Citi Clear Platinum Credit Card - 0% on Purchases & 0% on a Balance Transfer for 6 Months

24

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Schebesta on 06/10/2009 - 18:01 citibank.com.au (263 clicks)
Last edited 06/10/2009 - 18:45 by 1 other user

• 0% for 6 months on purchases (normally 10.99% p.a. on purchases) and 20.74% p.a. on cash advances.
• 0% p.a. for 6 month balance transfer offer.
• An $85 annual fee and $19 additional for every supplementary card.
• Free International Travel Insurance
• Access to limited edition entertainment experiences through Visa Platinum Privileges and an exclusive Visa Concierge service.
• Get up to 25% off on retail shopping, travel and dining through Citibank World Privileges
• Minimum income of $50,000 a year required to apply for this card.

Mod — change link to point directly to Citibank. Please don't use affiliation link here.

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  McLarenHonda on 06/10/2009 - 18:42

  Annual fee? - no thanks - the HSBC deal is better for balance transfer

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  scotty on 06/10/2009 - 18:46

  +2

  Please do not link to your affiliation site pretending it is a deal.

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  John on 06/10/2009 - 18:47

  I still have the free Citibank Platinum card but never activated it. The last time I got the card for them, it got hacked by someone within 2 weeks of receiving the card, which was supposed to be improved safety with the chip.

  The dispute process was a horrible experience and I'm a bit traumatized to use Citibank's card at the moment. :S

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    greenman on 06/10/2009 - 19:04

    Sad to hear. I have a citibank card too.
    What was the dispute process like? Did you end up out of pocket?

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      John on 06/10/2009 - 20:20

      All communication must be made via letter. Talking over the phone isn't much of a help because you can't contact the dispute team.

      I ended up got refunded all the disputed amount after 2-3 mths but I think I still lost money. I kept paying the minimum payment required each month and when came time dispute got through I was refunded only portion of it.

      Where I lost it, I can't justify and it's too hard to calculate. Explaining over the phone was too much of a trouble so I can't be bothered chasing explanation to my $$$ lost.

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  greenman on 06/10/2009 - 18:59

  This is OK, but not really a bargain. St George has a Platinum card with travel insurance for $89.

  If you use this card for all your purchases for 6 months, taking advantage of the 0% interest rate, you might make $40 from bank deposit interest.

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  SirCH on 06/10/2009 - 19:48

  This isn't a bargain. Just a credit card deal. Could probably find something similar or better from any bank at any time.

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  skinny on 06/10/2009 - 20:30

  I don't see anything special with this!

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  jimmyly on 06/10/2009 - 20:31

  Remember that you do get entry into the VIP section of the Noodle Night Markets, as well as many other GFM events. If I was eligible for the card, I would apply straight away!

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  Lenneth on 06/10/2009 - 21:08

  not a deal