Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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[QLD, NSW] BCU Home Loan - OO P&I Fixed for 1 Year 4.99% + $4,000 Cashback (Min Loan $250k) @ BCU

expired [QLD, NSW] BCU Home Loan - OO P&I Fixed for 1 Year 4.99% + $4,000 Cashback (Min Loan $250k) @ BCU

AssociatedLBCU4000 on 27/02/2023 - 10:17 bcu.com.au

First Post so I am sorry if something has been missed This deal is on offer through a very limited number of brokers so may be getting missed with people not going …

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Bonus $150 Prezzee Gift Card for HSBC Home Loan Borrowers

expired Bonus $150 Prezzee Gift Card for HSBC Home Loan Borrowers

ham0718 on 21/02/2023 - 20:32 hsbc.com.au

Check your email if you have a home loan with HSBC. Targeted Might be targeted or gone to everyone with them… "Dear valued customer, We hope you’re enjoying banking with HSBC. As a …

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Bendigo Bank Complete Home Loan - Owner Occupier P&I Fixed Rate - 1 Year 4.99% p.a., 2 Years 5.29% p.a., 4 Years 5.54% p.a

expired Bendigo Bank Complete Home Loan - Owner Occupier P&I Fixed Rate - 1 Year 4.99% p.a., 2 Years 5.29% p.a., 4 Years 5.54% p.a

E5TOQUE on 14/02/2023 - 12:34 bendigobank.com.au

Interest rates have increased, and some people may be looking to fix their rates. Looking around online Bendigo Bank seems to be near the best fixed rates at the moment for owner occupiers for 1, 2 …

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Refinance Your Mortgage & Get Trail Commission Back (e.g. $100/Month on $800,000 Loan) @ Soren Financial

expired Refinance Your Mortgage & Get Trail Commission Back (e.g. $100/Month on $800,000 Loan) @ Soren Financial

Marketingmans246 on 10/02/2023 - 11:10 sorenfinancial.com

Ready to save on your home loan and enjoy some extra cash in your pocket each month? Look no further! At Soren Financial, we're proud to offer our clients monthly trail commissions on any …

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$2,000 - $4,000 Refinance Cashback with Predominant Purpose Pricing (OOC Rate for INV Loan) (Min $250,000 Loan) @ ME Bank

expired $2,000 - $4,000 Refinance Cashback with Predominant Purpose Pricing (OOC Rate for INV Loan) (Min $250,000 Loan) @ ME Bank

AssociatedMortgage Broker @ Lending Clinic on 08/02/2023 - 16:50 mebank.com.au

What's special about this deal from ME Bank? Refinance your owner-occupied loan and investment loan to ME Bank under 1 application, and they can give you owner-occupied interest rate for both …

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Variable Home Loan: 4.56% p.a. (P&I, 4.57% p.a. Comparison Rate), Extra $10 Per Month for Offset Facility @ Tic:Toc Home Loans

expired Variable Home Loan: 4.56% p.a. (P&I, 4.57% p.a. Comparison Rate), Extra $10 Per Month for Offset Facility @ Tic:Toc Home Loans

pyramid on 08/02/2023 - 15:06 tictoc.com.au

paying 4.89% variable rate with tictoc but their website has 4.56% variable rate for new customer. Advertised rate looks good in current time . Its no frill loans . Variable P&I LIVE-IN 4.56% …

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Bankwest Refinance $3,000 Cashback, Minimum Loan $250,000 - Package Variable 4.84% (5.25% CR) under 80% LVR

expired Bankwest Refinance $3,000 Cashback, Minimum Loan $250,000 - Package Variable 4.84% (5.25% CR) under 80% LVR

AssociatedJamesSimBroker @ Nectar Mortgages on 06/02/2023 - 19:49 bankwest.com.au

Bankwest announced increased their Home Loan Cashback to $3000 for applications lodged between Friday, 3 February 2023 and Sunday, 30 April 2023, with disbursal on or before Friday, 30 June …

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Qantas Money Home Loan: 100,000 Qantas Points Per Year for up to 30 Years - Current Rate 4.67% (4.73% Comparison)

expired Qantas Money Home Loan: 100,000 Qantas Points Per Year for up to 30 Years - Current Rate 4.67% (4.73% Comparison)

Dyl on 06/02/2023 - 07:49 qantasmoney.com

Qantas Money now does homeloans, 100k Qantas points every year of the loan. First is at settlement, next is 3 months after settlement anniversary and yearly thereafter up to 30 years. Qantas …

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$4000 Cashback for Refinance for O/O Variable Rate from 4.74% (CR 4.75%) / 2YR Fixed 5.59% (Rates Expired) @ St George

expired $4000 Cashback for Refinance for O/O Variable Rate from 4.74% (CR 4.75%) / 2YR Fixed 5.59% (Rates Expired) @ St George

AssociatedWilson Heroes HL @ Heroes Home Loans on 03/02/2023 - 09:32 stgeorge.com.au

Hello All Ozbargainers I hope you're all having a wonderful start to the year. Please find the latest rates Current Variable Rates: Owner Occupied (redraw only): • P&I Variable 70% …

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Suncorp $3000-$4000 Home Loan & Refinance Cashback (Min $500,000-$1mil Loan), Rates from 4.79% OOC (CR 4.80%)

expired Suncorp $3000-$4000 Home Loan & Refinance Cashback (Min $500,000-$1mil Loan), Rates from 4.79% OOC (CR 4.80%)

AssociatedWilson Heroes HL @ Heroes Home Loans on 30/01/2023 - 15:21 suncorp.com.au

Hi OzBargainers, I hope everyone is keeping well! Suncorp have just advised us PURCHASE & REFINANCE rebate which has to apply by 30 March 2023 and settled by 28 June 2023. Suncorp will be …

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Investment Property I/O Loan: 4.84% (CR 4.87%) & LVR upto 60%, 5.09% (CR 5.12%) & LVR upto 80% @ BankFirst

expired Investment Property I/O Loan: 4.84% (CR 4.87%) & LVR upto 60%, 5.09% (CR 5.12%) & LVR upto 80% @ BankFirst

AssociatedPLendingWorkshop @ Lending Workshop on 29/01/2023 - 12:48 bankfirst.com.au

What's so special? - Could be a good deal for someone with LVR up to 60% and wanting to go I/O for Inv Property Loan. One-off fees Amount Establishment fee $0 Settlement fee …

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$3,500 Home Loan Refinance Cashback (Minimum $250,000 Loan), (Expired: Rates from 4.64%, CR 4.97%) @ Westpac

expired $3,500 Home Loan Refinance Cashback (Minimum $250,000 Loan), (Expired: Rates from 4.64%, CR 4.97%) @ Westpac

AssociatedMortgage Broker @ Lending Clinic on 28/01/2023 - 09:57 westpac.com.au

Hello OzBargainers, Sneak preview into Westpac's new home loan cashback offering from 31 January 2023: $3,500 Refinance Cashback available for new refinance applications received between 31 …

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$3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING

expired $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING

AssociatedJamesSimBroker @ Nectar Mortgages on 25/01/2023 - 21:40 ing.com.au

ING announced extension of ING’s $3000 Home Loan Cashback Offer to 28th February 2023. Great variable and fixed rates with fast turnaround time. To be eligible, the below criteria must be …

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Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank

expired Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank

AssociatedLDuol Loans @ Duol Loans on 23/01/2023 - 15:14 humebank.com.au

Hello Bargain hunters; Happy new year. Hume Bank is offering the below Owner occupied 3.99% Principle and interest (comparison rate – 4.40%) Investment @ 4.29% Principle and interest …

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$4,000 Home/Inv Loan Refinance Rebate (Minimum $200,000 Loan & LVR under 80%) @ BankSA

expired $4,000 Home/Inv Loan Refinance Rebate (Minimum $200,000 Loan & LVR under 80%) @ BankSA

AssociatedLLendingWorkshop @ Lending Workshop on 23/01/2023 - 11:59 banksa.com.au

$4,000 Cashback for refinance of loan amount >= $200,000. Customers refinancing from Westpac group are not eligible. What's so special? - Might be very useful for someone with a mortgage …

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$4,000 Home Loan Cashback (Minimum $750,000 Loan) for Purchase or Refinance, Rates from 4.64% (CR 4.67%) @ AMP

expired $4,000 Home Loan Cashback (Minimum $750,000 Loan) for Purchase or Refinance, Rates from 4.64% (CR 4.67%) @ AMP

AssociatedMortgage Broker @ Lending Clinic on 20/01/2023 - 19:32 amp.com.au

Hello OzBargainers, AMP has announced a new home loan cashback offer to welcome the New Year. $4,000 cashback on a new home loan or investment loan. Apply to refinance or purchase by 31 March …

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Extra $1000-$1500 Cashback from Home Loan Mortgage Broker (Refinance or Purchase) + Bonus Travel Voucher @ Lending Clinic

expired Extra $1000-$1500 Cashback from Home Loan Mortgage Broker (Refinance or Purchase) + Bonus Travel Voucher @ Lending Clinic

AssociatedMortgage Broker on 06/01/2023 - 11:35 lendingclinic.com.au
OzBargain

Are you on a 5%+ interest rate? Chances are we can get you a rate which is under 5%, with up to $5k cashback from the lender, plus up to $1500 cashback from us (as your friendly mortgage broker in …

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Up to $5000 Extra Cashback from Mortgage Broker for Each Loan Settled (Refinance or Purchase) @ Rannar Financial

expired Up to $5000 Extra Cashback from Mortgage Broker for Each Loan Settled (Refinance or Purchase) @ Rannar Financial

AssociatedRannar on 06/12/2022 - 08:29 rannar.com.au

We help homeowners negotiate the best interest rate and fee structure available with a lower interest rate and faster turnaround times. We are a completely free service and act on behalf of all the …

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Rate from 4.49% Variable P/I (EXP) $4,000-$5,000 Refinance and Purchase Rebates (Min Loan $250,000 & LVR <= 80%) @ UBank

expired Rate from 4.49% Variable P/I (EXP) $4,000-$5,000 Refinance and Purchase Rebates (Min Loan $250,000 & LVR <= 80%) @ UBank

AssociatedWilson Heroes HL @ Heroes Home Loans on 01/12/2022 - 14:29 ubank.com.au

Hi OzBargainers, I hope everyone is keeping well! UBank (NAB) have just advised us of a update to the PURCHASE & REFINANCE rebate effective today between 1st December 2022 and 28 February 2023 …

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Bank of Queensland Home Loan Refinance $3000 Cashback (Minimum Loan $250,000 & LVR of 80%)

expired Bank of Queensland Home Loan Refinance $3000 Cashback (Minimum Loan $250,000 & LVR of 80%)

AssociatedJamesSimBroker @ Nectar Mortgages on 30/11/2022 - 13:12 boq.com.au

BOQ is good option if servicing is an issue and fast turnaround time. The eligible cash back amount is $3,000 and conditions are listed below • The purpose of the loan must be to refinance a …

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