Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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BOQ $2,000 Home Loan Refinance Cashback (Min $250,000 and LVR ≤ 80%) + 0.60% Mortgage Broker Cashback @ BOQ

expired BOQ $2,000 Home Loan Refinance Cashback (Min $250,000 and LVR ≤ 80%) + 0.60% Mortgage Broker Cashback @ BOQ

Store RepWithCashback @ With Cashback on 08/09/2023 - 11:21 boq.com.au

Hi OzBargainers, Hope everyone is well. BOQ extended their existing refinance cashback offer from 08/09/2023. The cashback amount is $2,000 for a new refinanced home loan of $250,000 or …

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$2000-$3000 Home Loan Refinance Cashback (Minimum Loan $400,000 and LVR up to 80%) @ ME Bank

expired $2000-$3000 Home Loan Refinance Cashback (Minimum Loan $400,000 and LVR up to 80%) @ ME Bank

AssociatedMortgage Broker @ Lending Clinic on 08/09/2023 - 08:31 mebank.com.au

Hello OzBargainers, Good news, ME Bank continues to offer home loan refinance cashback, now with the same cashback whether your LVR is under 60% or above 60% (as long as not more than 80%). Updated …

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BoM & St George Variable Rate Home Loan with Offset 5.79% p.a. (CR 6.15%) up to 70% LVR, 0.3% Broker Cashback @ Lending Workshop

expired BoM & St George Variable Rate Home Loan with Offset 5.79% p.a. (CR 6.15%) up to 70% LVR, 0.3% Broker Cashback @ Lending Workshop

AssociatedLendingWorkshop on 05/09/2023 - 11:51 lendingworkshop.com.au

Hello Ozbargainers, These are discretionary rates and you won't be able to see them on BoM/St George website. I have been able to get 5.74% as well for loans above $500K. So please enquire and …

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5.69% p.a. Variable P&I Live-in Home Loan (5.70% p.a. CR, 10% Deposit, $10/M offset @ 5.81% p.a. CR) @ Tic:Toc Home Loans

expired 5.69% p.a. Variable P&I Live-in Home Loan (5.70% p.a. CR, 10% Deposit, $10/M offset @ 5.81% p.a. CR) @ Tic:Toc Home Loans

Marketingtictochomeloans on 28/08/2023 - 16:36 tictoc.com.au

Tic:Toc have lowered their home loan rate for new customers looking for a Variable P&I Live-in home loan. Make the switch to Australia's leading fee-free Variable P&I Live-in rate and …

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$2000 Home Loan Refinance Cashback (Minimum Loan $250,000 and LVR up to 80%) @ ANZ

Long Running $2000 Home Loan Refinance Cashback (Minimum Loan $250,000 and LVR up to 80%) @ ANZ

AssociatedMortgage Broker @ Lending Clinic on 26/08/2023 - 08:03 anz.com.au

Hello OzBargainers, Hope you're all doing well. ANZ has extended their cashback offer, now offering $2K cashback if you refinance your home loan or investment loan of at least $250K, where the …

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ME Bank Refinance up to $4000 Cashback, Minimum Loan $250,000 - and LVR up to 80%. Rates from 5.93% (CPR 5.95%)

expired ME Bank Refinance up to $4000 Cashback, Minimum Loan $250,000 - and LVR up to 80%. Rates from 5.93% (CPR 5.95%)

AssociatedWilson Heroes HL @ Heroes Home Loans on 23/08/2023 - 13:06 mebank.com.au

Hello All Ozbargainers A $2,000 cash back offer is available on refinances of an existing home loan from another financial institution with a minimum new lending of $250,000 and a loan to value …

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Home Loan Package: First-Year Annual Fee Waived (Save $395) & 0.10% p.a. off Advertised Rate @ People's Choice

expired Home Loan Package: First-Year Annual Fee Waived (Save $395) & 0.10% p.a. off Advertised Rate @ People's Choice

pjwellsey on 17/08/2023 - 10:21 peopleschoice.com.au

Waive the first-year annual fee on your home loan. As a special offer for Western Bulldogs fans – we want to help you get the keys to your first home sooner, purchase your investment property or …

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5.99% p.a. (CR 6.01% p.a.) Investment Home Loan @ ubank

expired 5.99% p.a. (CR 6.01% p.a.) Investment Home Loan @ ubank

Store RepWithCashback @ With Cashback on 11/08/2023 - 17:35 ubank.com.au

Dear OzBargainers, ubank notified us on 10 August that they have reduced Neat Home Loan (P&I) investment rates as below: Neat Home Loan Investment P&I 60% - reduce from 6.04% to 5.99% (CR …

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Variable Rate Home Loan 5.69% p.a. (CR 5.72% p.a.) LVR upto 60% and P&I Repayments + 0.3% Broker Cashback @ Beyond Bank

expired Variable Rate Home Loan 5.69% p.a. (CR 5.72% p.a.) LVR upto 60% and P&I Repayments + 0.3% Broker Cashback @ Beyond Bank

AssociatedLendingWorkshop @ Lending Workshop on 11/08/2023 - 10:36 beyondbank.com.au

Hello Ozbargainers, Purple Basic Variable is beyond bank's no frills product. So does not come with offset. Refer to this link to check rates for LVRs higher than 60%. The Purple Basic …

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CommBank Yello: Get $10/Mo Cashback on Some Home Insurance Policies, $4/Mo Cashback on Home Loan Package + Personalised Offers

Long Running CommBank Yello: Get $10/Mo Cashback on Some Home Insurance Policies, $4/Mo Cashback on Home Loan Package + Personalised Offers

Alias2000 on 08/08/2023 - 19:40 commbank.com.au

Hi All, I came across this tonight available to CBA customers through the CBA app. Rewards vary, does include discounted Binge and Uber One subscriptions, personalised property trend reports, and …

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Virgin Variable Rate Home Loan from 5.79% (5.94% CR) under 60% LVR for Loan over $500,000 @ Virgin Money

expired Virgin Variable Rate Home Loan from 5.79% (5.94% CR) under 60% LVR for Loan over $500,000 @ Virgin Money

AssociatedJamesSimBroker @ Nectar Mortgages on 05/08/2023 - 20:35 virginmoney.com.au

Looking for a low variable home loan interest rate with an offset account. Virgin Money is worth considering who charges $10pm for an offset facility. Rates highlight: Owner occupied P&I with …

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$3,000 First Home Buyer Bonus Rebate (Min Loan $250,000 & LVR <= 80%) @ ANZ

expired $3,000 First Home Buyer Bonus Rebate (Min Loan $250,000 & LVR <= 80%) @ ANZ

AssociatedWilson Heroes HL @ Heroes Home Loans on 02/08/2023 - 16:18 anz.com.au

Hello All Ozbargainers ANZ have just advised extend new PURCHASE rebate for first home buyer. Summary of the Eligibility Criteria: Drawdown - Drawdown within 180 days from Apply date Loan Purpose - …

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5.59% p.a. Variable Rate Home Loan, LVR <80% (CR 5.50% p.a.) @ Unloan

expired 5.59% p.a. Variable Rate Home Loan, LVR <80% (CR 5.50% p.a.) @ Unloan

Goldsmen on 31/07/2023 - 22:55 unloan.com.au

Just submitted an application for refinance. After a collecting $4k cash back from a different lender will probably leave the loan here for now. 5.59% Variable Rate for LVR <80% (CR 5.50%) …

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Variable Rate Home Loan 5.74% p.a. (CR 5.76% p.a.), up to 60% LVR @ ubank

expired Variable Rate Home Loan 5.74% p.a. (CR 5.76% p.a.), up to 60% LVR @ ubank

AssociatedLendingWorkshop @ Lending Workshop on 31/07/2023 - 10:17 ubank.com.au

Hello Ozbargainers, This product(ubank Neat Variable Home Loan) might not be suitable to everyone but a good option to consider if you are after a variable rate home loan with minimal fees. …

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Up to $5500 Cash Back for Every Settled Home Loan over $250,000 @ Nextgen Finance Co

expired Up to $5500 Cash Back for Every Settled Home Loan over $250,000 @ Nextgen Finance Co

AssociatedNextgen Finance Co on 27/07/2023 - 16:49 nextgenfinanceco.com.au

Refinance with us to get a better interest rate and save money. Get in touch for special broker discounts I can obtain for you. Up to $1500 cashback from Nextgen Finance Co, this deal includes …

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$4288 Home Loan Refinance Cashback, Offset Variable Rate from 5.58% (CR 5.96%), 2-Yr Fixed from 5.79% (CR 7.83%) @ Bank of China

expired $4288 Home Loan Refinance Cashback, Offset Variable Rate from 5.58% (CR 5.96%), 2-Yr Fixed from 5.79% (CR 7.83%) @ Bank of China

AssociatedMortgage Broker @ Lending Clinic on 26/07/2023 - 17:05 bankofchina.com

Hello OzBargainers, Hope you're all doing well. Bank of China has amended their home loan interest rate offers but still ultra competitive, and they're still offering $4288 cashback for …

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[SA, VIC, TAS] 12 Month Zap Gym Membership with Every Home Loan Refinance (Min $500,000 Loan) @ Moss Mortgage and Finance

expired [SA, VIC, TAS] 12 Month Zap Gym Membership with Every Home Loan Refinance (Min $500,000 Loan) @ Moss Mortgage and Finance

AssociatedLThefinancebroker on 17/07/2023 - 16:07 mossfinance.com.au

Dear OzBargainers Hope this post finds you well Moss Mortgage and Finance, have an offer to keep you and your mortgage fit. A Gift of One Complementary Zap fitness 12 month home Gym membership …

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$2,000 Home Loan Refinance Cashback (Min $200,000 Loan), 5.94% Basic Variable Rate (CR 5.95%) @ BankSA

expired $2,000 Home Loan Refinance Cashback (Min $200,000 Loan), 5.94% Basic Variable Rate (CR 5.95%) @ BankSA

AssociatedMortgage Broker @ Lending Clinic on 16/07/2023 - 12:21 banksa.com.au

Hello OzBargainers, Happy Sunday! There are not many home loan refinance cashback options now, BankSA is one of the few survivors! Why choose BankSA? Minimum loan amount only $200k! Streamlined …

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Earn up to 500,000 Velocity Points with New Home Loan from a Partner Lender @ Canstar

expired Earn up to 500,000 Velocity Points with New Home Loan from a Partner Lender @ Canstar

squinly on 14/07/2023 - 15:51 canstar.com.au

Canstar offering up to 500,000 velocity points if you use their portal to connect to a mortgage broker or lender: Earn 125k points: For drawing down a qualifying amount of at least $500K by …

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[VIC, SA] Up to $4000 Cashback with IMB Home Loan Refinance - 2 Years Fixed Rate from 5.49% (CR 6.12%, O/O) @ IMB

expired [VIC, SA] Up to $4000 Cashback with IMB Home Loan Refinance - 2 Years Fixed Rate from 5.49% (CR 6.12%, O/O) @ IMB

AssociatedWilson Heroes HL @ Heroes Home Loans on 14/07/2023 - 15:16 imb.com.au

Hello All Ozbargainers ONLY FOR VIC & SA Clients. The fixed rates are due to increase next Tuesday IMB $4000 cashback offer until the end of July and is one of the last few banks that offer …

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