MrMarket » user profile

you essential takes out 105% loan for this IP, 25% draw equity and 80% loan very risky, loan may not approved and you will lose your…

I went to one of the worse public school with gang fights and all that, I have enough smarts and my parents discipline to keep away from…

sent my kids to public school, save all the fees, help them bought the house with money save from school fees they all end up with…

like I said good in theory zero application in real life, anyone can use Extrapolation but Extrapolation /= real actual result can you…

nice theory doesn't work in real world; the maximum you can ever get is $21 for this hack so it doesn't translate to $252/hr because you…

There is no tax-free rule when you reach the age of 60 there is super rules when you are reaching retirement age at 60 your super account…

The only way to Shirakawa-go is by bus, I took Shinkansen to Toyama then has to bus to Shirakawa-go

same multiple times I get a lot of stuff for free when it turn up weeks late over the years also claimed plenty of warranty and they…

depending on culture, Asian, Italian and Greek wedding people are fairly generous on giving cash and cash is usually preferred I usually…

can get wifi 7 flint 3 machine on early bird offer for the same price https://www.gl-inet.com/products/gl-be9300/

there is no opportunity cost, deposit on the PPOR is compound earning unrealised tax free and when you realised it it also tax free say if…

use what you are comfortable with and meet your need, in my younger years I like to tinkle, I like open devices that I can hack and slash…

Merrell maybe 10 years back are really high quality shoes and they are not cheap 150-200+ even on sale, I hike and had a lot of their shoes…

Travel, gadgets for my hobbies and interest I got lot of it I got kayaks, bikes, running gears, hiking gears, camping gears, 4WD gears,…

you don't need either of those scenario, you can well retire for good when you hit 60 and you don't need to slog to get there the keys is…

it not the capital gain they worry about or higher tax rate like 30% it the unrealised capital gain tax that is the issues, you cant pay…

people who complain about getting bore in retirement usually don't have hobbies or having any routine that filled out their days. I meet…

that annual net income, I can comfortably live on that number in retirement that what I aiming for and with that figure it will never eat…

about a million bucks, split between high yield ETFs and term deposit and draw down small amount if the yield dropped in between your ETFs…

confortable retirement probably need 80-100K with the mortgage paid off

have never cleaned my Solar, 10 years now and still producing similar output

that because they use different material for the base probably Aluminium or use cheaper stainless steel in the 300 series which doesn't…

all non-stick coating are toxic in one form or another, some are worse than other, Cast iron or stainless steel are the way to go

watch this video together with the link I post earlier, if it too much for you and you have no idea, bank deposit probably a better option…

Not financial advices but maybe look at broad ASX market ETFs like betashares A200 https://www.betashares.com.au/fund/australia-200-etf/…

fair enough, that why I am happy to pay more for someone who give me a free quote, I picked best out of three not just on price but I get…

some tradies now charge just for giving simple quote, say you want a job done and want 3-4 quotes if each one charge $100 - $200 to give a…

didnt know there is such technology, my dryer still going after 20 years, will definitely get a heat pump when she does go

When I sell my properties, I don't bother with the range I usually put say 900K+ 900K being my lowest which I know will get a quick sale If…

if you buy and sell within 3 years most buyers wont pay your last bought price let alone more unless we are in 0 rate environment. when you…