Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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Bank of Melbourne $2000 Refinance Cashback (Min $250,000 Loan, EXPIRED) + 0.60% Broker Cashback (No Cap) @ Bank of Melbourne

expired Bank of Melbourne $2000 Refinance Cashback (Min $250,000 Loan, EXPIRED) + 0.60% Broker Cashback (No Cap) @ Bank of Melbourne

Store RepWithCashback @ With Cashback on 10/07/2023 - 13:11 bankofmelbourne.com.au

Dear OzBargainers, Hope this post finds everyone well. Bank of Melbourne has extended its refinance cashback offer until 31/08/2023. Please see the breakdown below: $2,000 cashback for a new …

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Up to $10,000 Broker Cashback on Refinance or Property Purchase @ Fairlane Finance

expired Up to $10,000 Broker Cashback on Refinance or Property Purchase @ Fairlane Finance

AssociatedLMortgage Specialist on 09/07/2023 - 16:39 fairlane.au

Hello OzBargainers, Are you paying too much on your home loan? Our panel of lenders could help save you money with highly competitive rates, and potential LENDER cashback incentives of $1,000 to …

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ANZ Home Refinances - $4,000 Cashback on LVR<80%, Min Loan $250,000, Fixed Rate from 5.99% (CR 6.79%, Owner Occupied P&I 2-Year)

expired ANZ Home Refinances - $4,000 Cashback on LVR<80%, Min Loan $250,000, Fixed Rate from 5.99% (CR 6.79%, Owner Occupied P&I 2-Year)

AssociatedWilson Heroes HL @ Heroes Home Loans on 05/07/2023 - 17:19 anz.com.au

Hello All Ozbargainers ANZ has extend their $4000 cashback offer pas the end of June and is one of the last few banks that offer cashback for a limited time only. These are the latest rates …

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ME Bank Refinance up to $4000 Cashback, Minimum Loan $250,000 - and LVR up to 80%

expired ME Bank Refinance up to $4000 Cashback, Minimum Loan $250,000 - and LVR up to 80%

AssociatedJamesSimBroker @ Nectar Mortgages on 05/07/2023 - 01:00 mebank.com.au

A lot of banks are removing their cashback and only a handful banks are retaining their cashback at this stage. Rates are recently on upward trajectory as RBA is desperately curbing inflation to …

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BOQ $3000 Refinance Cashback (Min $250,000 Loan) + 0.60% Mortgage Broker Cashback (No Cap) @ BOQ

expired BOQ $3000 Refinance Cashback (Min $250,000 Loan) + 0.60% Mortgage Broker Cashback (No Cap) @ BOQ

Store RepWithCashback @ With Cashback on 03/07/2023 - 11:22 boq.com.au

Dear OzBargainers, Hope this post finds everyone well. Fortunately, despite the majority of banks discontinuing their cashback offers from 30/06/2023, I'm delighted to inform you that there …

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$4288 Home Loan Refinance Cashback, Offset Variable Rate from 5.43% (CR 5.81%), 2-Yr Fixed from 5.79% (CR 7.83%) @ Bank of China

expired $4288 Home Loan Refinance Cashback, Offset Variable Rate from 5.43% (CR 5.81%), 2-Yr Fixed from 5.79% (CR 7.83%) @ Bank of China

AssociatedMortgage Broker @ Lending Clinic on 01/07/2023 - 08:10 bankofchina.com

Hello OzBargainers, Hope you're all doing well. Bank of China has extended their cashback offer until the end of September, and is offering super competitive deals, whether you want variable …

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Connective Essentials Home Loan (by NAB) Fixed Rate from 5.39% (CR 5.64%, Owner Occupied P&I 3-Year) @ Connective Home Loans

expired Connective Essentials Home Loan (by NAB) Fixed Rate from 5.39% (CR 5.64%, Owner Occupied P&I 3-Year) @ Connective Home Loans

AssociatedWilson Heroes HL @ Heroes Home Loans on 28/06/2023 - 14:28 connectivehomeloans.com.au

Hello All Ozbargainers Please note these are the latest rates including the June rate increase. Please note that we expect these fixed rates to increase this week so we will need to lodged this …

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Home Loan Fixed Rate from 5.84% (CR 6.64%, Owner Occupied P&I 3-Year) with 100% Offset Account @ Adelaide Bank

expired Home Loan Fixed Rate from 5.84% (CR 6.64%, Owner Occupied P&I 3-Year) with 100% Offset Account @ Adelaide Bank

AssociatedMortgage Broker @ Lending Clinic on 19/06/2023 - 09:14 adelaidebank.com.au

Hello OzBargainers, Sick of variable rates keep creeping up, month after month? Adelaide Bank has a very good fixed rate at the moment, and they also offer 100% offset account for their SmartFix …

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Up to $4,000 Cashback on Refinance from 5.44% p.a. (Comarison Rate 5.45% p.a.)@ IMB Bank

expired Up to $4,000 Cashback on Refinance from 5.44% p.a. (Comarison Rate 5.45% p.a.)@ IMB Bank

ozbargainerlife1 on 17/06/2023 - 16:17 imb.com.au

*IMB lending criteria, terms and conditions, fees and charges apply. Cashback limited to Eligible Refinance Applications received between 23/09/22 to 30/06/23 and settled between 1/03/23 to 30/09/23. …

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$2000 Cashback for Refinance for O/O 1 Year Fixed Rate from 5.59% (CRR 7.10%, Expired) @ St George Bank

expired $2000 Cashback for Refinance for O/O 1 Year Fixed Rate from 5.59% (CRR 7.10%, Expired) @ St George Bank

AssociatedWilson Heroes HL @ Heroes Home Loans on 15/06/2023 - 09:24 stgeorge.com.au

Hello All Ozbargainers St George has extend their cashback back offer while the majority of the bank have withdraw the cashback offer, albeit at a lower amount. From the 1 July 2023 and 31 August …

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Owner Occupied P&I 3-Year Fixed Home Loan 4.99% (CR 6.30%) LVR <90% + Fees @ Capriconian

expired Owner Occupied P&I 3-Year Fixed Home Loan 4.99% (CR 6.30%) LVR <90% + Fees @ Capriconian

dcep on 14/06/2023 - 14:52 capricornian.com.au

This comparison rate is based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or …

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$500 Cashback in 1 Month, $500 Cashback after 2 Years for Every Settled Home Loan over $250,000 @ Nextgen Finance Co Perth

expired $500 Cashback in 1 Month, $500 Cashback after 2 Years for Every Settled Home Loan over $250,000 @ Nextgen Finance Co Perth

AssociatedNextgen Finance Co on 06/06/2023 - 22:59 nextgenfinanceco.com.au

Lenders cashbacks still available up to $4000. Ending soon with CBA and NAB already cancelling their cashbacks. Refinance with us to get a better interest rate and save money. Get in touch for …

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Refinance Your Mortgage & Get Trail Commission Back (e.g. $100/Month on $800,000 Loan) @ Soren Financial

expired Refinance Your Mortgage & Get Trail Commission Back (e.g. $100/Month on $800,000 Loan) @ Soren Financial

Marketingmans246 on 02/06/2023 - 11:18 sorenfinancial.com

Are you considering ways to reduce your home loan payments and find a little extra for your monthly budget? Look no further, because Soren Financial is here to help! We are excited to share our …

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Rates from 5.49% Variable Owner Occupied Home Loan LVR <70% (CR 5.82%, 2 Year Intro) @ Westpac

expired Rates from 5.49% Variable Owner Occupied Home Loan LVR <70% (CR 5.82%, 2 Year Intro) @ Westpac

AssociatedWilson Heroes HL @ Heroes Home Loans on 18/05/2023 - 12:15 westpac.com.au

These are the latest rates (including the May rate increase) This has a free and unlimited redraw, with no offset and no annual fee Principal and Interest Owner Occupied HOME LOAN Variable - …

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$4000 Cashback for Refinance LVR <80% for O/O Fixed Rate from 5.49% @ ANZ

expired $4000 Cashback for Refinance LVR <80% for O/O Fixed Rate from 5.49% @ ANZ

AssociatedRannar @ Rannar Financial Services on 18/05/2023 - 10:20 anz.com.au

ANZ has extended their cashback back offer Current Fixed Rates for Owner Occupied: Your Loan to Value Ratio Interest rate Comparison rate 1 year fixed LVR 80% or less 5.99% p.a …

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Variable Rate Home Loan 5.44% p.a. (CR 5.82%) with Offset Upto 70% LVR @ Bank of Melbourne & St George

expired Variable Rate Home Loan 5.44% p.a. (CR 5.82%) with Offset Upto 70% LVR @ Bank of Melbourne & St George

AssociatedLendingWorkshop @ Lending Workshop on 15/05/2023 - 11:14 bankofmelbourne.com.au

** Updated to reflect the May increase** Hello Ozbargainers, Bank of Melbourne/St George has recently increased the discounts on their packaged product and is the most competitive in market at the …

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NAB $2000 Refinance Cashback + Extra $1500-$9000 Mortgage Broker Cashback (Min $250,000 Loan Size) @ NAB

expired NAB $2000 Refinance Cashback + Extra $1500-$9000 Mortgage Broker Cashback (Min $250,000 Loan Size) @ NAB

Store RepWithCashback @ With Cashback on 12/05/2023 - 13:37 nab.com.au

Dear OzBargainers, Hope this post finds everyone well. NAB has notified us that their REFINANCE rebate offer is ending on 30 June 2023. This offer will continue to be available to customers who …

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Free More Telecom nbn 50/20 for 3 Years for Eligible Conditionally Pre-Approved Home Loan Applicants @ CommBank

expired Free More Telecom nbn 50/20 for 3 Years for Eligible Conditionally Pre-Approved Home Loan Applicants @ CommBank

djsydney on 10/05/2023 - 13:12 commbank.com.au

I am about to settle a loan with CBA and was sent by the mobile lender the free NBN offer. I checked and the previous deal expired. CBA is offering eligible conditionally pre-approved home loan …

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Fixed Rate Interest-Only in Advance Home Loan: 1 Year 5.49% p.a. (up to 70% LVR, CR 7.65%) @ Bank of Melbourne & St George

expired Fixed Rate Interest-Only in Advance Home Loan: 1 Year 5.49% p.a. (up to 70% LVR, CR 7.65%) @ Bank of Melbourne & St George

AssociatedLendingWorkshop @ Lending Workshop on 05/05/2023 - 12:33 bankofmelbourne.com.au

Hello Ozbargainers, Firstly want to thank you for your support so far. I can imagine this product might not be suitable for every property investor but it is an option and is very much in demand …

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$2000-$4288 Home Loan Purchase/Refinance Cashback, Offset Variable Rate from 5.18% (CR 5.56%), fixed from 5.29% @ Bank of China

expired $2000-$4288 Home Loan Purchase/Refinance Cashback, Offset Variable Rate from 5.18% (CR 5.56%), fixed from 5.29% @ Bank of China

AssociatedMortgage Broker @ Lending Clinic on 03/05/2023 - 12:35 bankofchina.com

Hello OzBargainers, Hope you're all doing well. Are you looking for a low variable rate home loan with offset account, and do not need a local branch or internet banking with fancy …

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