proudwanderer » user profile

2
Member Since 26/06/2007
Last Seen Hidden
Location Melbourne

Recent Activities

Yes, but the $4,000 rebate offer expires on 31 May - so you need to get your application in ASAP!
22/05/2020 - 21:50
How long did it take from when you sent your documents/forms to when your refinancing application was approved? It has been 4 weeks for me...
19/05/2020 - 10:20
You will get an additional 0.3% cashback from this broker - in addition to the cashback paid by ANZ. Note that the broker's cashback is...
08/05/2020 - 15:04
Apparently ANZ are also inundated. Got an email from him on 24/4 which stated that they expect "ANZ to provide approval within 1-2 weeks,...
06/05/2020 - 15:52
Would appreciate a referral code as well :)
05/05/2020 - 17:23
If RRP is $299 - and some guy bought it 4 for $99 each let's say - for arguments sake let's assume his purchase of 4 went through and was...
30/04/2020 - 15:35
What are you reporting him for?
30/04/2020 - 15:27
How does this compare to Android TV - something like the Xiaomi Mi Box S
28/04/2020 - 13:12
Perhaps your broker is trying to avoid you having a small net balance so that they can get a higher commission—> the higher your net...
19/04/2020 - 13:12
Yes - your broker is wrong. Look here: https://www.ozbargain.com.au/comment/8465666/redir Check the linked image. See how it says: "For...
19/04/2020 - 12:34
No - the net balance impacts the brokers commission - yes - and therefore impacts the rebate the broker is able to offer you. However the...
19/04/2020 - 12:16
Yes you are eligible for the ANZ $4k cashback - the only requirement is that your loan size is more than $250k - whatever you have in the...
17/04/2020 - 20:30
Can be done via internet banking. ANZ for example, you can redraw any amount, no minimum online and will be transferred to your ANZ savings...
17/04/2020 - 20:23
>General Question: Does home loan with Redraw facility allow to go personal saving to the loan account. Let's say I take $500K loan and...
17/04/2020 - 12:12
With redraw, it is not the same as having a savings account. Example: 1) $500k loan, $100k extra repayment into the home loan account -->...
17/04/2020 - 12:03
Yes I know what you are saying. But what if I don’t disclose that I have a large offset? I tell you that I have a 900k loan and zero...
15/04/2020 - 13:44
No, but it is just an example inviting you to clarify your statement of "no clawback". So, if I were intending to do that - it may be...
15/04/2020 - 13:05
>There is no clawback on the $1000. If you lump sum pay the loan off or sell the property then i hope with the service i have provided you...
15/04/2020 - 12:38
I understand completely that the bank pays you a commission for the referral (my guess is probably around 0.6% of the net balance at...
15/04/2020 - 12:14
I suspected as much. You really need to make it clear in your advertising that the $400k is the “overall net balance” for up to 12...
15/04/2020 - 11:49
It doesn’t affect the ANZ $4,000 rebate - as the only criteria that ANZ imposes is that the loan size needs to be over $250k regardless...
15/04/2020 - 11:24
In your title you say “balance over 400k” then in your description you say “loan size” - which is it? So say I have a loan size of...
15/04/2020 - 10:24
Who’s god? So he’s the one behind all this then (i.e. the pandemic)?
09/04/2020 - 09:34
I connected to VPN to India server then clicked on the link for paid membership then signed in with my account. But when I click on Learn...
04/04/2020 - 19:04
Is this going to be a rechargeable voucher as Coles normally does? Or must it be a new SIM card for new customer?
31/03/2020 - 19:02
> I think this is going to be a deal breaker from me. Well, the way I look at it is: - 2.69% variable rate for Breakfree package -->...
27/03/2020 - 12:58
I think what he is saying is that there are 2 types of rebates here. ANZ $4,000 Rebate ----------------- - Eligibility criteria - Loan size...
27/03/2020 - 12:19
Haven’t received email from eBay - and the above link no longer works
21/03/2020 - 13:58
Got this email: Hi XXXXX, We're writing to you to give you some important information about the Mega-Weekend promotion you entered this...
21/03/2020 - 08:51
There was another 0.25% rate cut announced today by RBA in response to caronavirus - this is on top of the 0.25% cut announced on 4th...
19/03/2020 - 16:42