The purpose of this page is to address frequently asked questions raised in the comments section of gift card deals on OzBargain, and it is split into a number of sections:

• Coles, which contains FAQs on gift card deals at Coles.
• Woolworths / BIG W, which contains FAQs on gift card deals at Woolworths and BIG W.
• Ultimate Gift Cards & Celebration Gift Cards, which contains FAQs, as well as a list of participating retailers.
• TCN Gift Cards, which addresses FAQs, as well as a list of participating retailers.
• Multi-Retailer / Coles Group / Woolworths Group Gift Cards, including a list of participating retailers for multi-retailer gift cards
• AmpolCash Gift Cards, which contains FAQs.
• Prepaid Gift Cards, which contains FAQs covering a number of prepaid gift cards issued in Australia.
• Restaurant-Related Gift Cards, which outlines the participating retailers and/or MCCs for a number of dining-related gift cards issued in Australia.
• Gift Card Expiry Dates, which covers expiry dates for a variety of gift cards, as well as the likelihood of a gift card issuer extending a gift card expiry date.

Coles sells two types of gift cards in-store:

• Gift cards issued by Coles Group Ltd, including:
  • Coles gift cards,
  • Coles Group & Myer gift cards, and
  • Officeworks gift cards.
• Third-party gift cards, including:
  • Coles Mastercard gift cards
  • JB Hi-Fi gift cards
  • The Card Network (TCN) gift cards, and
  • Ultimate gift cards.

If you are able to check the balance at this website, it is a gift card issued by Coles Group Ltd.

No.

Coles Group Ltd sells their own gift cards and a selection of third-party gift cards on a dedicated gift card website, but this website is always excluded from gift card offers advertised in Coles' catalogues.

If the deal is offering an upfront discount on gift cards, a Flybuys account is only required if the upfront discount is advertised as a Flybuys Member Price.

If the deal is offering bonus Flybuys points on gift cards, a Flybuys account is required.

If the deal is offering bonus value on gift cards, a Flybuys account is not required.

A deal requiring a Flybuys account may require the Flybuys card to be registered first, which would mean that temporary Flybuys cards cannot be used to take advantage of the deal. Please check the terms of the gift card to see whether it includes a clause regarding registered Flybuys cards.

You can sign up to a new Flybuys account through the Flybuys app or the Flybuys website.

You can also pick up a temporary card at a Coles supermarket and scan that to earn points in a transaction.

• You must register a temporary card within three months of the date it was first scanned, otherwise you will forfeit any points earned so far.
• You must register a temporary card in order to redeem any points.

At the time of writing this, there are no known sign-up bonus offers for new Flybuys accounts.

All purchases of gift cards issued by Coles Group Ltd at Coles will earn zero Flybuys points.

All purchases of third-party gift cards at Coles will earn 1 Flybuys point for every whole dollar you spend.

If the gift card deal is for bonus Flybuys points for each gift card purchased, the number of bonus points is usually specified in the deal’s terms and conditions.

• Most deals award a set number of points as a bonus (e.g. 1000 bonus Flybuys points if you purchase a TCN Kids gift card), and it will be awarded in addition to the standard points earn rate for third-party gift cards. These kinds of deals do not scale the number of bonus points for different denominations. For the example given before, you will earn 1000 bonus points if you purchase a $30 or $50 denomination TCN Kids gift card.

• Occasionally, a deal will specify the number of Flybuys points you will earn for each whole dollar you spend on gift cards (e.g. 20x Flybuys points on the purchase of Apple gift cards). This number already includes the standard points earn rate for third-party gift cards, so the offer is for 1x standard point and 19x bonus points per whole dollar spent.

All purchases of any gift cards at Coles will not count towards any other bonus points offers. For example, if your Flybuys account is targeted with a spend $120 in one transaction and earn 3000 bonus points and you spend $150 on gift cards, you will not earn 3000 bonus points from that offer.

The deal terms and conditions will also specify the maximum number of gift cards that will earn bonus points or the maximum number of points that will be awarded.

The “value” of Flybuys points is dependent on your redemption preferences. Using 2000 Flybuys points as an example, it is equivalent to:

• $10 in Flybuys Dollars (redeemable on most items at participating retailers), or
• 1000 Velocity Frequent Flyer points, or
• A $10 discount on a single transaction at Coles (only available to Coles Financial Services customers scanning the Flybuys card linked to their account, or Coles customers shopping in certain parts of Australia).

Flybuys points can be manually converted into Flybuys Dollars in lots of 2000, and into Velocity Frequent Flyer points in lots of 1000.

No.

Standard points earned from in-store transactions at Coles should be credited to a Flybuys account within 48 hours of the transaction being completed.

Bonus points should be credited within the same timeframe, unless otherwise stated in the terms and conditions of the bonus points offer.

In reality, Flybuys points earned on purchases of third-party gift cards are usually credited to your Flybuys account around 5pm Sydney/Melbourne time on the day after the transaction. However, there are some instances where Flybuys points will not be credited until two or three days after the transaction. This is not common, but can happen from time to time.

If you did not scan your Flybuys card during the transaction and the gift card deal was for bonus points, go back to the store where the transaction took place within seven days with the receipt and your Flybuys card, and ask the service desk to add your Flybuys card to the transaction.

Even though there is a clause in the Flybuys terms and conditions that the Flybuys card must be presented at the time of purchase, OzBargainers have received standard and bonus points if they forgot to scan their Flybuys card at the time of purchase and asked the service desk on the same day to add their Flybuys card.

However, if the gift card deal was for a Flybuys Member Price discount, asking the service desk to add your registered Flybuys card to the transaction will not trigger the discount to be applied to the transaction.

If you scanned a Flybuys card during the transaction, you cannot change the Flybuys account associated with the transaction after the transaction has been finalised.

If you did not scan a Flybuys card during the transaction and asked the service desk to add a Flybuys card to the transaction, you cannot ask the service desk later to change the Flybuys card associated with the transaction.

Probably.

Coles/Flybuys seems to calculate a minimum spend requirement based on:

• the cumulative amount spent within the previous week, and
• the minimum spend requirements on previous offers.

Coles/Flybuys seems to include the amount spent on purchases of gift cards in the cumulative amount.

Maybe.

If you are a Coles Financial Services customer with a Flybuys account linked to your Coles Financial Services product, you can instantly redeem 2000 points in-store at the checkout in exchange for a $10 discount on the purchase of third-party gift cards. You can only apply 1x $10 discount for each in-store transaction.

Any Flybuys members shopping in some parts of Australia can also instantly redeem 2000 points in-store at the checkout in exchange for a $10 discount, but this prompt will not appear for any purchases of gift cards at Coles.

Yes, you can redeem Flybuys points in the Flybuys Rewards Store for a range of physical gift cards, including:

• Coles
• Target
• Bunnings
• BCF
• A selected range of gift cards issued by TCN.

Gift cards available on the Flybuys Rewards Store are rarely discounted and rarely attract bonus points offers.

No.

• It is against the Flybuys Dollars terms and conditions to use it as a payment method for gift cards.

• If you attempt to redeem Flybuys Dollars on any purchases of gift card at Coles, it will be declined as soon as you swipe the card on the EFTPOS terminal, and the EFTPOS terminal screen will display an Invalid Product Mix error.

Coles has placed restrictions on the usage of the following types of gift cards:

• Coles Gift Mastercards (issued by Indue - no longer available for sale)
• Vanilla Visa gift cards
• Coles/Vanilla Mastercard gift cards (issued by Heritage Bank)

Swiping one of these when purchasing a gift card may trigger an Invalid Product Mix error on the EFTPOS terminal. Please refer to the table below for more information:

Additionally, Blackhawk Network has implemented redemption restrictions at supermarkets on a number of gift card schemes they own/operate, including:

• Perfect eftpos gift cards
• OnlyONE Visa gift cards
• Activ Visa gift cards (which covers the ShopBack Supermarket Visa gift card),

A maximum of $400 can redeemed from the same gift card across any supermarkets in a calendar day.

No.

Gift cards issued by Coles Group (including Coles gift cards and Coles Group & Myer gift cards) cannot be used for any gift card purchases at Coles, as this blocked at all checkouts. Attempting to do so will cause the EFTPOS terminal to display an Invalid Product Mix error as soon as the gift card is scanned or swiped, and staff cannot override this restriction.

It was previously possible to use most gift cards issued by Coles Group to purchase gift cards instore, but:

• This was blocked for purchases of gift cards issued by Coles Group in 2017, and
• This was blocked for purchases of third-party gift cards on 19 April 2023.

It depends on the type of checkout you go to.

Coles’ self checkouts will not allow split payments between multiple permitted card payments. A workaround at a self checkout accepting cash may be to insert cash first into the self checkout, then pay the remaining amount owed using one permitted card payment. However, some self checkouts accepting cash are programmed to refund the cash if the customer then attempts to make a card payment. Staff cannot override these limitations.

Coles’ standard checkouts (i.e. the checkouts operated by a dedicated staff member who packs your groceries for you, or the service desk) are able to do split payments when purchasing gift cards, but this is at staff discretion.

Coles generally allows customers to purchase up to five gift cards in a single transaction, but:

• Some store managers or service supervisors may enforce a dollar limit or a lower gift card limit per transaction (or even per day).

• All purchases of gift cards at a self checkout require staff approval.

• Purchases of gift cards costing $1,000 or more requires additional approval from a supervisor or duty/store manager.

No.

If you scan a staff card on a transaction where you’re purchasing a gift card, Coles’ POS system will automatically remove the staff card.

No.

After payment is finalised, the checkout will contact a gift card activation server to automatically activate your gift cards. The EFTPOS terminal will display a message as to whether gift card activation was successful for each gift card purchased in the transaction.

The purchase receipt will also contain gift card activation details between the GST information and the Flybuys card information (for cash-only transactions) or between the GST information and the details for the card(s) used for payment (for transactions paid in full or in part with cards or gift cards).

If gift card activation was unsuccessful, take the purchase receipt and the gift cards to the service desk and staff can sort out the issue.

Please note that the balance on the gift card may not be available for up to 48 hours.

No.

All purchases of third-party gift cards will earn fuel vouchers that are redeemable at Shell Coles Express service stations.

All purchases of gift cards issued by Coles Group Ltd will not earn fuel vouchers.

For the purposes of this section, Woolworths includes Woolworths Supermarkets and Woolworths Metro.

Woolworths and BIG W sell two types of gift cards in-store:

• Woolworths Group and Partner gift cards, including:
  • WISH gift cards,
  • Woolworths gift cards, and
  • Dan Murphy's gift cards.
• Third-party gift cards, including:
  • Activ Visa gift cards
  • The Card Network (TCN) gift cards, and
  • Ultimate gift cards.

If you are able to check the balance at this website, it is a Woolworths Group and Partner gift card.

No.

Woolworths Group sells Woolworths Group and Partner gift cards and a selection of third-party gift cards on a dedicated gift card website, and this website is always excluded from gift card offers advertised in the Woolworths and BIG catalogues.

If the deal is offering an upfront discount on gift cards, an Everyday Rewards card is only required if the the terms and conditions of the offer specifically states a requirement to scan an Everyday Rewards card.

If the deal is offering bonus Everyday Rewards points on gift cards, an Everyday Rewards card is required.

You can sign up to a new Everyday account through the Everyday Rewards website. You will be provided your new Everyday Rewards number (as well as a picture of the barcode) as soon as you have finished the sign-up process.

You can also pick up a temporary card instore and scan that to earn points in a transaction.

• The temporary card must be registered within six months from the date it was first scanned, otherwise you will forfeit any points on the temporary card.
• You must register a temporary card in order to redeem any points.

If you follow this link, you can earn 1500 bonus points as a sign-up bonus for creating a new account or registering a temporary card. The 1500 bonus points may take up to 30 business days to be credited to your account.

All purchases of any gift cards at Woolworths and BIG W will earn zero standard points.

If the gift card deal is for bonus Everyday Rewards points for each gift card purchased, the number of bonus points is usually specified in the deal’s terms and conditions.

• Some deals award a set number of points as a bonus (e.g. 1000 Everyday Rewards points if you purchase a $50 Ultimate Kids Gift Card). These kinds of bonus points deals at Woolworths usually scale for different denominations of the gift cards in the deal. For the example given before, you will only earn 600 bonus points if you purchase the $30 denomination of Ultimate Kids Gift Cards.

• Other deals will specify the number of Everyday Rewards points you will earn for each whole dollar you spend on gift cards (e.g. 20x Everyday Rewards points on the purchase of Ultimate Kids Gift Cards).

If you are purchasing a gift card through a bonus points deal that also charges a gift card purchase fee (e.g. OnlyONE Prepaid Visa gift card, The Perfect EFTPOS gift card), you will not earn any bonus points on the gift card purchase fee.

All purchases of any gift cards at Woolworths or BIG W will not count towards any other bonus points offers (e.g. Everyday Rewards points boosters). For example, if your Everyday Rewards account is targeted with a spend $120 in one transaction and earn 3000 bonus points and you spend $150 on gift cards, you will not earn 3000 bonus points from that offer.

Gift card deals at Woolworths are typically restricted to ten gift cards per day (unless otherwise stated in the deal terms and conditions). However, staff may impose their own restrictions.

Gift card deals at BIG W typically have a limit for the number of gift cards that will earn bonus points or a limit for the maximum number of points that will be awarded (unless otherwise stated in the deal terms and conditions).

The “value” of Everyday Rewards points is dependent on your redemption preferences. Using 2000 Everyday Rewards points as an example, it is equivalent to:

• $10 in Everyday Rewards Dollars (which is redeemable at participating retailers), or
• 1000 Qantas points.

Everyday Rewards points are automatically converted into Everyday Rewards Dollars or Qantas points in lots of 2000.

Usually.

After you scan the gift card(s) and the Everyday Rewards account and proceed to the payment screen, the checkout may take a couple of seconds before displaying the number of points that can be earned in the transaction towards the top right-hand corner of the self-service checkout screen.

However, at Woolworths, this portion of the checkout screen will not always display the number of points that can be earned, as it is sometimes used to instead display the number of bonus items you will earn for any collectables promotions (e.g. Discovery Garden, Woolworths Bricks).

There are also some occasions where the bonus points are not allocated to an Everyday Rewards account until a later time or date, as it can sometimes take up to 14 business days for bonus points to be credited to an account.

Bonus Everyday Rewards points earned on gift card purchases are usually credited to an Everyday Rewards account immediately after payment has been finalised.

However, it sometimes may take up to 14 business days for the points to be credited, and in exceptional circumstances, points will not be credited within 14 business days and the account holder will need to follow this up with Everyday Rewards.

If you did not scan your Everyday Rewards card during the transaction, you will need to contact the Everyday Rewards team for assistance.

Please note that they will only retroactively award bonus points at their discretion, so there is a chance that the Everyday Rewards team will reject your points claim.

If you scanned an Everyday Rewards card during the transaction, you cannot change the Everyday Rewards account associated with the transaction after the transaction has been finalised.

If you did not scan an Everyday Rewards card during the transaction and previously raised a points claim with the Everyday Rewards team, you cannot ask the Everyday Rewards team later to change the Everyday Rewards card associated with the transaction.

No.

No.

No.

• It is against the Everyday Rewards terms and conditions to use Everyday Rewards Dollars as a payment method for any gift cards.

• If the only item being purchased in the transaction is gift cards, there will be no option on the checkout’s payment screen to redeem Everyday Rewards Dollars, even if there Everyday Rewards Dollars available for redemption.

• If gift cards are being purchased alongside eligible items (e.g. groceries) in the same transaction and there are Everyday Rewards Dollars available for redemption, it will be possible to redeem Everyday Rewards Dollars, but only to less than or equal to the value of the eligible items.

Woolworths have placed restrictions on the usage of the following types of gift cards:

• Activ Visa prepaid gift cards (including ShopBack Supermarket Visa gift cards) and Category Choice gift cards
• OnlyONE Visa prepaid gift cards
• All eftpos gift cards with card numbers starting with 502119, 502125 or 638947 (e.g. Westfield eftpos gift cards, Perfect eftpos gift cards, physical TCN eftpos gift cards)
• Coles/Vanilla Mastercard gift cards
• Vanilla Visa gift cards

Swiping or tapping one of these when purchasing a gift card may trigger a Cancelled - Items Not Allowed error on the EFTPOS terminal. Please refer to the table below for more information:

Additionally, Blackhawk Network has implemented redemption restrictions at supermarkets on a number of gift card schemes they own/operate, including:

• Perfect eftpos gift cards
• OnlyONE Visa gift cards
• Activ Visa gift cards (which covers the ShopBack Supermarket Visa gift card),

A maximum of $400 can redeemed from the same gift card across any supermarkets in a calendar day.

BIG W have placed restrictions on the usage of the following types of gift cards:

• OnlyONE Visa prepaid gift cards
• Coles/Vanilla Mastercard gift cards

Swiping/tapping one of these when purchasing a gift card may trigger a Cancelled - Items Not Allowed error on the EFTPOS terminal. Please refer to the table below for more information:

No.

Everyday Pay currently cannot be used to purchase gift cards. Attempting to purchase a gift card via Everyday Pay will return an Items Not Allowed error, and the POS system will take you back to the regular payment screen.

No.

If you select Gift Card as a payment method at a self-service checkout and then you scan, swipe or enter a gift card, an Item Not Allowed error message will pop up on the EFTPOS terminal. A staff member will need to clear the error message before you can attempt to use another payment method.

If you go to a standard checkout and ask to pay using a Gift Card, you'll either be told “no” by the checkout operator, or the checkout operator will let you try and you'll get the same error message as the one you get at self-service checkouts.

If you try to use Everyday Pay as a payment method for purchasing any gift cards at Woolworths or BIG W, you will get an Item Not Allowed error and you should be sent back to the regular payment screen. This is because Everyday Pay cannot be used to purchase any gift cards under any circumstances, even if there are no gift cards issued by Woolworths Group (e.g. Woolworths, WISH) added to the Everyday Pay wallet.

Yes.

Woolworths' self-service checkouts and standard checkouts (i.e. the checkouts with a dedicated staff member who packs your groceries for you, or the service desk) are able to do split payments when purchasing gift cards.

No.

Using the 10% discount on the purchase of gift cards will see that discount redeemed for the month, but no discount applied to the gift cards.

There is no specific limit, as it will depend on a number of factors.

• Self-service checkouts and standard checkouts will not let you purchase more than ten gift cards per transaction.
• All purchases of gift cards at a self-service checkout requires staff approval.
• A regular staff member operating either standard or self-service checkouts have a dollar limit assigned to them (e.g. less than $500, $1000, $2000) for the maximum spend on gift cards they can approve in one transaction.
• Duty managers and store managers generally do not have dollar limits assigned to them, but some may enforce an arbitrary dollar limit or a gift card limit per transaction (or even per day) and direct regular staff to enforce such a limit. For example, customers may be limited to $500 worth of gift cards per person per day, or only allowed to purchase 2x gift cards per person per day.

No.

No.

After payment is finalised, the checkout will automatically contact a gift card activation server to activate your gift cards. The checkout will print out a small receipt with information related to the attempt to activate the gift card.

If gift card approval was unsuccessful, the checkout will display an error message alerting staff to the failed gift card approval. If this happens, take the purchase receipt (if printed), the failed approval receipt and the gift card to the service desk and staff can sort out the issue.

Please note that the balance on the gift card may not be available for up to 48 hours or until the next business day (whichever is longer).

Generally, no.

However, any gift card purchase fees associated with gift cards (e.g. Activ Visa gift cards, Westfield EFTPOS gift cards, Perfect EFTPOS gift cards) will count.

All purchases of gift cards at Woolworths will not earn a fuel voucher (regardless of whether or not an Everyday Rewrads card was scanned during the transaction).

You cannot earn a fuel voucher at BIG W.

Ultimate gift cards are prepaid eftpos or Visa gift cards that can be redeemed at a defined list of participating retailers.

Ultimate gift cards are issued by Blackhawk Network, and exist in both digital and physical forms.

Celebration gift cards are prepaid Visa gift cards that can be redeemed at a defined list of participating retailers.

Celebration gift cards are issued by Blackhawk Network, and exist in a physical form. Celebration gift cards are specially-branded Ultimate gift cards that are exclusively sold at Coles.

Celebration gift cards are not to be confused with Swap Celebration gift cards, which are a gift card also issued by Blackhawk Network and can only be exchanged for digital gift cards from a different list of participating retailers.

Ultimate eGift Cards (i.e. digital Ultimate gift cards) are only available as Visa gift cards.

However, there are two different versions of physical Ultimate gift cards:

• eftpos - Ultimate gift cards were originally launched as eftpos gift cards. Although some retailers are still selling these eftpos versions, it is being phased out.
• Visa - Physical Ultimate gift cards sold at retailers these days are almost always Visa gift cards.

The differences between the eftpos and Visa versions in terms of product functionality include:

There are a number of ways you distinguish between the eftpos and Visa versions, including:

For people who prefer to look at a photo, in this photo, the gift card on the left is the eftpos version and the gift card on the right is the Visa version.

The participating retailers are correct as at 18 April 2024 and have been sourced from individual webpages for each Ultimate gift card. Please refer to the individual gift card pages for the most up-to-date list of participating retailers.

The following retailers have been bolded in the table, due to the popularity of gift card deals for these retailers:

• JB Hi-Fi
• The Good Guys
• Officeworks
• IKEA
• EB Games
• Timezone
• Menulog
• Uber
• Uber Eats

The box below contains the Markdown code for the contents of the above table, which can be used to insert the table on OzBargain deal posts, competition posts and comments. Rows can be deleted as required, particularly if the table only needs to show a subset of Ultimate Gift Cards.

| Gift Card | Where is this gift card accepted? |
|---------------|------------------------------------|
| [Ultimate Active & Wellness](https://www.ultimategiftcards.com.au/card/active/)   | 99 Bikes, adidas, Adrenaline, Anaconda, Blys, Camping World, Compleat Angler, Cotton On Body, EveryPlate, Foot Locker, Hello Fresh, iFLY, INTERSPORT, JD Sports, Kingpin, Lorna Jane, LSKD, lululemon, My Muscle Chef, Natio, New Balance, Nike, Puma, Rip Curl, SENSORI+, Speedo, SportsPower, The Iconic, **Timezone**, TripGift, Under Armour, Zone Bowling. (*Please look [here](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq?&#my_ultimate_visa_gift_card_does_not_have_the_logo_of_a_particular_participating_retailer_on_its_packaging_can_it_be_redeemed_at_that_participating_retailer) for guidance on Drummond Golf and UFC Fight Pass.*)   |
| [Ultimate Baby & Mum](https://www.ultimategiftcards.com.au/card/baby-mum/)   | Aveda, Bonds, Build-A-Bear Workshop, Cotton On Body, Cotton On Kids, Dymocks, Ella Baché, Estée Lauder, EveryPlate, H&M, Hello Fresh, Michael Hill, Modibodi, My Muscle Chef, OZSALE, Peter Alexander, Prouds, Purebaby, Seed, T2, Temple & Webster, **The Good Guys**, The Iconic, The Memo, The Stork Nest, Toyworld. (*Please look [here](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq?&#my_ultimate_visa_gift_card_does_not_have_the_logo_of_a_particular_participating_retailer_on_its_packaging_can_it_be_redeemed_at_that_participating_retailer) for guidance on Ella Baché.*)   |
| [Ultimate Beauty & Spa](https://www.ultimategiftcards.com.au/card/beauty-spa/)   | Aveda, Blys, Cotton On Body, Dusk, Ella Baché, Estée Lauder, Just Cuts, Lush, Michael Hill, M·A·C, Natio, OZSALE, SENSORI+, Sephora, The Body Shop, The Iconic. (*Please look [here](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq?&#my_ultimate_visa_gift_card_does_not_have_the_logo_of_a_particular_participating_retailer_on_its_packaging_can_it_be_redeemed_at_that_participating_retailer) for guidance on Ella Baché.*)   |
| [Ultimate Birthday](https://www.ultimategiftcards.com.au/card/birthday/)   | Adrenaline, Anaconda, Angus & Coote, Autobarn, Aveda, Barbeques Galore, Ben & Jerry's, Binge, Blys, Bonds, boohoo, Bras N Things, Camping World, Champion, Chatime, City Beach, Compleat Angler, Cotton On, Cotton On Body, Cotton On Kids, Crust, Donut King, Dymocks, **EB Games**, Estée Lauder, Factorie, Foot Locker, Forever New, Freedom, General Pants Co., Gloria Jean's, Goldmark, H&M, Home Hardware, Hotels.com, Hoyts, **IKEA**, INTERSPORT, Jaycar, **JB Hi-Fi**, JD Sports, Just Cuts, Kathmandu, Kayo Sports, Kingpin, Kogan, Lorna Jane, Lush, Luxury Escapes, **Menulog**, Michael Hill, Mitre 10, Modibodi, My Muscle Chef, M·A·C, New Balance, Oakley, **Officeworks**, OPSM, OZSALE, Peter Alexander, PlayStation Store, Prouds, RedBalloon, Rip Curl, Road Tech Marine, Roblox, San Churro, SHEIN, Smiggle, SportsPower, Star Car Wash, Subway, Sunglass Hut, Supré, T2, Temple & Webster, The Bavarian, The Body Shop, **The Good Guys**, The Iconic, **Timezone**, Total Tools, Toyworld, TripGift, Typo, Weber, Webjet, Youfoodz, ZiNG Pop Culture, Zone Bowling.   |
| [Ultimate Celebrate](https://www.ultimategiftcards.com.au/card/celebrate/)   | Adrenaline, Anaconda, Angus & Coote, Autobarn, Aveda, Barbeques Galore, Ben & Jerry's, Binge, Blys, Bonds, boohoo, Bras N Things, Camping World, Champion, Chatime, City Beach, Compleat Angler, Cotton On, Cotton On Body, Cotton On Kids, Crust, Donut King, Dymocks, **EB Games**, Estée Lauder, Factorie, Foot Locker, Forever New, Freedom, General Pants Co., Gloria Jean's, Goldmark, H&M, Home Hardware, Hotels.com, Hoyts, **IKEA**, INTERSPORT, Jaycar, JD Sports, Just Cuts, Kayo Sports, Kingpin, Kogan, Lorna Jane, Lush, Luxury Escapes, **Menulog**, Michael Hill, Mitre 10, Modibodi, My Muscle Chef, M·A·C, Nando's, New Balance, Oakley, **Officeworks**, OPSM, OZSALE, Peter Alexander, PlayStation Store, Prouds, RedBalloon, Rip Curl, Road Tech Marine, Roblox, Rubi, San Churro, SHEIN, Smiggle, SportsPower, Star Car Wash, Subway, Sunglass Hut, Supré, T2, Temple & Webster, The Bavarian, The Body Shop, The Iconic, **Timezone**, Total Tools, Toyworld, TripGift, Typo, Weber, Webjet, Youfoodz, ZiNG Pop Culture, Zone Bowling.   |
| [Ultimate Eats](https://www.ultimategiftcards.com.au/card/eats/)   | Ben & Jerry's, Boost Juice, Chatime, Crust, Donut King, Gloria Jean's, Grill'd, Hog's Breath Cafe, Mad Mex, **Menulog**, My Muscle Chef, Nando's, RedBalloon, Ribs & Burgers, San Churro, Schnitz, Subway, Sushi Hub, The Bavarian.   |
| [Ultimate Everyone](https://www.ultimategiftcards.com.au/card/everyone/)   | adidas, Adrenaline, Anaconda, Angus & Coote, ASOS, Autobarn, Aveda, Barbeques Galore, Ben & Jerry's, Binge, Blys, Bonds, boohoo, Bras N Things, Camping World, Champion, Chatime, City Beach, Compleat Angler, COSETTE, Cotton On, Cotton On Body, Cotton On Kids, Crust, Donut King, Dusk, Dymocks, **EB Games**, Ella Baché, Estée Lauder, EveryPlate, Factorie, Foot Locker, Forever New, Freedom, General Pants Co., Gloria Jean's, Goldmark, H&M, Hello Fresh, Home Hardware, Hotels.com, House, Hoyts, iFLY, **IKEA**, INTERSPORT, Jaycar, **JB Hi-Fi**, JD Sports, Just Cuts, Kathmandu, Kayo Sports, Kingpin, Kogan, Lorna Jane, LSKD, lululemon, Lush, Luxury Escapes, **Menulog**, Michael Hill, Mitre 10, Modibodi, My Muscle Chef, M·A·C, Nando's, Natio, New Balance, Nike, Oakley, **Officeworks**, OPSM, Ovolo Hotels, OZSALE, Peter Alexander, PlayStation Store, Prouds, Puma, RedBalloon, Rip Curl, Road Tech Marine, Roblox, Rubi, San Churro, SHEIN, Smiggle, SportsPower, Star Car Wash, Subway, Sunglass Hut, Supré, T2, Temple & Webster, The Bavarian, The Body Shop, **The Good Guys**, The Iconic, **Timezone**, Total Tools, Toyworld, TripGift, Typo, **Uber**, **Uber Eats**, Weber, Webjet, Youfoodz, ZiNG Pop Culture, Zone Bowling. (*Please look [here](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq?&#my_ultimate_visa_gift_card_does_not_have_the_logo_of_a_particular_participating_retailer_on_its_packaging_can_it_be_redeemed_at_that_participating_retailer) for guidance on Drummond Golf, Ella Baché and UFC Fight Pass.*)   |
| [Ultimate Gaming & Bites](https://www.ultimategiftcards.com.au/card/gaming-bites/)   | Binge, Chatime, Crust, Donut King, **EB Games**, Gloria Jean's, **JB Hi-Fi**, Kayo Sports, **Menulog**, Nando's, PlayStation Store, Razer Gold, Roblox, Subway, **Timezone**, Xbox, Xbox Game Pass, ZiNG Pop Culture. (*Please look [here](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq?&#my_ultimate_visa_gift_card_does_not_have_the_logo_of_a_particular_participating_retailer_on_its_packaging_can_it_be_redeemed_at_that_participating_retailer) for guidance on UFC Fight Pass.*)   |
| [Ultimate Her](https://www.ultimategiftcards.com.au/card/her/)   | adidas, Anaconda, ASOS, Aveda, Blys, Bonds, boohoo, Bras N Things, Champion, COSETTE, Cotton On, Cotton On Body, Dymocks, Ella Baché, Estée Lauder, Factorie, Forever New, Freedom, General Pants Co., H&M, Hoyts, INTERSPORT, JD Sports, Lorna Jane, LSKD, lululemon, Lush, Modibodi, M·A·C, Natio, New Balance, Nike, Nine West, Oakley, OPSM, OZSALE, Pandora, Peter Alexander, RedBalloon, Rip Curl, Roblox, Seed, Sephora, SHEIN, SportsPower, Sunglass Hut, Supré, Swarovski, T2, Temple & Webster, The Bavarian, The Body Shop, The Iconic, Wittner. (*Please look [here](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq?&#my_ultimate_visa_gift_card_does_not_have_the_logo_of_a_particular_participating_retailer_on_its_packaging_can_it_be_redeemed_at_that_participating_retailer) for guidance on Ella Baché.*)   |
| [Ultimate Him](https://www.ultimategiftcards.com.au/card/him/)   | 99 Bikes, adidas, Adrenaline, Anaconda, ASOS, Autobarn, Barbeques Galore, Binge, Bonds, boohoo, Camping World, Champion, Compleat Angler, Cotton On, Dymocks, **EB Games**, Factorie, Foot Locker, General Pants Co., H&M, Home Hardware, Hoyts, INTERSPORT, Jaycar, **JB Hi-Fi**, JD Sports, Kayo Sports, Kingpin, LSKD, lululemon, Lush, Mitre 10, My Muscle Chef, Natio, New Balance, Nike, Oakley, OPSM, Oxford, OZSALE, PlayStation Store, RedBalloon, Rip Curl, Roblox, Speedo, SportsPower, Star Car Wash, Sunglass Hut, The Bavarian, **The Good Guys**, The Iconic, **Timezone**, Total Tools, Toyworld, **Uber**, **Uber Eats**, Weber, Xbox, Xbox Game Pass, yd, ZiNG Pop Culture, Zone Bowling. (*Please look [here](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq?&#my_ultimate_visa_gift_card_does_not_have_the_logo_of_a_particular_participating_retailer_on_its_packaging_can_it_be_redeemed_at_that_participating_retailer) for guidance on BCF, Drummond Golf, rebel, Supercheap Auto and UFC Fight Pass.*)   |
| [Ultimate Home](https://www.ultimategiftcards.com.au/card/home/)   | Amart Furniture, Autobarn, Baccarat, Barbeques Galore, Bessemer, Dusk, Dymocks, Freedom, Home Hardware, House, House Bed & Bath, **IKEA**, Jaycar, **JB Hi-Fi**, Kogan, Mitre 10, MyHouse, **Officeworks**, Ovolo Hotels, OZSALE, Pet Circle, Robins Kitchen, Star Car Wash, Temple & Webster, **The Good Guys**, The Iconic, Total Tools, Typo, Weber. (*Please look [here](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq?&#my_ultimate_visa_gift_card_does_not_have_the_logo_of_a_particular_participating_retailer_on_its_packaging_can_it_be_redeemed_at_that_participating_retailer) for guidance on Hotels.com and Pet House.*)   |
| [Ultimate Just For You](https://www.ultimategiftcards.com.au/card/just-for-you/)   | Adrenaline, Anaconda, Angus & Coote, Autobarn, Aveda, Barbeques Galore, Ben & Jerry's, Binge, Blys, Bonds, boohoo, Bras N Things, Camping World, Champion, Chatime, City Beach, Compleat Angler, Cotton On, Cotton On Body, Cotton On Kids, Crust, Donut King, Dymocks, **EB Games**, Estée Lauder, Factorie, Foot Locker, Forever New, Freedom, General Pants Co., Gloria Jean's, Goldmark, H&M, Home Hardware, Hotels.com, Hoyts, **IKEA**, INTERSPORT, Jaycar, **JB Hi-Fi**, JD Sports, Just Cuts, Kathmandu, Kayo Sports, Kingpin, Kogan, Lorna Jane, Lush, Luxury Escapes, **Menulog**, Michael Hill, Mitre 10, Modibodi, My Muscle Chef, M·A·C, New Balance, Oakley, **Officeworks**, OPSM, OZSALE, Peter Alexander, PlayStation Store, Prouds, RedBalloon, Rip Curl, Road Tech Marine, Roblox, Rubi, San Churro, SHEIN, Smiggle, SportsPower, Star Car Wash, Subway, Sunglass Hut, Supré, T2, Temple & Webster, The Bavarian, The Body Shop, **The Good Guys**, The Iconic, **Timezone**, Total Tools, Toyworld, TripGift, Typo, Weber, Webjet, Youfoodz, ZiNG Pop Culture, Zone Bowling.   |
| [Ultimate Kids](https://www.ultimategiftcards.com.au/card/kids/)   | adidas, Build-A-Bear Workshop, Cotton On Kids, Dymocks, **EB Games**, Foot Locker, H&M, Holey Moley, Hoyts, iFLY, INTERSPORT, **JB Hi-Fi**, Kingpin, Lush, **Officeworks**, PlayStation Store, Roblox, Smiggle, SportsPower, Strike, The Iconic, **Timezone**, Toyworld, Xbox, Xbox Game Pass, ZiNG Pop Culture, Zone Bowling. (*Please look [here](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq?&#my_ultimate_visa_gift_card_does_not_have_the_logo_of_a_particular_participating_retailer_on_its_packaging_can_it_be_redeemed_at_that_participating_retailer) for guidance on rebel.*)   |
| [Ultimate Students](https://www.ultimategiftcards.com.au/card/students/)   | adidas, ASOS, Ben & Jerry's, boohoo, Boost Juice, Chatime, City Beach, Cotton On, Donut King, **EB Games**, Foot Locker, General Pants Co., Grill'd, H&M, Holey Moley, Hoyts, **IKEA**, INTERSPORT, JD Sports, Just Cuts, Kathmandu, Kingpin, Lush, **Officeworks**, OPSM, PlayStation Store, Puma, Roblox, San Churro, SHEIN, Strike, Subway, The Iconic, **Timezone**, Typo, Webjet, Xbox, Xbox Game Pass, yd, ZiNG Pop Culture, Zone Bowling. (*Please look [here](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq?&#my_ultimate_visa_gift_card_does_not_have_the_logo_of_a_particular_participating_retailer_on_its_packaging_can_it_be_redeemed_at_that_participating_retailer) for guidance on UFC Fight Pass.*)   |
| [Ultimate Style/Shopping](https://www.ultimategiftcards.com.au/card/style/)   | Angus & Coote, ASOS, Bonds, boohoo, Bras N Things, COSETTE, Cotton On, Cotton On Body, Dymocks, Factorie, Foot Locker, Forever New, Freedom, General Pants Co., **IKEA**, JD Sports, LSKD, Lush, Modibodi, Nike, Nine West, OPSM, OZSALE, Pandora, SHEIN, Sunglass Hut, Supré, Temple & Webster, The Iconic, yd. (*Please look [here](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq?&#my_ultimate_visa_gift_card_does_not_have_the_logo_of_a_particular_participating_retailer_on_its_packaging_can_it_be_redeemed_at_that_participating_retailer) for guidance on Dangerfield and Sportsgirl.*)   |
| [Ultimate Teens](https://www.ultimategiftcards.com.au/card/teens/)   | adidas, Ben & Jerry's, Boost Juice, Chatime, City Beach, Cotton On, Cotton On Body, Dymocks, **EB Games**, Factorie, Foot Locker, Gloria Jean's, Grill'd, H&M, Hoyts, INTERSPORT, **JB Hi-Fi**, JD Sports, Just Cuts, Kingpin, Lush, New Balance, Nike, Oakley, **Officeworks**, PlayStation Store, Rip Curl, Roblox, SportsPower, Subway, Sunglass Hut, Supré, The Iconic, **Timezone**, Typo, Xbox, Xbox Game Pass, ZiNG Pop Culture, Zone Bowling. (*Please look [here](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq?&#my_ultimate_visa_gift_card_does_not_have_the_logo_of_a_particular_participating_retailer_on_its_packaging_can_it_be_redeemed_at_that_participating_retailer) for guidance on rebel.*)   |
| [Ultimate Thank You](https://www.ultimategiftcards.com.au/card/thank-you/)   | Adrenaline, Anaconda, Angus & Coote, Autobarn, Aveda, Barbeques Galore, Ben & Jerry's, Binge, Blys, Bonds, boohoo, Bras N Things, Camping World, Champion, Chatime, City Beach, Compleat Angler, Cotton On, Cotton On Body, Cotton On Kids, Crust, Donut King, Dymocks, **EB Games**, Estée Lauder, Factorie, Foot Locker, Forever New, Freedom, General Pants Co., Gloria Jean's, Goldmark, H&M, Home Hardware, Hotels.com, Hoyts, **IKEA**, INTERSPORT, Jaycar, JD Sports, Just Cuts, Kayo Sports, Kingpin, Kogan, Lorna Jane, Lush, Luxury Escapes, **Menulog**, Michael Hill, Mitre 10, Modibodi, My Muscle Chef, M·A·C, Nando's, New Balance, Oakley, **Officeworks**, OPSM, OZSALE, Peter Alexander, PlayStation Store, Prouds, RedBalloon, Rip Curl, Road Tech Marine, Roblox, Rubi, San Churro, SHEIN, Smiggle, SportsPower, Star Car Wash, Subway, Sunglass Hut, Supré, T2, Temple & Webster, The Bavarian, The Body Shop, The Iconic, **Timezone**, Total Tools, Toyworld, TripGift, Typo, Weber, Webjet, Youfoodz, ZiNG Pop Culture, Zone Bowling.   |
| [Ultimate Thanks](https://www.ultimategiftcards.com.au/card/thanks/)   | Adrenaline, Angus & Coote, Build-A-Bear Workshop, COSETTE, Cotton On, Dymocks, Edible Blooms, EveryPlate, Freedom, Goldmark, Hello Fresh, Hotels.com, House, **JB Hi-Fi**, JD Sports, Just Cuts, Luxury Escapes, **Menulog**, Michael Hill, MyHouse, Prouds, RedBalloon, T2, Temple & Webster, The Body Shop, The Iconic, TripGift, Webjet. (*Please look [here](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq?&#my_ultimate_visa_gift_card_does_not_have_the_logo_of_a_particular_participating_retailer_on_its_packaging_can_it_be_redeemed_at_that_participating_retailer) for guidance on Thankly.*)   |

The participating retailers are correct as at 28 January 2024. Please refer to the individual gift card pages for the most up-to-date list of participating retailers.

The following retailers have been bolded in the table, due to the popularity of gift card deals for these retailers:

• JB Hi-Fi
• The Good Guys
• EB Games
• Timezone
• rebel
• Supercheap Auto
• BCF

The box below contains the Markdown code for the contents of the above table, which can be used to insert the table on OzBargain deal posts, competition posts and comments. Rows can be deleted as required, particularly if the table only needs to show a subset of Ultimate Gift Cards.

| Gift Card | Where is this gift card accepted? |
|---------------|------------------------------------|
| [Ultimate Active](https://gift.ultimategiftcards.com.au/active/)   | 99 Bikes, adidas, Anaconda, Drummond Golf, Foot Locker, JD Sports, Lorna Jane, New Balance, Puma, Rip Curl.   |
| [Ultimate Baby & Mum](https://giftultimate1.wpengine.com/baby-mum/)   | Cotton On Kids, Peter Alexander, Purebaby, Seed, T2, Toyworld.   |
| [Ultimate Christmas](https://gift.ultimategiftcards.com.au/xmas/)   | Anaconda, City Beach, Cotton On, JD Sports, Kingpin, Puma, T2, The Body Shop, **Timezone**, Typo, Zone Bowling.   |
| [Ultimate Eats](https://gift.ultimategiftcards.com.au/eats/)   | Boost Juice, Grill'd, Hog's Breath Cafe, Mad Mex, Nando's, Ribs & Burgers, San Churro, Schnitz, Sushi Hub.   |
| [Ultimate Her](https://gift.ultimategiftcards.com.au/her/)   | adidas, Bras N Things, Forever New, JD Sports, Lorna Jane, Pandora, Peter Alexander, Seed, Sephora, Swarovski, T2, The Body Shop, Wittner.   |
| [Ultimate Him](https://gift.ultimategiftcards.com.au/him/)   | 99 Bikes, Barbeques Galore, **BCF**, Drummond Golf, Oakley, Oxford, **rebel**, **Supercheap Auto**.   |
| [Ultimate Home](https://gift.ultimategiftcards.com.au/home-internal/)   | Amart Furniture, Barbeques Galore, Dusk, Freedom, House, **JB Hi-Fi**, **The Good Guys**.   |
| [Ultimate Kids](https://gift.ultimategiftcards.com.au/kids/)   | Cotton On Kids, Dymocks, **JB Hi-Fi**, Kingpin, Rebel, Smiggle, **Timezone**, Toyworld, Zone Bowling.   |
| [Ultimate Students](https://gift.ultimategiftcards.com.au/students/)   | Boost, City Beach, Cotton On, **EB Games**, Foot Locker, General Pants Co., JD Sports, Kathmandu, Puma, Typo, ZiNG Pop Culture.   |
| [Ultimate Style](https://gift.ultimategiftcards.com.au/style/)   | Bras N Things, Forever New, General Pants Co., Nine West, Pandora, Strandbags, Sunglass Hut.   |
| [Ultimate Teens](https://gift.ultimategiftcards.com.au/teens/)   | Boost Juice, City Beach, Grill'd, **JB Hi-Fi**, Kingpin, **rebel**, Ripcurl, **Timezone**, Zone Bowling.   |

The participating retailers are correct as at 14 October 2023. Please refer to the individual gift card page for the most up-to-date list of participating retailers.

The following retailers have been bolded in the table, due to the popularity of gift card deals for these retailers:

• Officeworks

The box below contains the Markdown code for the contents of the above table, which can be used to insert the table on OzBargain deal posts, competition posts and comments.

| Gift Card | Where is this gift card accepted? |
|---------------|-----------------------------|
| [Celebration](https://myprepaidcentre.com.au/page/celebration)   | Barbeques Galore, City Beach, Cotton On, H&M, JD Sports, Luxury Escapes, **Officeworks**, T2, The Iconic          |

It depends.

The source of truth for participating retailers is the Ultimate gift card website (as outlined by the gift card terms and conditions and a Blackhawk Network representative on OzBargain).

The packaging generally should not be used when trying to identify participating retailers, because:

• Participating retailers are typically added to or removed from at least one type of Ultimate (Visa) gift card every few weeks.
• Physical Ultimate (Visa) gift cards are only manufactured in batches (e.g. May 2021, June 2022, December 2022, May 2023) and take a number of months before they arrive at a retailer for sale.
• A retailer may have physical Ultimate (Visa) gift cards from different batches on sale at the same time.

Having said that, there is specific advice for the following retailers:

Some Ella Baché locations do not accept Ultimate gift cards as a payment method. Please contact your preferred salon - or contact 1300 934 916 - before making a booking to confirm whether the preferred salon accepts Ultimate gift cards.

These participating retailers are being phased out of the Ultimate (Visa) gift card scheme, so:

• Physical Ultimate (Visa) gift cards with those logos on the packaging will continue to be redeemable at those retailers and will continue to be on the Ultimate gift card exchange portal. Any physical Ultimate (Visa) gift cards manufactured from December 2022 onwards will not feature these retailers’ logos on the packaging.
• Ultimate eGift Cards originally including these participating retailers will only be redeemable at those retailers if the eGift Card was issued before 01 October 2022.

Drummond Golf is being phased out of the Ultimate (Visa) gift card scheme, so:

• Physical Ultimate (Visa) gift cards with the Drummond Golf logo on the packaging will continue to work at Drummond Golf.
• Ultimate eGift Cards originally including Drummond Golf will only be redeemable at Drummond Golf if the eGift Card was issued before 01 May 2023.

Hotels.com was removed from the Ultimate Home gift card on 05 February 2024, which means that Ultimate Home gift cards are no longer accepted as a payment method.

UFC Fight Pass is currently not part of the Ultimate (Visa) gift card scheme, which means it is currently not possible to exchange an Ultimate gift card for a UFC Fight Pass gift card.

These participating retailers are no longer part of the Ultimate (Visa) gift card scheme, which means that Ultimate gift cards are no longer accepted as a payment method, plus these participating retailers no longer feature on the Ultimate gift card exchange portal.

A participating retailer may offer three redemption options for using an Ultimate (Visa) gift card:

• In-store
• Online
• Exchange

The webpage for each type of Ultimate (Visa) gift card will outline the participating retailers that accept Ultimate gift cards in-store and/or online, as well as whether that participating retailer appears on the Ultimate gift card exchange facility.

If a participating retailer offers in-store redemption, an Ultimate gift card can be redeemed either by:

• Swiping the physical Ultimate gift card on the EFTPOS terminal (physical gift cards only), or
• Adding the Ultimate gift card to an eligible mobile wallet (Apple Pay, Google Pay, Samsung Pay) and then using the gift card stored in the mobile wallet as the payment method in-store.

To redeem an Ultimate gift card in-store, tell the staff member at the checkout you would like to use a card. Do not mention anything about gift cards, as a participating retailer's checkout system may not be able to redeem Ultimate gift cards if the checkout is expecting a gift card issued by the store itself. For example, if you ask a staff member at a JB Hi-Fi checkout you would like to use a gift card and you attempt to use an Ultimate gift card, the checkout will be unable to redeem the Ultimate gift card, as the checkout is expecting the staff member to scan the barcode of a JB Hi-Fi gift card.

If a participating retailer offers online redemption, the physical gift card can be redeemed either by:

• Entering the gift card's details directly into the credit/debit card section of the participating retailer's online checkout, or
• Adding the gift card to an eligible mobile wallet (Apple Pay, Google Pay, Samsung Pay) and then using the gift card stored in the mobile wallet as the payment method online (where permitted).

The expiry date used to pay for online purchases will depend on the type of Ultimate gift card being used:

• Physical Ultimate gift cards: the expiry date can be obtained from the balance check website.
• Ultimate eGift Cards: the expiry date is either three or five years from the date the gift card was issued.

A participating retailer will only permit to a customer to redeem one Ultimate gift card in one transaction, as participating retailers cannot handle split payments between multiple Visa cards in one online transaction.

The Ultimate gift card scheme also features a gift card exchange portal, where you can exchange part or all of the available balance of an Ultimate gift card for a participating retailer's gift card. However, not all participating retailers participate in the portal.

The link to the gift card exchange portal can be found on the Ultimate gift card website.

An Ultimate (eftpos) gift card can only be redeemed in-store at a particpating retailer. It is not possible to redeem an Ultimate (eftpos) gift card online or exchange it for a participating retailer's gift card.

An Ultimate gift card can be redeemed by swiping the physical Ultimate gift card on the EFTPOS terminal.

To redeem an Ultimate gift card in-store, tell the staff member at the checkout you would like to use a card. Do not mention anything about gift cards, as a participating retailer's checkout system may not be able to redeem Ultimate gift cards if the checkout is expecting a gift card issued by the store itself. For example, if you ask a staff member at a JB Hi-Fi checkout you would like to use a gift card and you attempt to use an Ultimate gift card, the checkout will be unable to redeem the Ultimate gift card, as the checkout is expecting the staff member to scan the barcode a JB Hi-Fi gift card.

JB Hi-Fi’s point-of-sale system will allow multiple Ultimate gift cards to be redeemed in one instore transaction, and there is no known limit built into the system. The OzBargain record is currently 99.

However, redeeming multiple Ultimate gift cards in a transaction will only be allowed at the discretion of the staff member operating the checkout.

Additionally, it is against JB Hi-Fi's gift card policy to use Ultimate gift cards to purchase any gift cards in their stores. It is not known whether JB Hi-Fi's instore checkout system automatically blocks you from using an Ultimate gift card as a payment method for gift cards, but a staff member may stop you.

Ultimate (Visa) gift cards

JB Hi-Fi’s website will only allow the redemption of one Ultimate (Visa) gift card per online transaction, as JB Hi-Fi’s website cannot handle split payments across multiple Visa cards.

The easiest workaround is to go to the Ultimate gift card exchange facility (which can be found on the Ultimate gift card website) and exchange an Ultimate gift card for a digital JB Hi-Fi gift card. There is no limit to the number of JB Hi-Fi gift cards that can be redeemed in one online transaction.

If JB Hi-Fi is not an option on the exchange facility, another workaround is to use an Ultimate gift card to purchase a JB Hi-Fi gift card directly from JB Hi-Fi. There are three ways to attempt this:

• Purchase a JB Hi-Fi gift card on the JB Hi-Fi website by entering the Ultimate gift card’s details (16-digit card number, expiry date, CVV2) into the credit/debit card section of the checkout.

• Add the Ultimate gift card to Apple Pay, then access the JB Hi-Fi website on an Apple device to purchase a JB Hi-Fi gift card, using Apple Pay as the payment method at checkout.

• Go to a physical JB Hi-Fi store and purchase a JB Hi-Fi gift card using the Ultimate gift card as a payment method.

There are some issues with trying to use an Ultimate gift card to purchase a JB Hi-Fi gift card directly from JB Hi-Fi:

1. This is against both JB Hi-Fi's gift card terms and conditions and the Ultimate gift card terms and conditions. Staff in a physical JB Hi-Fi store may stop you from purchasing a JB Hi-Fi gift card using an Ultimate gift card, plus JB Hi-Fi's online store may automatically block you from purchasing a JB Hi-Fi gift card using an Ultimate gift card.
2. JB Hi-Fi may also cancel online orders for JB Hi-Fi gift cards paid using an Ultimate gift card if JB Hi-Fi flags an order as being potentially fraudulent.
3. If JB Hi-Fi does not cancel an order for a JB Hi-Fi gift card paid using an Ultimate gift card, it will almost always only permit one, two or three orders of JB Hi-Fi gift cards per calendar day. Any attempts to purchase more than three JB Hi-Fi gift cards on the same calendar day will almost always be unsuccessful.

Another workaround is to separately purchase a JB Hi-Fi gift card to cover the cost of the difference between the order amount and the Ultimate gift card’s available balance, then redeem the JB Hi-Fi gift card and the Ultimate gift card together.

Ultimate (eftpos) gift cards

Ultimate (eftpos) gift cards cannot be redeemed on the JB Hi-Fi website, as the eftpos network cannot handle online transactions.

The workaround is to go to a physical JB Hi-Fi store and purchase a JB Hi-Fi gift card using the Ultimate gift card as a payment method. There is no limit to the number of JB Hi-Fi gift cards that can be redeemed in one online transaction. However, JB Hi-Fi staff at a physical JB Hi-Fi store may stop you from purchasing a JB Hi-Fi gift card using an Ultimate gift card if they realise that an Ultimate gift card is being used as a payment method.

The Good Guys’ point-of-sale system will allow multiple Ultimate gift cards to be redeemed in one instore transaction, and there is no known limit built into the system. The OzBargain record is currently 54.

However, redeeming multiple Ultimate gift cards in a transaction will only be allowed at the discretion of the staff member operating the checkout. Although The Good Guys staff usually permit multiple cards to be used in most transactions, staff may choose to not allow the redemption of multiple Ultimate gift cards or set an arbitrary limit (e.g. five per transaction), especially if a gift card (e.g. The Good Guys gift card) is being purchased in the transaction.

Ultimate gift cards can only be used for payments made through The Good Guys' point-of-sale systems. Agency brand products (e.g. Miele, Asko, AEG) usually cannot be paid for with Ultimate gift cards instore at TGG, as instore payments for such products are instead made directly to the product owner, bypassing The Good Guys' point-of-sale system.

NOTE: this answer does not cover The Good Guys Commercial.

Ultimate (Visa) gift cards

The Good Guys’ website will only allow the redemption of one Ultimate gift card per online transaction, as The Good Guys’ website cannot handle split payments across multiple Visa cards.

The easiest workaround is to go to the Ultimate gift card exchange portal and exchange the Ultimate gift card for a digital The Good Guys gift card. However, a maximum of two The Good Guys gift cards can be redeemed in one online transaction (and this can be in conjunction with one Ultimate gift card).

Another workaround is to separately purchase a The Good Guys gift card to cover the cost of the difference between the order amount and the Ultimate gift card’s available balance, then redeem the The Good Guys gift card and the Ultimate gift card together.

Ultimate (eftpos) gift cards

These Ultimate gift cards cannot be redeemed on the The Good Guys’ website, as the eftpos network cannot handle online transactions.

The workaround is to go to a physical The Good Guys store and purchase a The Good Guys gift card using the Ultimate gift card as a payment method. However, a maximum of two The Good Guys gift cards can be redeemed in one online transaction (and this can be in conjunction with one Ultimate gift card).

Ultimate (Visa) gift cards

The Good Guys Commercial website will only allow the redemption of one Ultimate gift card per online transaction, as The Good Guys Commercial website cannot handle split payments across multiple Visa cards. It is not possible to redeem The Good Guys gift cards on The Good Guys Commercial website.

A potential workaround is to pay for the item at a physical The Good Guys store. Please read this comment for more information.

Ultimate (eftpos) gift cards

These Ultimate gift cards cannot be redeemed on the The Good Guys’ website, as the eftpos network cannot handle online transactions.

A potential workaround is to pay for the item at a physical The Good Guys store. Please read this comment for more information.

Instore

IKEA’ point-of-sale system will allow multiple Ultimate gift cards to be redeemed in one instore transaction; however, if you are at a self checkout, you will need staff assistance to do this. The OzBargain record is currently 24 in one transaction on 15 Oct 2023 at Logan store.

Alternatively, an Ultimate gift card can be converted into one or more digital IKEA gift cards through the Ultimate gift card website. In terms of redemption limits for IKEA gift cards at an IKEA store, there appears to be no known limit and the redemption of multiple IKEA gift cards in one transaction does not require staff assistance.

Online

IKEA does not accept Ultimate gift cards on their online store or app.

However, the workaround is to convert an Ultimate gift card into one or more digital IKEA gift cards, which can be done through the Ultimate gift card website. According to the IKEA website:

• There is no limit to the number of IKEA gift cards that can be redeemed in one transaction.
• Once an IKEA gift card is redeemed, it is reserved against that shopping bag for up to 4 hours. If a transaction is not finalised, or any changes are made to the shopping bag or delivery instructions, the IKEA gift card’s balance will be released after 4 hours and available for redemption again.

The OzBargain redemption record is 45 in one transaction.

Instore

Officeworks’ point-of-sale system will allow multiple Ultimate or Celebration gift cards to be redeemed in one instore transaction, and there is no known limit built into the system. The OzBargain record is currently 27.

However, redeeming multiple Ultimate or Celebration gift cards in a transaction will only be allowed at the discretion of the staff member operating the checkout. Although Officeworks staff usually permit multiple cards to be used in most transactions, staff may refuse the redemption of multiple Ultimate or Celebration gift cards for any reason whatsoever.

Additionally, it is against Officeworks' store policy to use Ultimate or Celebration gift cards to purchase any gift cards in their stores. Attempting to use an Ultimate or Celebration gift card to pay for a gift card instore (including via a mobile wallet) should trigger an Invalid Product Mix error on the EFTPOS terminal.

Online

Officeworks’ website will only allow the redemption of one Ultimate or Celebration gift card per online transaction, as Officeworks’ website cannot handle split payments across multiple Visa cards. Having said that, there have been a number of reports (as at October 2023) where Officeworks' website has refused to process an Ultimate or Celebration gift card as a payment method.

A workaround is to separately purchase an Officeworks gift card (or a Coles Group & Myer gift card) to cover the cost of the difference between the order amount and the Ultimate gift card’s available balance, then redeem the Officeworks gift card (or Coles Group & Myer gift card) and the Ultimate or Celebration gift card together.

Additionally, it is against Officeworks' store policy to use Ultimate or Celebration gift cards to purchase any gift cards sold by them, so it is likely any attempts to use Ultimate or Celebration gift cards will fail.

Over the phone at 1300 OFFICE

A user associated with Officeworks confirmed Officeworks’ sales team will only allow the redemption of one Ultimate or Celebration gift card per transaction over the phone, as that team cannot handle split payments across multiple Visa cards.

Additionally, it is against Officeworks' store policy to use Ultimate or Celebration gift cards to purchase any gift cards sold by them, so it is likely any attempts to use Ultimate or Celebration gift cards will fail.

Instore

It depends on whether the participating retailer has placed any limits on the number of cards from a financial institution (e.g. eftpos, Visa, Mastercard) can be used in one transaction. For example:

• BCF has a redemption limit of 5 cards per transaction.
• 99 Bikes appears to have no redemption limit in a single transaction. The OzBargain record is 53.

Online - Ultimate (Visa) gift card or Celebration gift card

Only one Ultimate gift card can be redeemed in one online transaction.

Ultimate (Visa) gift cards and Celebration gift cards operate on the Visa network, and participating retailers that accept these gift cards on their online stores can only accept one Ultimate (Visa) gift card or Celebration gift card in one online transaction. These gift cards can be redeemed online either through a mobile wallet (if it accepted online by the participating retailer) or by directly entering the card details in the debit/credit card section of the online checkout.

To get around this issue, you may be able to convert your Ultimate (Visa) or Celebration gift card into a retailer-specific gift card (where possible) through:

• The Ultimate gift card exchange facility or Celebration gift card exchange facility.
• Purchasing a gift card through the participating retailer’s website - this only works for websites that sell their gift card on their own website and allow Ultimate or Celebration gift cards to be used as a payment method for purchases of gift cards. Some retailers sell their gift cards through a third-party retailer, which makes this route impossible.
• Visiting a physical store of a participating retailer and purchasing a gift card in-person.

Some participating retailers officially do not allow you to use Ultimate (or TCN) gift cards to purchase their own gift cards (whether in-store or online). However, it is almost always up to staff (in a physical store) or online systems to enforce this restriction, and previous experience from OzBargain users indicates that this is not always enforced.

Please also note that some participating retailers place restrictions on how you use their own gift cards. For example:

• The Good Guys Commercial currently does not allow any The Good Guys gift cards to be redeemed on the The Good Guys Commercial online store.
• T2 currently only allows a maximum of one T2 gift card to be redeemed in one online transaction.
• 99 Bikes currently does not allow any 99 Bikes gift cards to be redeemed on their online store.
• New Balance does not sell New Balance gift cards in Australia.

Online - Ultimate (eftpos) gift card

Ultimate (eftpos) gift cards cannot be used as a payment method for any online transactions at participating retailers, as eftpos cannot currently handle online transactions.

Blackhawk Network (the gift card issuer) does not offer a gift card exchange facility or a method for exchanging a physical eftpos gift card with a digital Visa/Mastercard/eftpos gift card that can be added to a mobile wallet.

To get around this issue, you may be able to convert your Ultimate (eftpos) gift card into a retailer-specific gift card. Please refer to the sub-section above on Ultimate (Visa) and Celebration gift cards for more information.

TCN gift cards are prepaid eftpos or Mastercard gift cards that can be redeemed at a defined list of participating retailers.

TCN gift cards are issued by Vii on behalf of The Card Network (TCN), and exist in both digital (Mastercard) and physical (eftpos) forms.

There are three different versions of TCN gift cards:

• Multi-choice gift cards, which can be redeemed at a specified list of participating retailers.
• Experience gift cards, which can be redeemed at merchants using specific Merchant Category Codes (MCCs).
• eftpos gift cards, which can be redeemed at any merchants that choose to accept prepaid eftpos gift cards.

The participating retailers are correct as at 18 April 2024. Please refer to the individual gift card pages for the most up-to-date list of participating retailers.

The following retailers have been bolded in the table, due to the popularity of gift card deals for these retailers:

• JB Hi-Fi
• The Good Guys
• eBay
• Uber
• Uber Eats
• Baby Bunting
• Timezone
• rebel
• BCF
• Supercheap Auto

The box below contains the Markdown code for the contents of the above table, which can be used to insert the table on OzBargain deal posts, competition posts and comments. Rows can be deleted as required, particularly if the table only needs to show a subset of The Card Network Gift Cards.

| Gift Card | Where is this gift card accepted? |
|---------------|------------------------------------|
| [TCN Active](https://thecardnetwork.com.au/pages/the-active-card)   | adidas, **BCF**, Big Swing Golf, Billabong, Bonds, Camping World, Champion, City Beach, Compleat Angler, Cotton On Body, Decathlon, Drummond Golf, Foot Locker, Giant, Glue Store, H&M, Hype DC, INTERSPORT, JD Sports, Macpac, Merrell, New Balance, Nike, NRLShop.com, Platypus, Puma, Quiksilver, **rebel**, Reebok, Skechers, Sportsco, SportsPower, Stylerunner, Surf Dive 'n Ski, SurfStitch, The AFL Store, The Athlete's Foot, Zone Bowling.   |
| [TCN Baby](https://thecardnetwork.com.au/pages/the-baby-card)   | Adairs Kids, Adore Beauty, ASOS, **Baby Bunting**, Bae The Label, Bonds, Booktopia, Cotton On Body, Cotton On Kids, Dymocks, H&M, Kidstuff, Peter Alexander, Ripe Maternity, The Trybe, Toyworld.   |
| [TCN Choice](https://choicecard.gift)   | Academy Brand, Adairs, Adairs Kids, Adore Beauty, AG LEGO® Certified Stores, **Baby Bunting**, Bae The Label, **BCF**, Beginning Boutique, Billabong, Booktopia, BOUNCE, Calvin Klein, Champion, Collins Booksellers, Cotton On, Culture Kings, Decathlon, Decjuba, Decjuba Kids, Dotti, Dr. Martens, Drummond Golf, Dymocks, Edge Clothing, eva, Ghanda, Ginger and Smart, Glassons, Glue Store, Hallenstein Brothers, Hello Molly, Howards Storage World, Hype DC, INTERSPORT, Jeanswest, Just Jeans, Kidstuff, Kookai, Macpac, Matchbox, Merrell, Neverland, NRLShop.com, OZ Design Furniture, Oz Hair & Beauty, Perfect Stranger, Petal + Pup, Peter Alexander, PETstock, Platypus, Princess Polly, Provincial Home Living, Quiksilver, **rebel**, Reebok, Ripe Maternity, Scotch & Soda, Seafolly, SHEIKE, SHEIN, Sheridan, Sheridan Outlet, Showpo., Skechers, Smiggle, Sportsco, Sportsgirl, Stylerunner, SUNNYLiFE, **Supercheap Auto**, Surf Dive 'n Ski, SurfStitch, Suzanne Grae, Thats So Fetch, The AFL Store, The Athlete's Foot, The Oodie, Tiger Mist, Timberland, TK Maxx, Tommy Hilfiger, Tony Bianco, Typo, UGG Express, Universal Store, V.I.P. Home Services, Van Heusen, Village Roadshow Theme Parks, VRG GRL, Weber, White Fox Boutique.   |
| [TCN Christmas](https://card.gift/product/christmas-gift-card)   | adidas, Adore Beauty, ASOS, **BCF**, Bonds, Champion, Cotton On, Dr. Martens, Drummond Golf, Dymocks, **eBay**, Foot Locker, Glassons, Glue Store, H&M, Hype DC, Jay Jays, **JB Hi-Fi**, JD Sports, Just Jeans, Kingpin, Macpac, Nike, Platypus, PlayStation Store, Princess Polly, **rebel**, Roblox, SHEIN, Smiggle, Sportsgirl, **Supercheap Auto**, Surf Dive 'n Ski, The AFL Store, **The Good Guys**, The Oodie, **Timezone**, **Uber**, **Uber Eats**, Universal Store, White Fox Boutique, Zone Bowling.   |
| [TCN Dad](https://thecardnetwork.com.au/pages/the-dad-card)   | Academy Brand, adidas, Aquila, ASOS, **BCF**, boohooMAN, Booktopia, Calibre, Calvin Klein, Champion, Cotton On, Culture Kings, Diesel, Drummond Golf, Edge Clothing, Factorie, H&M, Hallenstein Brothers, Hype DC, INTERSPORT, Jay Jays, JD Sports, Just Jeans, Kingpin, Macpac, Neverland, Nike, Platypus, **rebel**, Scotch & Soda, **Supercheap Auto**, Surf Dive 'n Ski, SurfStitch, The AFL Store, The Athlete's Foot, Timberland, **Timezone**, Tommy Hilfiger, Universal Store, Van Heusen, Xbox, Zone Bowling.   |
| [TCN Deluxe](https://deluxe.card.gift)   | Academy Brand, Adairs, Adairs Kids, Adore Beauty, AG LEGO® Certified Stores, **Baby Bunting**, Bae The Label, **BCF**, Beginning Boutique, Billabong, Booktopia, BOUNCE, Calvin Klein, Champion, Collins Booksellers, Cotton On, Culture Kings, Decathlon, Decjuba, Decjuba Kids, Dotti, Dr. Martens, Drummond Golf, Dymocks, Edge Clothing, eva, Ghanda, Ginger and Smart, Glassons, Glue Store, Hallenstein Brothers, Hello Molly, Howards Storage World, Hype DC, INTERSPORT, Jeanswest, Just Jeans, Kidstuff, Kookai, Macpac, Matchbox, Merrell, Neverland, NRLShop.com, OZ Design Furniture, Oz Hair & Beauty, Perfect Stranger, Petal + Pup, Peter Alexander, PETstock, Platypus, Princess Polly, Provincial Home Living, Quiksilver, **rebel**, Reebok, Ripe Maternity, Scotch & Soda, Seafolly, SHEIKE, SHEIN, Sheridan, Sheridan Outlet, Showpo., Skechers, Smiggle, Sportsco, Sportsgirl, Stylerunner, SUNNYLiFE, **Supercheap Auto**, Surf Dive 'n Ski, SurfStitch, Suzanne Grae, Thats So Fetch, The AFL Store, The Athlete's Foot, The Oodie, Tiger Mist, Timberland, TK Maxx, Tommy Hilfiger, Tony Bianco, Typo, UGG Express, Universal Store, V.I.P. Home Services, Van Heusen, Village Roadshow Theme Parks, VRG GRL, Weber, White Fox Boutique.   |
| [TCN Gift](https://thecardnetwork.com.au/pages/the-gift-card)   | Adairs, adidas, Adore Beauty, ASOS, Barbeques Galore, **BCF**, Big Swing Golf, Bonds, Calvin Klein, Champion, City Beach, Cotton On, Culture Kings, Decjuba, Dr. Martens, Drummond Golf, Dymocks, Foot Locker, Glassons, Glue Store, H&M, Hype DC, Jay Jays, **JB Hi-Fi**, JD Sports, Just Jeans, Kingpin, Kogan, Macpac, Nike, Peter Alexander, Platypus, PlayStation Store, Princess Polly, **rebel**, Reebok, Roblox, SHEIN, Smiggle, Sportsgirl, **Supercheap Auto**, Surf Dive 'n Ski, The AFL Store, **The Good Guys**, The Oodie, Timberland, **Timezone**, TK Maxx, Tommy Hilfiger, Tony Bianco, Typo, **Uber**, **Uber Eats**, Universal Store, White Fox Boutique, Zone Bowling.   |
| [TCN Her](https://thecardnetwork.com.au/pages/the-her-card)   | Adairs, adidas, Adore Beauty, ASOS, Aveda, Bonds, boohoo, Booktopia, Bras N Things, Calvin Klein, Champion, Cotton On, Culture Kings, Decjuba, Dotti, Drummond Golf, Dymocks, Estée Lauder, Factorie, Foot Locker, Forever New, Ghanda, Ginger and Smart, Glassons, Glue Store, H&M, Hype DC, INTERSPORT, Jacqui E, **JB Hi-Fi**, JD Sports, Just Jeans, Kookai, Macpac, M·A·C, Nike, Nine West, Oz Hair & Beauty, Perfect Stranger, Petal + Pup, Peter Alexander, Platypus, PlayStation Store, Portmans, Princess Polly, **rebel**, Reebok, Rubi, Scotch & Soda, Seafolly, SHEIKE, SHEIN, Showpo., Skechers, Sportsgirl, Stylerunner, Supré, SurfStitch, Thats So Fetch, The Oodie, Tiger Mist, TK Maxx, Tommy Hilfiger, Tony Bianco, Universal Store, VRG GRL, White Fox Boutique, Wittner.   |
| [TCN Him](https://thecardnetwork.com.au/pages/the-him-card)   | Academy Brand, adidas, Aquila, ASOS, Barbeques Galore, **BCF**, Bonds, boohooMAN, Booktopia, Calibre, Calvin Klein, Champion, City Beach, Cotton On, Culture Kings, Decathlon, Drummond Golf, Dymocks, Edge Clothing, Factorie, Foot Locker, Ghanda, Glue Store, H&M, Hallenstein Brothers, Hype DC, INTERSPORT, Jay Jays, **JB Hi-Fi**, JD Sports, Just Jeans, Kingpin, Kogan, Macpac, Neverland, Nike, Platypus, PlayStation Store, **rebel**, Reebok, Scotch & Soda, **Supercheap Auto**, Surf Dive 'n Ski, SurfStitch, The AFL Store, The Athlete's Foot, **The Good Guys**, Timberland, **Timezone**, Tommy Hilfiger, **Uber**, **Uber Eats**, Universal Store, Van Heusen, Xbox, Zone Bowling.   |
| [TCN Home](https://thecardnetwork.com.au/pages/the-home-card)   | Adairs, Adairs Kids, Barbeques Galore, **BCF**, Collins Booksellers, Dymocks, eva, H&M, House, Howards Storage World, **JB Hi-Fi**, Kogan, Matchbox, MyHouse, OZ Design Furniture, PETstock, Provincial Home Living, Robins Kitchen, SHEIN, Sheridan, Sheridan Outlet, SUNNYLiFE, **Supercheap Auto**, **The Good Guys**, TK Maxx, Urban Home Republic, V.I.P. Home Services, Weber, Wheel & Barrow.   |
| [TCN Kids](https://thecardnetwork.com.au/pages/the-kids-card)   | Adairs Kids, adidas, AG LEGO® Certified Stores, ASOS, Bonds, Booktopia, BOUNCE, City Beach, Cotton On, Cotton On Kids, Culture Kings, Decjuba Kids, Dymocks, Foot Locker, Ghanda, H&M, Holey Moley, Hype DC, INTERSPORT, **JB Hi-Fi**, JD Sports, Just Jeans, Kidstuff, Kingpin, New Balance, Nike, NRLShop.com, Platypus, PlayStation Store, Puma, Quiksilver, **rebel**, Reebok, Roblox, Skechers, Smiggle, Strike, Surf Dive 'n Ski, SurfStitch, The AFL Store, The Athlete's Foot, The Oodie, The Trybe, **Timezone**, TK Maxx, Toyworld, Typo, Village Roadshow Theme Parks, Xbox, Zone Bowling.   |
| [TCN Love](https://thecardnetwork.com.au/pages/the-love-card)   | Adairs, adidas, Adore Beauty, ASOS, Bonds, Booktopia, Calvin Klein, Champion, Cotton On, Cotton On Body, Decjuba, Dymocks, Foot Locker, Forever New, H&M, Hotels.com, JD Sports, Jeanswest, Just Jeans, Kookai, Nike, Oz Hair & Beauty, Peter Alexander, Platypus, Princess Polly, Provincial Home Living, Reebok, SHEIKE, Sheridan, Sheridan Outlet, Showpo., Sportsgirl, Sussan, The Oodie, TK Maxx, Typo, Universal Store, White Fox Boutique, Wittner.   |
| [TCN Mum](https://thecardnetwork.com.au/pages/the-mum-card)   | Adairs, adidas, Adore Beauty, ASOS, Bonds, Bras N Things, Calvin Klein, Cotton On, Cotton On Body, Decjuba, Drummond Golf, Dymocks, Estée Lauder, Forever New, H&M, Jacqui E, JD Sports, Just Jeans, Kookai, Macpac, M·A·C, Nike, Nine West, Oz Hair & Beauty, Peter Alexander, Portmans, Provincial Home Living, Puma, **rebel**, Reebok, Seafolly, SHEIKE, Skechers, Sportsgirl, Stylerunner, Sussan, TK Maxx, Tony Bianco, Wheel & Barrow, Wittner.   |
| [TCN Online](https://thecardnetwork.com.au/pages/the-online-card)   | Adore Beauty, ASOS, Beginning Boutique, Booktopia, Estée Lauder, Hello Molly, Hotels.com, Princess Polly, SHEIN, Showpo., SUNNYLiFE, SurfStitch, Tiger Mist, UGG Express, White Fox Boutique.   |
| [TCN Party](https://thecardnetwork.com.au/pages/the-party-card)   | AG LEGO® Certified Stores, ASOS, **BCF**, Billabong, Bonds, Booktopia, BOUNCE, Champion, City Beach, Cotton On, Cotton On Body, Cotton On Kids, Culture Kings, Decathlon, Decjuba Kids, Dotti, Dymocks, Factorie, Foot Locker, Ghanda, Glue Store, H&M, Holey Moley, Hype DC, Jay Jays, **JB Hi-Fi**, JD Sports, Just Jeans, Kidstuff, Macpac, Movie World, Peter Alexander, Platypus, Puma, Quiksilver, **rebel**, Reebok, Sea World, SHEIN, Skechers, Smiggle, Sportsgirl, Supré, Surf Dive 'n Ski, The AFL Store, The Athlete's Foot, The Oodie, **Timezone**, TK Maxx, Toyworld, Typo, Universal Store, Village Roadshow Theme Parks, Wet n Wild, Xbox, Zone Bowling.   |
| [TCN Shop](https://thecardnetwork.com.au/pages/the-shop-card)   | Adairs, adidas, Adore Beauty, ASOS, Barbeques Galore, **BCF**, Bonds, boohoo, Bras N Things, Calvin Klein, Champion, City Beach, Collins Booksellers, Cotton On, Decjuba, Dotti, Dymocks, Foot Locker, Forever New, Ghanda, Ginger and Smart, Glassons, Glue Store, H&M, Hello Molly, Hype DC, Jacqui E, Jay Jays, JD Sports, Jeanswest, Just Jeans, Kogan, Kookai, Macpac, Nike, Nine West, Oz Hair & Beauty, Peter Alexander, Platypus, Portmans, Puma, **rebel**, Reebok, SHEIKE, SHEIN, Sheridan, Sheridan Outlet, Showpo., Smiggle, Sportsgirl, Stylerunner, Supré, Sussan, Suzanne Grae, Thats So Fetch, TK Maxx, Tommy Hilfiger, Typo, Universal Store, White Fox Boutique, Wittner.   |
| [TCN Teen](https://thecardnetwork.com.au/pages/the-teen-card)   | adidas, ASOS, Beginning Boutique, Billabong, Bonds, Calvin Klein, Champion, City Beach, Cotton On, Culture Kings, Dr. Martens, Dymocks, Factorie, Foot Locker, Ghanda, Glassons, Glue Store, H&M, Hype DC, INTERSPORT, Jay Jays, **JB Hi-Fi**, JD Sports, Kingpin, Nike, NRLShop.com, Perfect Stranger, Peter Alexander, Platypus, PlayStation Store, Princess Polly, Quiksilver, **rebel**, Reebok, Roblox, SHEIN, Showpo., Sportsgirl, Strike, Supré, Surf Dive 'n Ski, SurfStitch, The AFL Store, The Athlete's Foot, The Oodie, **Timezone**, TK Maxx, Tommy Hilfiger, Typo, UGG Express, Universal Store, Village Roadshow Theme Parks, White Fox Boutique, Xbox, Zone Bowling.   |
| [The Christmas Card For Her](https://thecardnetwork.com.au/pages/the-christmas-card-for-her)   | Aveda, Forever New, H&M, Kookai, M·A·C, Nike, Palace Cinemas, Platypus, Seafolly, Showpo., Sportsgirl, SurfStitch, Tony Bianco, Universal Store, Wheel & Barrow Homewares.   |
| [The Christmas Card For Him](https://thecardnetwork.com.au/pages/the-christmas-card-for-him)   | Aquila, Calibre, Culture Kings, Foot Locker, INTERSPORT, Nike, Platypus, Scooter Hut, Strike, Surf Dive 'n Ski, SurfStitch, Timberland, Universal Store, Xbox.   |
| [The Christmas Card For Kids](https://thecardnetwork.com.au/pages/the-christmas-card-for-kids)   | adidas, Booktopia, BOUNCE, Foot Locker, H&M, Nike, Scooter Hut, Skechers, Strike, Surf Dive 'n Ski, Toyworld, Xbox.   |

The box below contains the Markdown code for the contents of the above table, which can be used to insert the table on OzBargain deal posts, competition posts and comments. Rows can be deleted as required, particularly if the table only needs to show a subset of The Card Network Gift Cards.

| Gift Card | Where is this gift card accepted? |
|---------------|------------------------------------|
| [TCN Pamper](https://choice.gift/pages/the-pamper-card)      | Merchants around Australia categorised as Barber and Beauty Shops (MCC 5977), Health and Beauty Spas (MCC 7298) or Hotels, Motels and Resorts (MCC 7011). Gift card subject to individual merchant acceptance.                |
| [TCN Cinema](https://choice.gift/pages/the-cinema-card)     | Merchants around Australia categorised as Motion Picture Theatres (MCC 7832). Gift card subject to individual merchant acceptance.                |
| [TCN Pub & Bar](https://choice.gift/pages/the-pub-bar-card)    | Merchants around Australia categorised as Eating Places and Restaurants (MCC 5812), Drinking Places (MCC 5813) or Country Clubs (MCC 7997). Gift card subject to individual merchant acceptance. (Please refer to [this table](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq#where_can_i_redeem_restaurant-related_gift_cards) for more information.)                |
| [TCN Restaurant](https://choice.gift/pages/the-restaurant-card)    | Merchants around Australia categorised as Eating Places and Restaurants (MCC 5812) or Drinking Places (MCC 5813). Gift card subject to individual merchant acceptance. (Please refer to [this table](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq#where_can_i_redeem_restaurant-related_gift_cards) for more information.)               |
| [TCN Broadsheet](https://broadsheetgiftcard.com.au/)    | Merchants around Australia categorised as Eating Places and Restaurants (MCC 5812) or Drinking Places (MCC 5813). Gift card subject to individual merchant acceptance. (Please refer to [this table](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq#where_can_i_redeem_restaurant-related_gift_cards) for more information.)               |
| [TCN Good Food (Physical)](https://goodfood.gift/)    | Restaurants listed on the TCN Good Food website. (Please refer to [this table](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq#where_can_i_redeem_restaurant-related_gift_cards) for more information.)               |
| [TCN Good Food (Digital)](https://goodfood.gift/)    | Merchants around Australia categorised as Eating Places and Restaurants (MCC 5812) or Drinking Places (MCC 5813). Gift card subject to individual merchant acceptance. (Please refer to [this table](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq#where_can_i_redeem_restaurant-related_gift_cards) for more information.)               |
| [TCN Fuel](https://card.gift/product/the-fuel-gift-card)    | Service stations around Australia that accept eftpos prepaid (for physical gift cards) or Mastercard prepaid (for digital gift cards). Gift card subject to individual merchant acceptance.               |
| [TCN Grocery](https://card.gift/product/the-grocery-gift-card)    | Grocery stores and supermarkets around Australia that accept eftpos prepaid (for physical gift cards) or Mastercard prepaid (for digital gift cards). Gift card subject to individual merchant acceptance.               |
| [The Holiday & Hotel Gift Card](https://www.thehotelcard.com.au/)    | www.thehotelcard.com.au to book hotel rooms at over 800,000 hotels around Australia and worldwide.     |
| [The AFL Gift Card](https://afl.gift/)    | An AFL club’s official store, participating club match day outlets or at The AFL Store around Australia.     |
| [The NRL Gift Card](https://nrl.gift/)    | An NRL club’s official store or at the official online store of the NRL at www.nrlshop.com.     |
| [TCN eftpos Gift Card](https://www.eftpos.gift/)    | Any merchants around Australia that accept eftpos prepaid. Gift card subject to individual merchant acceptance.                |

It depends on whether the TCN gift card website states that the TCN gift card you have can be redeemed at that participating retailer.

The gift card packaging should not be used when trying to understand where a TCN gift card can be redeemed. Participating retailers are typically added to or removed from at least one type of TCN gift card every few weeks. However, physical TCN gift cards are only manufactured in batches and can take a number of months before they arrive at a retailer for sale, so the participating retailers printed on the gift card packaging may be out of date by the time the gift cards arrive at a retailer.

TCN gift cards' terms and conditions also makes it very clear that the full and updated list of participating retailers is on the TCN website.

NOTE: This section is only in relation to the TCN gift cards that can only be redeemed at a list of participating retailers (e.g. HER, HIM, TEEN).

A physical TCN gift card can be redeemed in two ways:

• In-store (by swiping the gift card on the EFTPOS terminal), or
• Exchange (which is called online by TCN), where you can exchange part or all of the available balance of a TCN gift card for a participating retailer's digital gift card. This gift card can be redeemed in-store or online at a participating retailer (dependent on the retailer’s gift card’s terms and conditions).

A TCN gift card can be redeemed by swiping the physical TCN gift card on the EFTPOS terminal.

To redeem a TCN gift card in-store, tell the staff member at the checkout you would like to use a card. Do not mention anything about gift cards, as a participating retailer's checkout system may not be able to redeem TCN gift cards if the checkout is expecting a gift card issued by the store itself. For example, if you ask a staff member at a JB Hi-Fi checkout you would like to use a gift card and you attempt to use a TCN gift card, the checkout will be unable to redeem the TCN gift card, as the checkout is expecting the staff member to scan the barcode a JB Hi-Fi gift card.

A participating retailer may permit to a customer to redeem multiple TCN gift cards in one transaction. However, this is at the discretion of the individual participating retailer, as some participating retailers may not be set up to allow the redemption of multiple Mastercard or eftpos cards in one transaction. Examples of participating retailers that will permit multiple Ultimate gift cards to be redeemed in one transaction include JB Hi-Fi and The Good Guys.

A participating retailer may also place restrictions on the usage of an TCN gift card. For example, JB Hi-Fi and The Good Guys officially do not permit customers to use TCN gift cards as a payment method for JB Hi-Fi gift cards or The Good Guys gift cards (respectively). However, it is up to staff to enforce this policy, as there is nothing in the JB Hi-Fi checkout system that would automatically block anyone from using TCN gift cards to purchase JB Hi-Fi gift cards.

The TCN gift card scheme also features a gift card exchange portal, where you can exchange part or all of the available balance of a TCN gift card for a participating retailer's digital gift card.

However, not all participating retailers participate in the portal. The webpage for the TCN gift card will show a list of retailers that participate in the gift card exchange portal.

The exchange portal can be accessed through the TCN gift card website by following these steps:

• Go to the webpage for the TCN gift card you have
• Once the webpage finishes loading, scroll down to section showing participating retailer logos
• Click/tap on the logo for the relevant participating retailer
• If the redemption options in the bottom left-hand corner of the screen are Instore and Online, click/tap on Online.
• Click/tap on Continue
• Read the information regarding the participating retailer's digital gift card, then click/tap on Proceed
• Follow the subsequent steps to have the digital gift card emailed to you.

It depends on the participating retailer.

It depends on whether the participating retailer has placed any limits on the number of cards from a financial institution (e.g. EFTPOS, Visa, Mastercard) can be used in one transaction.

The table below indicates OzBargain’s record for the highest number of TCN or Ultimate gift cards redeemed in one transaction:

0

Physical TCN gift cards are EFTPOS gift cards, so they cannot be directly used for any online transactions at any participating retailer.

TCN operates a digital gift card exchange facility, where you can exchange part or all of the available balance of a TCN gift card for a digital gift card for some participating retailers. However, the retailers that participate in this facility will change from time to time and without prior notice. For instructions for accessing the exchange facility, please refer to a different FAQ.

The cardholder should check whether a participating retailer has any restrictions on how their digital gift card can be used for online transactions (e.g. can the digital gift card be redeemed online, how many digital gift cards can be redeemed in one transaction). For example:

• JB Hi-Fi currently allows an unlimited number of JB Hi-Fi gift cards to be redeemed in one online transaction, but JB Hi-Fi's gift card policy states you cannot use a JB Hi-Fi gift card to purchase any gift cards.
• The Good Guys currently only allows a maximum of two The Good Guys gift cards to be redeemed in one online transaction.

This section lists the participating retailers for the following gift cards:

• Swap gift cards
• Woolworths Group & Partner gift cards
• Gift cards issued by Coles Group Ltd

Please note that the list of participating retailers will change over time, so please refer to the gift card issuer’s website for the most up-to-date list of participating retailers.

The participating retailers are correct as at 31 March 2024. Please refer to the front of the gift card and the individual gift card pages for the most up-to-date list of participating retailers.

The following retailers have been bolded in the table, due to the popularity of gift card deals for these retailers:

• EB Games

The box below contains the Markdown code for the contents of the above table, which can be used to insert the table on OzBargain deal posts, competition posts and comments. Rows can be deleted as required, particularly if the table only needs to show a subset of Swap Gift Cards.

| **Gift Card** | **Participating Retailers** |
|---------------|-----------------------------|
| Swap Celebration   | ASOS, Barbeques Galore, City Beach, City Perfume, Dymocks, Foot Locker, H&M, isubscribe, Lorna Jane, Luxury Escapes, Marley Spoon, Michael Hill, Red Balloon, Sephora, Subway, The Iconic          |
| Swap Entertainment   | Adrenaline, Binge, **EB Games**, Hoyts, Kayo, Xbox               |
| Swap Adventure & Leisure   | Accor, Adrenaline, Anaconda, Drummond Golf, ibis, Luxury Escapes, Novotel, Sofitel, Webjet       |
| Swap Food Delivery    | Dinnerly, EASI, Marley Spoon, Rashays                |

The participating retailers are correct as at 28 January 2024. Please refer to the individual gift card pages for the most up-to-date list of participating retailers.

NOTE: Any references to “Woolworths” includes “Woolworths Metro”.

NOTE: Any references to “Woolworths” includes “Woolworths Metro”.

Bonus Store eGift Cards are generally given out as a bonus during promotions. These gift cards may have a short expiry date, as they are promotional gift cards.

According to the Woolworths Group gift card website, the following Bonus Store eGift Cards exist:

• Woolworths Bonus Store eGift Card
• BIG W Bonus Store eGift Card
• Dan Murphy's Bonus Store eGift Card
• Cellarmaster's Bonus Store eGift Cards - currently redeemable at Dan Murphy's after the closure of Cellarmasters in June 2021

Woolworths Group has also sold Promotional eGift Cards through their regular online portal. The following Bonus Store eGift Cards are known to exist:

• Woolworths Promotional eGift Card
• BIG W Promotional eGift Card

The participating retailers are correct as at 28 January 2024. Please refer to the individual gift card pages for the most up-to-date list of participating retailers.

AmpolCash gift cards are non-reloadable gift cards issued by Ampol.

AmpolCash gift cards are available in two forms:

• Physical: available for purchase at Ampol Foodary service stations.
• Digital: available for purchase through a number of third-party sellers (e.g. Prezzee, ShopBack, Reward Gateway).

Prezzee stocks two types of AmpolCash Digital gift cards:

• AmpolCash: a gift card that can be used to pay for fuel and eligible products sold in the convenience store (e.g. food, drinks).
• AmpolCash Fuel Only: a gift card that can only be used to pay for fuel.

AmpolCash physical gift cards are redeemable at all Ampol service stations where EFTPOS facilities are operational and online.

Please note that AmpolCash physical gift cards can only be redeemed at automated fuel dispensers (aka pay-at-the-pump machines, which are typically found at unattended service stations) if the gift card has been set up with a PIN.

AmpolCash Digital gift cards are only accepted at Ampol Foodary, EG Ampol and other participating Ampol service stations. Please refer to the Ampol store locator for a full list of service stations accepting AmpolCash Digital.

The physical gift card is required to redeem funds from it. It is currently not possible to add a physical gift card to Apple Wallet or the WalletPasses Android app.

If paying in-store:

• Tell the attendant that you would like to use a card as a payment method. (If split payments is required, tell the attendant the amount to redeem from your gift card.)
• Swipe the gift card on the EFTPOS terminal.
• If prompted for a PIN, press Enter without entering any numbers (even if a PIN is set on the gift card).

If paying at an automated fuel dispenser, follow the instructions for redeeming an AmpolCard (which should be outlined at the payment terminal). Please note:

• An AmpolCash physical gift card can only be redeemed at an automated fuel dispenser if a PIN is set on the gift card. The PIN must be provided when prompted by the payment terminal.
• The maximum amount that can be redeemed from an AmpolCash physical gift card is its available balance. For example, if the available balance of an AmpolCash physical gift card is $69, the maximum amount of fuel that will be dispensed will be $69.
• Only one AmpolCash physical gift card can be redeemed in one transaction.

When paying in-store at a participating Ampol:

• Tell the attendant that you would like to use an AmpolCash Digital gift card as a payment method. (If split payments is required, tell the attendant the amount to redeem from your gift card.)
• Present the gift card's QR code to be scanned. If the attendant instead asks for a 10-digit gift card number, provide the 10-digit number.
• If prompted for a PIN, press Enter without entering any numbers (even if a PIN is set on the gift card).

For more information on redeeming AmpolCash Digital gift cards, please refer to this knowledge article on Prezzee.

If purchasing an AmpolCash physical gift card from an Ampol Foodary, the easiest method is to set up a PIN at the time of purchase. To do this, when prompted to swipe the AmpolCash gift card to activate it, swipe the gift card on the EFTPOS terminal and a PIN prompt screen will appear on the EFTPOS terminal screen. At this point, you can enter in a four-digit PIN of your choice and then press Enter.

If the AmpolCash gift card has already been purchased, a PIN can be set up by contacting the AmpolCash gift card team. To do this, send an email to ampolcash@ampol.com.au with the gift card number on the front of the card and a copy of the gift card proof of purchase and request PIN verification to be enabled on the gift card.

AmpolCash Digital gift cards cannot have a PIN set up on it after it has been purchased.

For more information on fuel discount offers, please refer to the Fuel Discounts wiki page.

There are a number of ways to do this:

• Check the receipt for the last purchase made using the gift card. The receipt should say Remaining Card value is $xxx.xx Card Expiry xx/xx.
• Call the AmpolCash team during their operating hours.
• Email the AmpolCash team.
• Check the balance displayed on Apple Wallet or the WalletPasses Android app. (Only applicable for AmpolCash Digital gift cards. Please note there may a delay in the remaining balance being updated after a purchase.)

No.

The focus of this section is prepaid gift cards currently or previously sold in brick & mortar retailers:

• Coles/Vanilla Mastercard gift card
• Coles Gift Mastercard - new cards are no longer being issued
• Vanilla Visa gift card
• Activ Visa gift card
• OnlyONE Visa (Prepaid) gift card
• Australia Post Gift Card (Mastercard)
• Westfield eftpos gift card
• The Perfect eftpos gift card
• TCN eftpos gift card

This section currently does not include any gift cards restricted to specific Merchant Category Codes (e.g. TCN The Restaurant gift card) or to a specific list of retailers (e.g. Ultimate Home gift card).

All prepaid gift cards listed above - excluding the Activ Visa gift card - require the gift card to be physically swiped on the EFTPOS terminal. If a merchant's EFTPOS terminal does not have the ability to read the magnetic stripe of a physical card, the prepaid gift card cannot be redeemed at that merchant.

The Activ Visa gift card can be physically swiped on the EFTPOS terminal or it can be added to a supported mobile wallet (Apple Pay, Google Wallet, Samsung Wallet) and then redeemed via the mobile wallet.

Coles Mastercard Gift Cards (issued by Heritage Bank) and Vanilla Mastercard Gift Cards by default only allow signature verification, but can be set up with a PIN specified by the cardholder.

Signature verification

Signature verification is only possible if no PIN has ever been set on the card. There is no PIN associated with the card when it is activated at the time of purchase, but the cardholder can choose any four-digit number as the PIN.

To verify a transaction using a signature:

PIN verification

There is no PIN associated with the card when it is activated at the time of purchase, but the cardholder can choose any four-digit number as the PIN either:

• Through the balance check website, or
• By entering a four-digit number at the EFTPOS terminal when prompted for one.

To verify a transaction using a PIN:

Coles Gift Mastercards (issued by Indue) are no longer being issued, but existing Coles Gift Mastercards can have their balances redeemed up until the expiry date printed on the front of the card.

Coles Gift Mastercards are associated with a four-digit PIN at the time it was sold and activated, and this is printed on the back of the card.

To verify a transaction using the PIN:

Vanilla Visa gift cards only allow signature verification. It is not possible to set up a PIN on these cards. If a merchant requires PIN verification, the Vanilla Visa gift card cannot be redeemed at the merchant.

To verify a transaction using a signature:

Activ Visa gift cards are associated with a four-digit PIN at the time it was sold and activated, and this is printed on the back of the card.

PIN verification - physical gift card

To verify a transaction with the physical gift card using the PIN:

PIN verification - mobile wallet

If an Activ Visa gift card is added to a mobile wallet and then is used from the mobile wallet for a purchase transaction, a PIN does not need to be provided.

However, a PIN will need to be provided for refund transactions. To do this:

OnlyONE Visa Prepaid Gift Cards are no longer available for sale at most third-party retailers (e.g. Woolworths, BIG W, Kmart), but existing OnlyONE Visa Prepaid Gift Cards can have their balances redeemed up until the expiry date printed on the front of the card.

OnlyONE Visa Prepaid Gift Cards either support only signature verification or only PIN verification. The small print on the back of the gift card packaging will indicate whether the enclosed prepaid gift card comes with a PIN. If the small print mentions that no PIN is required for in-person purchases, it means that it only supports signature verification.

Signature verification

To verify a transaction using a signature:

PIN verification

To verify a transaction using a PIN:

Australia Post Gift Card (Mastercard) are associated with a four-digit PIN at the time it was sold and activated, and this is printed on the back of the card.

PIN verification

To verify a transaction using a PIN:

eftpos gift cards (including the TCN eftpos gift card, Westfield eftpos gift card and the Perfect eftpos gift card) are associated with a four-digit PIN at the time it was sold and activated, and this is printed on the back of the card.

PIN verification

To verify a transaction using a PIN:

NOTE: merchants using Square EFTPOS terminals are unable to accept eftpos cards via a magstripe, because Square blocks such payments.

A Visa or Mastercard prepaid gift card can be redeemed at an online merchant accepting Visa or Mastercard, as long as the online merchant permits the use of prepaid gift cards.

Prepaid gift cards are not tied to a specific person, so they cannot support security features that allow a payment processor to ask for verification when you attempt to complete a purchase online (e.g. 3D Secure). A number of merchants do not accept cards without 3-D Secure support, and other merchants will block some prepaid gift cards (or even prepaid cards) based on the bank identification number (BIN).

A workaround is to link a prepaid gift card to a PayPal account, then use PayPal at an online merchant (where PayPal is accepted) and select the linked prepaid gift card as the payment source.

An eftpos gift card cannot be redeemed online, as eftpos does not currently support online transactions.

Visa / Mastercard prepaid gift cards are more susceptible to unauthorised transactions than a regular Visa / Mastercard debit or credit card, due to a number of reasons:

• Issuers of Visa / Mastercard prepaid gift cards usually do not employ the sophisticated fraud detection algorithms typically seen on Visa / Mastercard debit or credit cards.
• Prepaid gift cards are usually created with a limited range of potential card numbers and expiry dates.
• Some online merchants do not require a CVN (card verification number) to be provided in order to attempt a payment.
• The absence of 3-D Secure or similar features means that the merchant cannot ask the card issuer to verify that the registered cardholder is the one who is attempting the transaction.

The recommendation is to redeem Visa / Mastercard prepaid gift cards as quickly as possible to reduce the likelihood of being impacted by unauthorised transactions. Although most issuers of Visa / Mastercard prepaid gift cards permit a cardholder to dispute transactions, the process for disputing transactions can be lengthy and require supporting documentation (including the original purchase receipt for the prepaid gift card, as well as personal ID). There are also time limits for disputing transactions, which are set by Visa / Mastercard themselves.

eftpos gift cards are not as susceptible to unauthorised transactions, because unauthorised transactions are almost always online transactions.

For eftpos gift cards, yes.

For Visa / Mastercard prepaid gift cards, not always.

Some merchants operating in specific merchant categories (e.g. hairdressers, restaurants, hotels, rental car places) may request a pre-authorisation amount that is up to 120% of the original transaction amount. However, when the transaction is no longer pending, the amount deducted from the Visa / Mastercard prepaid gift card will be settled at the transaction amount, and any additional funds set aside to cover the pre-authorisation amount will be returned the available balance.

This means you may not be able to redeem a prepaid gift card at some merchants, even though you think it has a sufficient available balance. For example, if a hairdresser wants to charge you $30 and you use a prepaid gift card as a payment method, the pre-authorisation charge may be $36. The difference between the pre-authorisation charge and the final transaction amount is returned to the available balance once the transaction has been settled.

The purpose of this section is to track the permitted merchant category codes (MCCs) for a number of dining-related gift cards that can be redeemed at multiple dining-related merchants.

Examples of such gift cards include:

• Restaurant Choice gift card
• TCN Pub & Bar gift card
• Good Food gift card

Below is a table outlining whether a dining-related gift card works at MCCs most commonly used by restaurants (including fast food restaurants), pubs and bars. A dining-related gift card may also work at other MCCs (and if so, this will be outlined in the Comments column).

The box below contains the Markdown code for most of the gift cards listed in the above table, which can be used to insert the table on OzBargain deal posts, competition posts and comments. Rows can be deleted as required, particularly if the table only needs to show a subset of these restaurant-related gift cards.

| Gift Card | Where is this gift card accepted? |
|---------------|------------------------------------|
| [TCN Restaurant](https://choice.gift/pages/the-restaurant-card)    | Merchants around Australia categorised as Eating Places and Restaurants (MCC 5812) or Drinking Places (MCC 5813). Gift card subject to individual merchant acceptance. (Please refer to [this table](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq#where_can_i_redeem_restaurant-related_gift_cards) for more information.)               |
| [TCN Pub & Bar](https://choice.gift/pages/the-pub-bar-card)    | Merchants around Australia categorised as Eating Places and Restaurants (MCC 5812), Drinking Places (MCC 5813) or Country Clubs (MCC 7997). Gift card subject to individual merchant acceptance. (Please refer to [this table](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq#where_can_i_redeem_restaurant-related_gift_cards) for more information.)                |
| [TCN Good Food (Physical)](https://goodfood.gift/)    | Restaurants listed on the TCN Good Food website. (Please refer to [this table](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq#where_can_i_redeem_restaurant-related_gift_cards) for more information.)              |
| [TCN Good Food (Digital)](https://goodfood.gift/)    | Merchants around Australia categorised as Eating Places and Restaurants (MCC 5812) or Drinking Places (MCC 5813). Gift card subject to individual merchant acceptance. (Please refer to [this table](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq#where_can_i_redeem_restaurant-related_gift_cards) for more information.)               |
| [TCN Broadsheet](https://broadsheetgiftcard.com.au/)    | Merchants around Australia categorised as Eating Places and Restaurants (MCC 5812) or Drinking Places (MCC 5813). Gift card subject to individual merchant acceptance. (Please refer to [this table](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq#where_can_i_redeem_restaurant-related_gift_cards) for more information.)               |
| [Restaurant Choice](https://www.restaurantchoice.com.au/)    | Merchants around Australia categorised as Hotels, Caterers (MCC 5811), Eating Places and Restaurants (MCC 5812), Drinking Places (MCC 5813), Fast Food Restaurants (MCC 5814), Motels & Resorts, Central Merchant (MCC 7011) and Amusement Parks, Circuses, Carnivals, and Fortune Tellers (MCC 7996). Gift card subject to individual merchant acceptance. (Please refer to [this table](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq#where_can_i_redeem_restaurant-related_gift_cards) for more information.)               |
| [Café Choice](https://www.cafechoicegiftcard.com.au/)    | Merchants around Australia categorised as Hotels, Caterers (MCC 5811), Eating Places and Restaurants (MCC 5812), Drinking Places (MCC 5813), Fast Food Restaurants (MCC 5814), Motels & Resorts, Central Merchant (MCC 7011) and Amusement Parks, Circuses, Carnivals, and Fortune Tellers (MCC 7996). Gift card subject to individual merchant acceptance. (Please refer to [this table](https://www.ozbargain.com.au/wiki/gift_card_deals_retailer_faq#where_can_i_redeem_restaurant-related_gift_cards) for more information.)              |
| [Activ Visa Night Out](https://activgiftcard.com.au/card/night-out/)    | Any merchants that accept prepaid Visa gift cards. Gift card subject to individual merchant acceptance.              |
| [Gift To Dine](https://www.gifttodine.com.au/)    | Can be exchanged for a participating restaurant's digital gift card on the Gift To Dine website.              |
| [Gourmet Traveller](https://gourmettravellergiftcard.com.au/)    | Restaurants listed on the Gourmet Traveller website.              |
| [Best Restaurants](https://www.bestrestaurants.com.au/best-restaurants-gift-card/)    | Restaurants listed on the Best Restaurants website.              |

The digital and physical versions of gift cards owned by TCN are usually issued by different companies, which means it is possible for the same brand of gift card to have two different lists of permitted MCCs.

This section details expiry period for popular gift cards issued by various retailers and financial institutions.

Broadly speaking, gift cards are required to have a minimum 3 year expiry date, but there are some exceptions.

The table below also covers the likelihood of extending the gift card expiry beyond the original expiry date (based on previous OzBargainers' experience). A gift card issuer may re-extend the expiry of a gift card after the original expiry date, but if this happens, it will be a goodwill gesture, as there is generally nothing legally requiring a gift card issuer to do this.