Special offer: 1% p.a. off the variable interest rate on new ANZ Personal Loans, apply by 17 November 2014.
Interest rate
For the purposes of this calculator, the following default interest rates are used and are subject to change:
Fixed interest rate from: 13.95% p.a. (comparison rate3: from 14.81% p.a.)
Variable interest rate from: 13.69% p.a.(comparison rate4: from 15.55% p.a.)
Loan terms
ANZ Personal Loans are available for periods between 1 and 7 years.2
Loan amounts
ANZ Personal Loans are available for a minimum of $5,000. This calculator has been set to a maximum of $100,000 but you can apply for a higher amount.
Repayment amount
The repayment amount shown includes the Loan Approval Fee of $150 and the quarterly Loan Administration Charge of $30.
Repayment periods
For the purposes of the calculator, months are of equal length of approximately 30 days. One year is assumed to contain exactly 52 weeks or 26 fortnights or 365 days.
Important information
All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions are available on application. Fees and charges apply.
This is an estimate of how much you may be able to borrow. It does not constitute any quote, agreement or advice. It is provided for illustrative purposes only and is based on the accuracy of information provided. It does not constitute a quote. To apply for an ANZ Personal Loan you must complete an application. If a Variable Rate Loan is selected, the interest rate will be subject to change throughout the term of the Loan.
ANZ will not store the information provided in this calculator.
A Deferred Establishment Fee will apply if you repay your Variable Rate Loan within 12 months of the date of advance.
Early repayment costs apply if you repay your loan early during a fixed interest rate period.
Rates as at Wednesday, 15 October 2014. Interest rates are subject to change based on ANZ’s assessment of your application.
These comparison rates are based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
LOL
How is that a bargain ?????