pack. Essentially, below a certain dollar amount each year…
08/01/2022 - 23:30
Worth it if you work for a charity or public hospital. Otherwise not really much benefit.
08/01/2022 - 23:22
The water out pump on our 4 year old Bosch WAK24161AU front loader washing machine has died (hair ties, hair clips, baby socks). Everything…
31/12/2021 - 11:03
Generally nothing to stop you doing this but read the fine print No offset account on this offer
08/08/2021 - 22:33
I just have standard ETFs - stw vas ivv vgs The benefit is maximised by having the largest possible unrealised gain. So the bigger your…
05/08/2021 - 21:01
Product guide here https://hostplus.com.au/investment/understanding-your-investments/your-investment-options/choiceplus-faq IIRC - Flat…
04/08/2021 - 11:41
I'm a happy hostplus choiceplus member. Good if you're wanting to use ETFs through a wrap/direct to maximise CGT deferral til pension…
04/08/2021 - 09:05
saver el cid joined OzBargain.
Welcome aboard!
21/04/2021 - 20:30