CharlieSheen » user profile

Mate, honestly it just comes down to discipline. The majority of the clients I was dealing with that had borrowed in 2020-2024 that are…

> Shouldn't really affect mortgage holders unless you lost your job recently. I work in mortgage repossessions. From 2022-2024 the majority…

I work at a bank. The second that cuts were announced last year, without fail quite a few people would lower their repayment at the given…

To be expected. I didn't lower my repayments when they originally were reduced in February 2025 lol.

Single guy. According to my banking app, average spend for groceries is $180 a fortnight, dining out (including things like getting a…

First things first, if you have any consumer debt or a mortgage, pay it off and be done with it. It'll give you piece of mind. Seondary-…

I rememeber when I looked at the costs associated in buying a fast food franchise about 10 years ago for a McDonalds you needed at least 2…

I am an index investor as well. I have a few marginal amounts of single stocks (from my employer) which pay me a nice dividend, but I…

Lucky. I only got 65% off an annual membership.

I think the Labubu fad has died for the most part, whenever I go past PopMart there isn't a line anymore. But I do concur, I see a tonne of…

Next time I am in Sydney I'll be hitting up those KFC's for sure! Thankyou

Only avaliable in QLD and WA. I recall when they used to do 9 for $9 on Tuesdays you could get hot and spicy pieces instead of original…

I was on the tram home from the office last week. The Tram easily has triple the amount of people than normal- so it looks like quite a few…

Not enough

Yea I check my stock portfolio and super way to regularly as well. I'm not planning on selling anytime soon but seeing the balance jump…

Yea my balance dropped from 107k to 103 in the matter of a few days. Still gonna chuck in more because I cannot access it for another 30+…

Targeted deal it looks like on the KFC app. Looks like it is just this weeks deal for myself, my friends accounts have the others.

I went to the Swanston St store last night to get this, it turns out they ran out of wicked wings! Had to go to the Crown one instead.

I agree, definitely not a churn card at all. For the travel credit, isn't this only eligible when you book via the Amex travel portal, so…

I looked into the Amex Platinum for a long time when there are offers, but I can never justify it with a $1450 annual fee. The Amex…

Anecdotally- discretionary spending is still cooked, and I say this as someone who reads people's bank account statements for a living.…

I've used a few Australian based forums/message boards in the past (OzB, Whirlpool, Reddit, propertychat), the only ones I use these days…

Yea, I used to work with someone who used to be a door knocker for a charity to solicit signups for ongoing donations. When she told me the…

As for developing systems to clean your own stuff, I agree with that 100%. I live in a 2 bedroom apartment, so cleaning my place, doing the…

> Offer available to new StepPay accounts, you will not be eligible if you currently hold or have held a StepPay account within the last 12…

It's funny you mention that, I went to one resturant last night that accepts PayID as a payment, I requested to pay via my app, when I went…

Over the weekend in the CBD I've noticed a couple of small restaurants with notices at their cash register offering PayID as a form of…

> COL of living in SE Asia (Thailand for example) is a fraction of that in Sydney. I can eat out and drink mojito at the beach any day of…

Cheers. I personally try to keep a low/no debt mantra myself. As I said in my above post, I'm very reluctant about an investment property…